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Full-Text Articles in Law
Avoiding The Recharacterization Of Certain Deed-In-Lieu-Of-Foreclosure Transactions: Ensuring That What You Draft Is What You Get, 110 Banking L.J. 330 (1993), Debra Stark
Debra Pogrund Stark
No abstract provided.
Pay It Forward: A Proactive Model To Resolving Construction Defects And Market Failure, 38 Val. U. L. Rev. 1 (2003), Debra Pogrund Stark, Andrew Cook
Pay It Forward: A Proactive Model To Resolving Construction Defects And Market Failure, 38 Val. U. L. Rev. 1 (2003), Debra Pogrund Stark, Andrew Cook
Debra Pogrund Stark
No abstract provided.
A Psychological Investigation Of Consumer Vulnerability To Fraud: Legal And Policy Implication, 35 Law & Psychol. Rev. 61 (2011), Jessica M. Choplin, Debra Pogrund Stark, Jasmine N. Ahmad
A Psychological Investigation Of Consumer Vulnerability To Fraud: Legal And Policy Implication, 35 Law & Psychol. Rev. 61 (2011), Jessica M. Choplin, Debra Pogrund Stark, Jasmine N. Ahmad
Debra Pogrund Stark
No abstract provided.
Prepayment Charges In Jeopardy: The Unhappy And Uncertain Legacy Of In Re Skyler Ridge, 24 Real Prop. Prob. & Tr. J. 191 (1989), Debra Stark
Debra Pogrund Stark
No abstract provided.
Unmasking The Predatory Loan In Sheep's Clothing: A Legislative Proposal, 21 Harv. Blackletter L. J. 129 (2005), Debra Pogrund Stark
Unmasking The Predatory Loan In Sheep's Clothing: A Legislative Proposal, 21 Harv. Blackletter L. J. 129 (2005), Debra Pogrund Stark
Debra Pogrund Stark
No abstract provided.
Ineffective In Any Form: How Confirmation Bias And Distractions Undermine Improved Home-Loan Disclosures, 122 Yale L.J. Online 377 (2013), Debra Stark, Jessica Choplin, Mark Leboeuf
Ineffective In Any Form: How Confirmation Bias And Distractions Undermine Improved Home-Loan Disclosures, 122 Yale L.J. Online 377 (2013), Debra Stark, Jessica Choplin, Mark Leboeuf
Debra Pogrund Stark
No abstract provided.
Navigating Residential Attorney Approvals: Finding A Better Judicial North Star, 39 J. Marshall L. Rev. 171 (2006), Debra Pogrund Stark
Navigating Residential Attorney Approvals: Finding A Better Judicial North Star, 39 J. Marshall L. Rev. 171 (2006), Debra Pogrund Stark
Debra Pogrund Stark
No abstract provided.
The Emperor Still Has Clothes: Fraudulent Conveyance Challenges After The Bfp Decision, 47 S.C. L. Rev. 563 (1996), Debra Pogrund Stark
The Emperor Still Has Clothes: Fraudulent Conveyance Challenges After The Bfp Decision, 47 S.C. L. Rev. 563 (1996), Debra Pogrund Stark
Debra Pogrund Stark
No abstract provided.
A Cognitive And Social Psychological Analysis Of Disclosure Laws And Call For Mortgage Counseling To Prevent Predatory Lending, 16 Psychol. Pub. Pol'y & L. 85 (2010), Debra Stark, Jessica Choplin
A Cognitive And Social Psychological Analysis Of Disclosure Laws And Call For Mortgage Counseling To Prevent Predatory Lending, 16 Psychol. Pub. Pol'y & L. 85 (2010), Debra Stark, Jessica Choplin
Debra Pogrund Stark
No abstract provided.
How Do You Solve A Problem Like In Kelo?, 40 J. Marshall L. Rev. 609 (2007), Debra Pogrund Stark
How Do You Solve A Problem Like In Kelo?, 40 J. Marshall L. Rev. 609 (2007), Debra Pogrund Stark
Debra Pogrund Stark
No abstract provided.
Consumer Protection Initiatives In The Eu Mortgage Market: A Behavioral Economics Based Critique And Proposal, 25 Temp. Int'l & Comp. L.J. 1 (2011), Debra Pogrund Stark, Jessica M. Choplin
Consumer Protection Initiatives In The Eu Mortgage Market: A Behavioral Economics Based Critique And Proposal, 25 Temp. Int'l & Comp. L.J. 1 (2011), Debra Pogrund Stark, Jessica M. Choplin
Debra Pogrund Stark
No abstract provided.
New Developments In Enforcing Prepayment Charges After Acceleration Of A Mortgage Loan, 26 Real Prop. Prob. & Tr. J. 213 (1991), Debra Stark
Debra Pogrund Stark
No abstract provided.
