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Full-Text Articles in Law
New Directions In Privacy, Mark Maccarthy
New Directions In Privacy, Mark Maccarthy
Mark MacCarthy
Several recent developments underscore a return of public concerns about access to personal information by businesses and its possible misuse. The Administration is conducting an extensive interagency review of commercial privacy, Congress is considering legislation on online behavioral advertising and in November an international conference of government officials will likely approve a global standard on privacy protection. But what’s the best way to protect privacy? David Vladeck, the new head of consumer protection for the Federal Trade Commission, has said he is dissatisfied with the existing policy frameworks for thinking about the issue. He’s right. The traditional framework of fair …
Information Security Policy In The U.S. Retail Payments Industry, Mark Maccarthy
Information Security Policy In The U.S. Retail Payments Industry, Mark Maccarthy
Mark MacCarthy
The United States retail payments industry is in the middle of a transition in regards to information security. A substantial number of data breaches have occurred over the last five years, despite substantial compliance with the industry standard, the Payment Card Industry Data Security Standard. There will need to be a move to a higher level of security, and the major challenge is institutional. How can the industry organize itself to move collectively toward this goal? Without recommending any particular technical solution, this paper proposes one way to do meet this institutional challenge. Drawing on the experience of Europe and …