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Full-Text Articles in Law
Side By Side: Revitalizing Urban Cores And Ensuring Residential Diversity, Andrea Boyack
Side By Side: Revitalizing Urban Cores And Ensuring Residential Diversity, Andrea Boyack
Faculty Publications
Fifty years ago, the Reverend Martin Luther King, Jr. expressed a hope that someday people of all races would “live side by side in decent, safe, and sanitary housing.” Residential patterns in America today, however, remain highly segregated by race and income. The Fair Housing Act outlawed overt housing discrimination and unjustified discriminatory impacts, but zoning laws and housing finance structures have continued to impede housing integration, leaving communities nearly as racially homogenous as they were in the mid 20th century. These separate neighborhoods are far from equal. The majority of people who reside in financially distressed city-center neighborhoods are …
Equitably Housing (Almost) Half A Nation Of Renters, Andrea Boyack
Equitably Housing (Almost) Half A Nation Of Renters, Andrea Boyack
Faculty Publications
America’s population of renters is growing faster than the supply of available rental units. Rental vacancies are reaching new lows, and rental rates are reaching new highs. Millions of former homeowners have lost their homes in foreclosure and, due to today’s much tighter mortgage underwriting realities, will not realistically re-enter the ranks of owner-occupants. For a number of reasons – variety of incomes, different stages in life, and a range of personal preferences and lifestyles – homeownership is not for everyone. And yet federal government housing policy has consistently prioritized homeownership over renter-specific issues, such as affordability and rental supply …