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Articles 1 - 26 of 26
Full-Text Articles in Law
Crise Econômica E Regulação, Jefferson Alvares
Crise Econômica E Regulação, Jefferson Alvares
Jefferson Alvares
No abstract provided.
Nova Arquitetura, Jefferson Alvares
Casos De “Control Casi Total”. La Fragilidad Del Plazo De Seis Meses Para Que El Controlante Emita Una Declaración Unilateral De Adquisición, Gaston Mirkin
Gaston Mirkin
No abstract provided.
Are Financial Institutions Optimally Utilizing Their Aml Compliance Expenditures?, William Byrnes
Are Financial Institutions Optimally Utilizing Their Aml Compliance Expenditures?, William Byrnes
William H. Byrnes
No abstract provided.
Colocación Por "Oferta Pública" De Obligaciones Negociables. Dudas Interpretativas En Torno Al Concepto, Gaston Mirkin
Colocación Por "Oferta Pública" De Obligaciones Negociables. Dudas Interpretativas En Torno Al Concepto, Gaston Mirkin
Gaston Mirkin
No abstract provided.
Sovereign Debt Restructuring: Search For An Optimum Voting Threshold, Joy Dey
Sovereign Debt Restructuring: Search For An Optimum Voting Threshold, Joy Dey
Joy Dey
Sovereigns have been defaulting on their debts over decades now. A sovereign debt default necessitates a restructuring of the debt instrument in order to reduce the size of the debt or lengthen the maturity period. One of the methods of debt restructuring is an ‘exchange offer’ where the old debt instrument, for example the bond, is exchanged for new debt instruments with altered terms and conditions, particularly the payment terms. Whereas some investors may agree to such restructuring and accept the exchange offer, others might have different aspirations for their investments. A successful sovereign debt restructuring takes place when the …
Behavioral Public Finance, Edward J. Mccaffery
Behavioral Public Finance, Edward J. Mccaffery
Edward J McCaffery
These are slides from a presentation to the Gruter Institute for Law and Behavioral Research, Squaw Valley Conference, May, 2008 (at which event Michael Jensen got me to agree to post these slides as a pdf on SSRN . . . ). The task is to give an overview of what I hope to be an emerging field of behavioral public finance. Behavioral finance, as per Barberis and Thaler 2003 (and others), consists of two parts: (1) individual level heuristics and biases, which can lead to sub-optimal (inconsistent) judgment and decision-making, and (2) institutional arbitrage mechanisms. In private finance and …
Comments On Liebman And Zeckhauser, Simple Humans, Complex Insurance, Subtle Subsidies, Edward J. Mccaffery
Comments On Liebman And Zeckhauser, Simple Humans, Complex Insurance, Subtle Subsidies, Edward J. Mccaffery
Edward J McCaffery
These are brief comments on an excellent paper by Jeffrey Liebman and Richard Zeckhauser, prepared for a conference sponsored by the Urban Institute and Brookings on tax and health care policy. Liebman and Zeckhauser summarize the complexities involved in making optimal health insurance decisions, and offer generally cautionary notes about conflating these with tax law (a theme of the conference). Most importantly, Liebman and Zeckhauser suggest a positive role for employers in health care and insurance decisions, as better setters or framers of choice sets—witness 401(k) plans. In this Commentary, I applaud Leibman and Zeckhauser’s general work and particular observation, …
Tercer Congreso Nacional De Organismos Públicos Autónomos, Bruno L. Costantini García
Tercer Congreso Nacional De Organismos Públicos Autónomos, Bruno L. Costantini García
Bruno L. Costantini García
Tercer Congreso Nacional de Organismos Públicos Autónomos
"Autonomía, Reforma Legislativa y Gasto Público"
The Petrochina Syndrome: Regulating Capital Markets In The Anti-Globalization Era, Stephen F. Diamond
The Petrochina Syndrome: Regulating Capital Markets In The Anti-Globalization Era, Stephen F. Diamond
Stephen F. Diamond
This article argues that the process of globalization has generated a legitimation deficit that can be the source of wasteful, even destructive, social and political conflict. I stylize this outcome as "the PetroChina Syndrome," after a leading example of the kind of activity generated in response to globalization, the PetroChina Campaign, where a coalition of labor, human rights, environmental, anti-slavery and religious groups worked together to oppose the initial public offering of a major Chinese oil company led by Goldman Sachs. The article begins with a discussion of this important but largely unexplored dimension of the anti-globalization era triggered by …
“A Responsabilidade Dos Administradores E Os Deveres De Cuidado Enquanto Estratégias De Corporate Governance” [The Liability Of Board Members And Duties Of Care As Corporate Governance Strategies], Bruno Ferreira
Bruno Ferreira
No abstract provided.
“Os Deveres De Cuidado De Administradores E Gerentes” [The Duties Of Care Of Board Members And Managers], Bruno Ferreira
“Os Deveres De Cuidado De Administradores E Gerentes” [The Duties Of Care Of Board Members And Managers], Bruno Ferreira
Bruno Ferreira
No abstract provided.
Designing A Litigation Hold Process, Robert L. Kardell
Designing A Litigation Hold Process, Robert L. Kardell
Robert L Kardell
No abstract provided.
The Tyranny Of The Multitude Is A Multiplied Tyranny: Is The United States Financial Regulatory Structure Undermining U.S. Competitiveness?, Elizabeth F. Brown
The Tyranny Of The Multitude Is A Multiplied Tyranny: Is The United States Financial Regulatory Structure Undermining U.S. Competitiveness?, Elizabeth F. Brown
Elizabeth F Brown
This Article examines whether the U.S. regulatory structure undermined U.S. competitiveness with foreign financial markets, particularly the United Kingdom's markets.
