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Open Access. Powered by Scholars. Published by Universities.®

Finance and Financial Management

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Loyola Marymount University and Loyola Law School

Series

2012

Articles 1 - 2 of 2

Full-Text Articles in Business

The Hidden Meaning In Those Letters And Numbers, Charles J. Higgins Oct 2012

The Hidden Meaning In Those Letters And Numbers, Charles J. Higgins

Finance Faculty Works

No abstract provided.


On Collecting Social Security Benefits After Age 66, Charles J. Higgins Jul 2012

On Collecting Social Security Benefits After Age 66, Charles J. Higgins

Finance Faculty Works

For those with expectations of a normal longevity, electing to collect Social Security benefits at or after age 66 is currently recognized as appropriate. However, the question of postponing starting payments after the age of 66 is more problematic. This article will show that discounting the various payment elections becomes moot after a 6 percent discount rate.