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Financial Literacy And Behavior In Credit Unions: An Exploration Of Member Financial Literacy And Financial Behavior In The Credit Union Model, Peter R. Fisher
Financial Literacy And Behavior In Credit Unions: An Exploration Of Member Financial Literacy And Financial Behavior In The Credit Union Model, Peter R. Fisher
Doctor of Business Administration (DBA)
Financial literacy is economically essential and plays a critical role in an individual’s overall financial capability, yet financial literacy is declining. Financial knowledge has been linked to financial behavior, with financially literate individuals displaying positive financial behaviors while those with lower financial knowledge exhibit poor financial behavior. Credit unions are member-owned financial cooperatives whose purpose is to support their membership’s social and economic goals. Credit unions are well-positioned to deliver financial literacy to members (McKillop & Wilson, 2015). This study examined financial literacy and behavior among credit union members and compared the financial literacy of credit union members with results …
Predicting The Financial Vulnerability Of U.S. Public Charities: A Test Of The Tuckman-Chang Model, Alesha L. Graves
Predicting The Financial Vulnerability Of U.S. Public Charities: A Test Of The Tuckman-Chang Model, Alesha L. Graves
Doctor of Business Administration (DBA)
Charitable organizations are significant contributors to the U.S. economy, and Americans invest billions of dollars into these organizations through their donations. Without these organizations, additional pressure would be placed on governmental agencies to provide certain services or those services would not be provided at all, indicating that these organizations’ long-term survival is necessary. In 1991, Tuckman and Chang published the seminal work on the financial vulnerability of nonprofit organizations and presented a model that describes a financially vulnerable organization. Subsequent studies of this model indicate that the model is predictive; however, those studies did not utilize an actual financial shock. …