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Time To Follow Florida: Why Gina's Definition Of "Genetic Information" Must Change In The Context Of Life Insurance, Kathryn Czekalski
Time To Follow Florida: Why Gina's Definition Of "Genetic Information" Must Change In The Context Of Life Insurance, Kathryn Czekalski
Duquesne Law Review
Many Americans apply for a life insurance policy to protect their spouses and families in the event of an untimely death.1 What if insurance companies required genetic tests as part of the application process? What if those results were used to exclude applicants or calculate premiums? Can an individual who has taken a commercial genetic test, such as the popular 23andMe, 2 be forced to disclose the results to obtain an insurance policy? Surprisingly, genetic discrimination regarding life insurance decisions is currently legal in forty-nine of the fifty states.3 This Article argues that additional federal legislation to prohibit …