Facing The Facts: An Empirical Study Of The Fairness And Efficiency Of Foreclosures And A Proposal For Reform, 30 U. Mich. J.L. Reform 639 (1997), Debra Pogrund Stark
Facing The Facts: An Empirical Study Of The Fairness And Efficiency Of Foreclosures And A Proposal For Reform, 30 U. Mich. J.L. Reform 639 (1997), Debra Pogrund Stark
Debra Pogrund Stark
Lenders view real estate foreclosures as too expensive and time consuming a process which needlessly increases the costs of making loans. Others complain that the foreclosure process fails to adequately protect the borrower's equity (the value of the property in excess of the debt secured by the property) in the mortgaged property. This article tests these views by gathering new data on the fairness and efficiency of the foreclosure process. Based on the data collected (which confirms some assumptions but disproves others), the author proposes a reform of the foreclosure process to promote the interest of both lenders and borrowers. …
Complex Decision-Making And Cognitive Aging Call For Enhanced Protection Of Seniors Contemplating Reverse Mortgages, 46 Ariz. St. L.J. 299 (2014), Debra Pogrund Stark, Jessica M. Choplin, Joseph Mikels, Amber Schonbrun Mcdonnell
Complex Decision-Making And Cognitive Aging Call For Enhanced Protection Of Seniors Contemplating Reverse Mortgages, 46 Ariz. St. L.J. 299 (2014), Debra Pogrund Stark, Jessica M. Choplin, Joseph Mikels, Amber Schonbrun Mcdonnell
Debra Pogrund Stark
This article analyzes the factors that affect the effectiveness of the current rules and counseling protocol in enabling seniors to make well-informed decisions on whether to enter into a proposed reverse mortgage in light of the cognitive barriers that consumers in general, and seniors in particular, face. The article then proposes further changes to these rules and the counseling protocol to better enable seniors to determine whether entering into reverse mortgages is in their best interest in light of their specific financial situations and goals. Section I provides an overview of the current status of the law relating to reverse …
Foreclosing On The American Dream: An Evaluation Of State And Federal Foreclosure Laws, 51 Okla. L. Rev. 229 (1998), Debra Pogrund Stark
Foreclosing On The American Dream: An Evaluation Of State And Federal Foreclosure Laws, 51 Okla. L. Rev. 229 (1998), Debra Pogrund Stark
Debra Pogrund Stark
No abstract provided.
Dysfunctional Contracts And The Laws And Practices That Enable Them: An Empirical Analysis, 46 Ind. L. Rev. 797 (2013), Debra Pogrund Stark, Jessica M. Choplin, Eileen Linnabery
Dysfunctional Contracts And The Laws And Practices That Enable Them: An Empirical Analysis, 46 Ind. L. Rev. 797 (2013), Debra Pogrund Stark, Jessica M. Choplin, Eileen Linnabery
Debra Pogrund Stark
While many courts refuse to strike down these clauses under the unconscionability test, this Article argues that the results from the Remedies Experiment should lead courts to adopt a different set of tests for ruling on the enforceability of limitation-of-remedy clauses in home purchase contracts. Part I of this Article highlights the relevant results from two empirical studies Professor Stark conducted regarding major problems with the fairness of purchase agreement forms used by residential real estate developers in Illinois. Part I also discusses the lack of home purchaser understanding of key relevant laws and legal documents examined in an empirical …
Enforcing Prepayment Charges: Case Law And Drafting Suggestions, 22 Real Prop. Prob. & Tr. J. 549 (1987), Debra Stark
Enforcing Prepayment Charges: Case Law And Drafting Suggestions, 22 Real Prop. Prob. & Tr. J. 549 (1987), Debra Stark
Debra Pogrund Stark
No abstract provided.
Become A Hero To A Family In Need - Predatory Lenders Beware, 18 Prob. & Prop. 9 (2004), Debra Stark
Become A Hero To A Family In Need - Predatory Lenders Beware, 18 Prob. & Prop. 9 (2004), Debra Stark
Debra Pogrund Stark
No abstract provided.
Dodd-Frank 2.0: Creating Interactive Home-Loan Disclosures To Enable Shrewd Consumer Decision-Making, 27 Loy. Consumer L. Rev. 95 (2014), Debra Pogrund Stark, Jessica M. Choplin, Mark A. Leboeuf, Andrew Pizor
Dodd-Frank 2.0: Creating Interactive Home-Loan Disclosures To Enable Shrewd Consumer Decision-Making, 27 Loy. Consumer L. Rev. 95 (2014), Debra Pogrund Stark, Jessica M. Choplin, Mark A. Leboeuf, Andrew Pizor
Debra Pogrund Stark
In Section I, we summarize and analyze the Dodd-Frank laws that were enacted to regulate home loan terms and the key changes made to the home loan disclosure rules and forms, critiquing in particular the changes made to the APR component of the new CFPB disclosure form. In Section II, we detail and report on the methods and results from two APR Experiments we conducted (one using eyetracking technology to see which areas of the disclosure form participants were looking at and for how long); we also report on the low level of financial literacy of the participants reflected in …