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Essays In Investments, Lina Han May 2021

Essays In Investments, Lina Han

Arts & Sciences Electronic Theses and Dissertations

Over the past decade, the asset management industry has experienced significant changes, with exponential growth due to the demand from individual investors. Within this context, my dissertation focuses on studying both individual and institutional investors’ behaviors. In Chapter 1, I study individual investors’ behaviors on the Alipay platform. I use unique, individual transaction data from a trading experiment implemented through the Alipay app and the same individuals’ trading history in the financial market. In response to the exogenous price movements in the experiment, investors tend to be contrarian traders. The sophisticated investors tend to be more contrarian than the less …


El Papel De Las Fintech En La Inclusión Financiera, Fuente De Financiamiento De Pymes Colombianas., Laura Daniela Montaño Gómez, Daniela Martinez Díaz Jan 2021

El Papel De Las Fintech En La Inclusión Financiera, Fuente De Financiamiento De Pymes Colombianas., Laura Daniela Montaño Gómez, Daniela Martinez Díaz

Negocios y Relaciones Internacionales

El presente trabajo analiza las Fintech como herramienta de inclusión financiera mediante el servicio de financiamiento a las pymes colombianas, se evidencia que la inclusión financiera es uno de los retos que las pymes deben afrontar en Colombia; específicamente, en el acceso al financiamiento por parte de las entidades financieras. Dicho esto, cabe resaltar que, si bien se ha venido desarrollando y consolidando un avance de la tecnología en el sector financiero, en esta ocasión, las empresas cuentan con nuevas fuentes de financiación alternas mediante servicios financieros facilitados a través de las más recientes tecnologías financieras, como es el caso …


Bank Employees’ Lived Experiences With The Implementation Of Innovative Financial Technologies, Gloria L. Cortes Jan 2021

Bank Employees’ Lived Experiences With The Implementation Of Innovative Financial Technologies, Gloria L. Cortes

Walden Dissertations and Doctoral Studies

In recent academic research, the process of financial innovation has been explored with a focus on customer adoption, the process of implementing change, and performance. An underresearched topic within existing financial innovation research is how individuals experience the process of innovation. The research question guiding this study was to explore the lived experiences of bank employees regarding the implementation of innovative financial technology solutions in a highly regulated environment. An interpretive phenomenological approach was utilized within this study to explore the experiences of 18 individuals who participated in the implementation of innovative financial technology solutions while employed at a bank. …