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Home ownership.

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Full-Text Articles in Architecture

To Tackle The Housing Crisis, We Need To Talk About Ownership, Lorcan Sirr Jul 2016

To Tackle The Housing Crisis, We Need To Talk About Ownership, Lorcan Sirr

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The rights and obligations that go with property ownership are important issues in any country trying to control its housing stock, resolve a housing crisis or create a functioning system. The concept of ownership is not clear cut: there is common ownership, as seen on the pampas and prairies, and in the outback; shared ownership, in India and China; temporal ownership, in medieval France and now Catalonia; and subservient ownership, where the Earth belongs only to its creator.


The State Needs To Supply Its Own Housing — To Save Money, Lorcan Sirr Jun 2016

The State Needs To Supply Its Own Housing — To Save Money, Lorcan Sirr

Media

Much debate about housing has centred on proposed solutions such as the Central Bank’s lending limits and a reduction in VAT for developers. The Department of the Environment’s contribution managed to bypass the democratic process, ignore its own civil service rules, then introduce newmandatory smaller apartment sizes, which, it said, would bring down costs and stimulate development. Of course, such a crude move did no such thing—just as reducing VAT for developers and lifting bank lending ratios for lenders will not create an affordable housing system. These “solutions” are like Nero fiddling as Rome burned behind him.