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Full-Text Articles in Business

Fear Of Asking: Factors That Inhibit Latinos In Seeking And Obtaining Credit For Small Business, Brenda Hernandez May 2012

Fear Of Asking: Factors That Inhibit Latinos In Seeking And Obtaining Credit For Small Business, Brenda Hernandez

Honors Thesis Program in the College of Management

Latino owned businesses and any minority business in general are important for the economy of the United States. They generate money that helps the economy grow and work. In the fiscal year of 2010, the Minority Business Development Agency of the United States Department of Commerce created 6,397 new jobs and helped minority owned businesses obtained almost 4 billion in contracts and capital. The numbers are record highs for the MBDA and it shows that minority businesses are growing now more than they were ever before. While the number is growing, the number of minority owned businesses is still small …


Sustainability Of Mfis Through Governance Mechanisms: A Cross-Country Analysis Of Regulation On Outreach And Operational Self Sufficiency, Daniel Muwamba Apr 2012

Sustainability Of Mfis Through Governance Mechanisms: A Cross-Country Analysis Of Regulation On Outreach And Operational Self Sufficiency, Daniel Muwamba

Honors Thesis Program in the College of Management

Poverty is an age long problem that has been part of mankind ever since civilization and the fight against poverty is as old. There are many efforts to fight poverty of which microfinance is one. One theory to explain prevalence of poverty especially in the age of capitalism is that poor enterprising people cannot lift themselves out of poverty because they lack capital to develop their enterprises. Start up businesses and enterprises commonly start operations with credit support from financial institutions but there are prerequisites to attaining this credit and numerous poor individuals do not possess these prerequisites. Such individuals …