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Full-Text Articles in Law
The Future Is Mobile: Financial Inclusion And Technological Innovation In The Emerging World, Eleanor Lumsden
The Future Is Mobile: Financial Inclusion And Technological Innovation In The Emerging World, Eleanor Lumsden
Publications
The digital revolution is in full bloom and technology is being used to solve the world’s most challenging problems, yet traditional banking excludes many of the world’s poorest from taking advantage of the full fruits of the financial system. Especially in developing countries, implementing mobile financial systems can speed financial inclusion and spur economic growth. There is space for regulatory reform that addresses concerns with data security and consumer privacy yet does not stifle innovation. Throughout history, resistance to innovation has generally proved futile, and countries that refuse to change risk missing opportunities.
Expanding Local Enforcement Of State And Federal Consumer Protection Laws, Kathleen S. Morris
Expanding Local Enforcement Of State And Federal Consumer Protection Laws, Kathleen S. Morris
Publications
This Article calls on Congress and the state legislatures to grant large cities and counties standing to enforce the Federal Trade Commission Act (the FTC Act) and its state statutory counterparts (or little Acts). The FTC Act, a federal law, prohibits businesses from engaging in any "unlawful," "unfair," or "deceptive" acts or practices, and the little Acts apply similarly broad prohibitions in all fifty states. This fifty-one-statute consumer protection regime - which has been the law of the land for several decades - carries enormous promise to halt a wide range of unlawful and harmful corporate practices in their earliest …
Expanding Local Enforcement Of State And Federal Consumer Protection Laws, Kathleen S. Morris
Expanding Local Enforcement Of State And Federal Consumer Protection Laws, Kathleen S. Morris
Publications
This Article calls on Congress and the state legislatures to grant large cities and counties standing to enforce the Federal Trade Commission Act (the FTC Act) and its state statutory counterparts (or little Acts). The FTC Act, a federal law, prohibits businesses from engaging in any "unlawful," "unfair," or "deceptive" acts or practices, and the little Acts apply similarly broad prohibitions in all fifty states. This fifty-one-statute consumer protection regime - which has been the law of the land for several decades - carries enormous promise to halt a wide range of unlawful and harmful corporate practices in their earliest …