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Do You Know What You Owe? Students' Understanding Of Their Student Loans, Emily A. Andruska, Jeanne M. Hogarth, Cynthia Needles Fletcher, Gregory R. Forbes, Darin R. Wohlgemuth
Do You Know What You Owe? Students' Understanding Of Their Student Loans, Emily A. Andruska, Jeanne M. Hogarth, Cynthia Needles Fletcher, Gregory R. Forbes, Darin R. Wohlgemuth
Journal of Student Financial Aid
Using a data set that augments a student survey with administrative data from the Iowa State University Office of Financial Aid, the authors posed two questions: Do students know whether they have student loans? Do students know how much they owe on outstanding student loans? We used logistic and ordered logit regressions to answer these questions. Results suggest that although the majority of students are aware that they owe on student loans, many underestimate the amount they owe. One eighth of students in the current study reported no student debt when, in fact, they had a loan. Over a quarter …
Debt And College Students' Life Transitions: The Effect Of Educational Debt On Career Choice In America, Yeseul Choi
Debt And College Students' Life Transitions: The Effect Of Educational Debt On Career Choice In America, Yeseul Choi
Journal of Student Financial Aid
This study reviewed the literature to investigate the impact of student loans on career choices, in order to provide implications for policy makers and researchers with respect to student loan policy. For this purpose, empirical studies in peer reviewed journals since 1985 were analyzed. This review explored the results of empirical studies regarding the relationship between debt and career choice in three areas: 1) general career choice, 2) specialty choice in particular fields such as law and medical school, and 3) the decision to pursue an advanced degree. The results suggest that educational debt generally has no clear negative effect …
Exit Survey Of Undergraduate Students Completing Degrees In Summer 2012, Fall 2012, Winter 2013, And Spring 2013: Descriptive Statistics, Linda D. (Linda Darlene) Clark, Beth Hartsoch, John M. Krieg
Exit Survey Of Undergraduate Students Completing Degrees In Summer 2012, Fall 2012, Winter 2013, And Spring 2013: Descriptive Statistics, Linda D. (Linda Darlene) Clark, Beth Hartsoch, John M. Krieg
Office of Institutional Effectiveness
The Exit Survey of Undergraduate Students Completing Degrees in summer, 2012 through spring of 2013 (Exit Survey) is the fifth survey of graduating students conducted at Western Washington University. This survey is designed to illuminate departmental-, college-, and university-level information on student satisfaction, barriers to success, experiences in upper division courses, and post-graduation plans. The exit survey also includes questions submitted to the Office of Survey Research (OSR) by the Division of Enrollment and Student Services, Western Libraries, the Equal Opportunity Office, University Residences, the Vice Provost of Undergraduate Education, and a group of questions addressing online courses. The Exit …
Changes To The Student Loan Experience: Psychological Predictors And Outcomes, Thomas Mueller
Changes To The Student Loan Experience: Psychological Predictors And Outcomes, Thomas Mueller
Journal of Student Financial Aid
This study builds on the work of scholars who have explored psychological perceptions of the student loan experience. Survey analysis (N = 175) revealed a multidimensional model was developed through factor analysis and testing, which revealed four latent variables: Duress, Mandatory, Financial, and Success. Duress and Mandatory were found to be independent unique predictors of the student loan process. Though perceptions were not differentiated among groups, a predominant segment of respondents did not recall their loan interest rates or terms of repayment. Respondents acknowledged the availability of loans but did not correlate availability to the value of university degrees and …