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Factors Influencing The Decision Of Granting Credit At Commercial Banks In Jenin Governorate, Zakaria Al-Jamal Dec 2021

Factors Influencing The Decision Of Granting Credit At Commercial Banks In Jenin Governorate, Zakaria Al-Jamal

Journal of the Arab American University مجلة الجامعة العربية الامريكية للبحوث

Banks perform many activities and functions and the most important function is the credit granted to current or prospective clients. This function will be profitable if it is managed by the credit department properly in terms of several factors .The decision of granting credit in banks is usually complicated and difficult, perhaps because the results of the credit decision only appear after a relatively long period of time. Therefore, understanding the determinants of credit risk plays a crucial role in the financial stability of the banks and decision of granting credit. The study aimed to identify the factors influencing …


دور التسهيلات الائتمانية الممنوحة من قبل المصارف التجارية في تحقيق النمو الاقتصادي في فلسطين: دراسة قياسية للفترة (1994 2013-), خالد حسن زبده, عمر محمود ابو عيده Jul 2020

دور التسهيلات الائتمانية الممنوحة من قبل المصارف التجارية في تحقيق النمو الاقتصادي في فلسطين: دراسة قياسية للفترة (1994 2013-), خالد حسن زبده, عمر محمود ابو عيده

Hebron University Research Journal-B (Humanities) - (مجلة جامعة الخليل للبحوث- ب (العلوم الانسانيه

he aim of this research is to analyze the role of commercial banks which is presented by the volume of credit with regard to economic growth in Palestine both from the productive sectors point of view and from the Gross Domestic Product point of view during the period of ( 1994- 2013). In order to achieve such aim an econometric model has been adopted based on Cob-Douglas production function in which the impact of total banks credit granted to the economy on the economic growth in Palestine has been tested.

The empirical results of the model showed appositive relationship between …