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An Epistemological And Pattern Analysis Of Empirical Data That Influences Emergency Loan Need Among Graduate Students, Efosa C. Idemudia, R. Ferguson May 2015

An Epistemological And Pattern Analysis Of Empirical Data That Influences Emergency Loan Need Among Graduate Students, Efosa C. Idemudia, R. Ferguson

Faculty Publications -School of Business

This analysis studies closely education affordability through the epistemology of emergency loan need that signals economic challenges on the horizon for domestic and international students seeking a post graduate credential at any cost. Prior studies have been very helpful; however, to the best of our knowledge there is not a comprehensive study that has investigated the comparison of small vs. large emergency student loans taken out by graduate students. Also, to the best of our knowledge and to date there are no studies that have investigated the patterns and relationships among ethnicity, gender, marital status, degree type, and college awarded …


Emergency Loan Need Among Graduate Students Signals Debt Trends In Higher Education May Influence The Expansion Of The U.S. Economy Long-Term, Efosa C. Idemudia, Ralph Ferguson Jan 2014

Emergency Loan Need Among Graduate Students Signals Debt Trends In Higher Education May Influence The Expansion Of The U.S. Economy Long-Term, Efosa C. Idemudia, Ralph Ferguson

Faculty Publications -School of Business

This article proposes that the rising cost of graduate education and debt may suppress interest of domestic and international students in advanced education and impact the market economy. There are three challenges indicated through emergency loan need increases that deter students from graduate education. First, intellectual and skills growth has been a path to wealth building with the cost of education modest and not a potential lifetime debt. Second, Responsibility Centered Management (RCM), galvanized due to reduction of state and federal funds to support education, may have the detrimental effect of exponentially increasing tuition and fees to maintain programs, staff, …


An Empirical Analysis That Forecast A High Likelihood Of Emergency Loan Need Between Ages 27 To 41 Among Graduate Students For Policy Decisions, Efosa C. Idemudia, Ralph Ferguson Jul 2011

An Empirical Analysis That Forecast A High Likelihood Of Emergency Loan Need Between Ages 27 To 41 Among Graduate Students For Policy Decisions, Efosa C. Idemudia, Ralph Ferguson

Faculty Publications -School of Business

The increase in graduate schools’ enrollments due to the global recession poses a complex challenge for graduate school deans and policy decisions. The data indicate that between the ages 27 to 41 emergency loan need is high among graduate students. As more non-traditional students seek admission into graduate school, there may be a prescribed role for the emergency loan in order to reduce the level of borrowing necessary among traditional as well as non-traditional graduate students for effective policy decision making. Analysis of emergency loan recipients provides insight for future researchers to investigate other critical factors that influence emergency loan …


Effects Of Peer Mentoring On Types Of Mentor Support, Program Satisfaction And Graduate Student Stress: A Dyadic Perspective, Ellen A. Ensher, Elisa J. Grant-Vallone Jan 2000

Effects Of Peer Mentoring On Types Of Mentor Support, Program Satisfaction And Graduate Student Stress: A Dyadic Perspective, Ellen A. Ensher, Elisa J. Grant-Vallone

Management Faculty Works

Examines the effects of a graduate student peer-mentoring program from the perspectives of both members of the mentoring dyad, the mentors and proteges. Results indicate that peer mentoring provides students with both increased levels of psychosocial and instrumental support, and that those with high levels of support are more satisfied with their peer mentoring relationships.