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Full-Text Articles in Law
Side By Side: Revitalizing Urban Cores And Ensuring Residential Diversity, Andrea Boyack
Side By Side: Revitalizing Urban Cores And Ensuring Residential Diversity, Andrea Boyack
Faculty Publications
Fifty years ago, the Reverend Martin Luther King, Jr. expressed a hope that someday people of all races would “live side by side in decent, safe, and sanitary housing.” Residential patterns in America today, however, remain highly segregated by race and income. The Fair Housing Act outlawed overt housing discrimination and unjustified discriminatory impacts, but zoning laws and housing finance structures have continued to impede housing integration, leaving communities nearly as racially homogenous as they were in the mid 20th century. These separate neighborhoods are far from equal. The majority of people who reside in financially distressed city-center neighborhoods are …
Equitably Housing (Almost) Half A Nation Of Renters, Andrea Boyack
Equitably Housing (Almost) Half A Nation Of Renters, Andrea Boyack
Faculty Publications
America’s population of renters is growing faster than the supply of available rental units. Rental vacancies are reaching new lows, and rental rates are reaching new highs. Millions of former homeowners have lost their homes in foreclosure and, due to today’s much tighter mortgage underwriting realities, will not realistically re-enter the ranks of owner-occupants. For a number of reasons – variety of incomes, different stages in life, and a range of personal preferences and lifestyles – homeownership is not for everyone. And yet federal government housing policy has consistently prioritized homeownership over renter-specific issues, such as affordability and rental supply …
Promoting The Promise Manufactured Homes Provide For Affordable Housing, Amy J. Schmitz
Promoting The Promise Manufactured Homes Provide For Affordable Housing, Amy J. Schmitz
Faculty Publications
This Article raises issues for HUD and other policy makers to consider with respect to MHIA programs and broader mobile home policies. It also seeks to spark public awareness about the potential that mobile homes provide for affordable housing. The time is ripe for policy makers on federal and state levels to craft safety and financing regulations that take into account the unique character and complexities of mobile home transactions and mobile home ownership. Furthermore, the MHIA should ignite mobile home manufacturers, retailers, lenders, and consumer advocates to join forces to help alleviate burdens of mobile home ownership and provide …