Randomness And Complexity In Social Explanation: Evidence From Finance And Bankruptcy Law, Bernard Trujillo
Randomness And Complexity In Social Explanation: Evidence From Finance And Bankruptcy Law, Bernard Trujillo
Bernard Trujillo
No abstract provided.
From Credit Denial To Predatory Lending: The Challenge Of Sustaining Minority Homeownership
From Credit Denial To Predatory Lending: The Challenge Of Sustaining Minority Homeownership
Patricia A. McCoy
Years of discriminatory behavior against minority households have damaged their ability to build wealth. One of the most financially destructive practices endured by minority households is the excessive overpayment to finance a home purchase or access accumulated equity in a home. The market conditions that position blacks, and to a lesser extent, Latino households, to be the principal targets of predatory mortgage lending have their roots in decades of legally sanctioned housing market discrimination. Some minority households lack the financial knowledge or awareness to protect themselves. In other cases, years of discriminatory financial practices have contributed to rendering them ineligible …
Accounting For Mortgages And Mortgage Backed Securities, Christian Johnson, Luis Betancourt, Sharon Nowakowski
Accounting For Mortgages And Mortgage Backed Securities, Christian Johnson, Luis Betancourt, Sharon Nowakowski
Christian A. Johnson
The Central Bank’S Role In The Payment System: Legal And Policy Aspects, Christian Johnson, Robert Steigerwald
The Central Bank’S Role In The Payment System: Legal And Policy Aspects, Christian Johnson, Robert Steigerwald
Christian A. Johnson
Assessing A Decade Of Interstate Bank Branching, Christian Johnson, Tara Rice
Assessing A Decade Of Interstate Bank Branching, Christian Johnson, Tara Rice
Christian A. Johnson
The Impact Of Predatory Lending Laws: Policy Implications And Insights
The Impact Of Predatory Lending Laws: Policy Implications And Insights
Patricia A. McCoy
Over half the states and several localities have enacted statutes and ordinances to regulate abuses in the residential mortgage market. The effect of these statutes is a matter of debate. This paper seeks to improve the understanding of this increasingly important issue and pays particular attention to the role that legal enforcement mechanisms play in this context.
We created a legal index of laws governing mortgage lending terms and practices, giving each state an overall score for the strength of its laws. In addition, we disaggregated the index to create sub-indices along three dimensions: (1) the scope of loans covered …
The Moral Hazard Implications Of Deposit Insurance: Theory And Practice
The Moral Hazard Implications Of Deposit Insurance: Theory And Practice
Patricia A. McCoy
No abstract provided.
The Legal Infrastructure Of Subprime And Nontraditional Mortgage Lending
The Legal Infrastructure Of Subprime And Nontraditional Mortgage Lending
Patricia A. McCoy
This paper provides a critical analysis of the legal landscape of residential mortgage lending and explains how federal law abdicated regulation of the subprime market. First, the paper presents the historical backdrop to government oversight of mortgage lending and identifies the changes to and innovations in the lending process that contributed to the recent transformation of the residential mortgage market. We then describe recent attempts at the state and federal level to re-regulate and the backlash initiated by the federal banking agencies to thwart regulation of their constituent banks through preemption, resulting in parallel universes of regulation. Next, the article …
Deconstructing Equity: Public Ownership, Agency Costs, And Complete Capital Markets, Ronald J. Gilson, Charles K. Whitehead
Deconstructing Equity: Public Ownership, Agency Costs, And Complete Capital Markets, Ronald J. Gilson, Charles K. Whitehead
Charles K Whitehead
La "Portabilità Del Mutuo" Bancario O Finanziario, Pietro Sirena
La "Portabilità Del Mutuo" Bancario O Finanziario, Pietro Sirena
Pietro Sirena
No abstract provided.
“La Nueva Directiva Sobre El Crédito Al Consumo O El Discreto Encanto De Una Armonización Total (Con Muchas Excepciones)”, Luis González Vaqué
“La Nueva Directiva Sobre El Crédito Al Consumo O El Discreto Encanto De Una Armonización Total (Con Muchas Excepciones)”, Luis González Vaqué
Luis González Vaqué
En los considerandos segundo y tercero de la Directiva objeto de nuestro estudio se hace referencia a los resultados insatisfactorios de la armonización mínima consagrada por la Directiva 87/102/CEE. En este sentido, el legislador comunitario, refiriéndose a las divergencias legislativas detectadas, declara lo siguiente:
«La situación de hecho y de derecho resultante de estas disparidades nacionales produce en algunos casos distorsiones de la competencia entre prestamistas dentro de la Comunidad y entorpece el funcionamiento del mercado interior cuando las disposiciones obligatorias adoptadas por los Estados miembros son más restrictivas que las establecidas en la Directiva 87/102/CEE. Asimismo, reduce las posibilidades …
Mutual Funds, Hedge Funds, And The Public-Private Dichotomy In A Macrosociological Framework For Law, Larry D. Barnett
Mutual Funds, Hedge Funds, And The Public-Private Dichotomy In A Macrosociological Framework For Law, Larry D. Barnett
Larry D Barnett
Macrosociology considers law to be one of the institutions of society and, hence, a fundamental component of a social system. Four macrosociological propositions underlie the instant paper: (i) the institutions comprising a social system are, in the long term, compatible with one another; (ii) the compatibility of institutions involves, inter alia, concepts that are similar or identical across at least some institutions; (iii) the concepts and doctrines of the institution of law manifest the properties, including the central values, of the social system; and (iv) the properties of the social system are fashioned by system-level forces. Because the propositions are …