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Articles 1 - 8 of 8
Full-Text Articles in Law
Perlindungan Bagi Nasabah Dalam Penyelenggaraan Layanan Perbankan Digital Di Indonesia, Melia Prabangasta Yustisia
Perlindungan Bagi Nasabah Dalam Penyelenggaraan Layanan Perbankan Digital Di Indonesia, Melia Prabangasta Yustisia
"Dharmasisya” Jurnal Program Magister Hukum FHUI
The development of digital banking services in Indonesia is growing along with the increasingly intense competition in the banking industry. The internet changed the paradigm in terms of communication and business, where the development of these technologies brought changes in banking business activities towards digital banking. Customers can access financial services only by using mobile phones, easily conduct banking service transactions using various methods ranging from short message service (SMS) Banking to internet banking, access banking services without visiting the branch office but through application services from each bank. However, the development of digital banking services needs to be followed …
Hak Cipta Sebagai Jaminan Pemberian Kredit Bank Dikaitkan Dengan Prinsip 5c (Character, Capacity, Capital, Collateral, Condition Of Economy), Tantowi Akbar
"Dharmasisya” Jurnal Program Magister Hukum FHUI
Banking institutions in Indonesia have the main function as collector and distributor of public funds as outlined in Article 3 of Banking Law Number 10 of 1998. In loans provided, banks are required to use the precautionary principle, known as the 5C Principle (Character, Capacity, Capital, Guarantee, and Condition of Economy). One form of collateral known in Indonesia is fiduciary collateral that can be encumbered for both movable and immovable objects either tangible or intangible that can not be encumbered for a Mortgage according to Article 1 number 2 of Fiduciary Guarantees Law Number 42 of 1999. Copyright is one …
Perkembangan Dan Pembatasan Penggunaan Bank Garansi Sebagai Jaminan Pelaksanaan Oleh Pemerintah Dan Perusahaan Bumn Dalam Pelaksanaan Perjanjian, Azhar Rahadiyan Anwar
Perkembangan Dan Pembatasan Penggunaan Bank Garansi Sebagai Jaminan Pelaksanaan Oleh Pemerintah Dan Perusahaan Bumn Dalam Pelaksanaan Perjanjian, Azhar Rahadiyan Anwar
Technology and Economics Law Journal
The purpose of Banking in Indonesia is to support the development and stability of Indonesia’s economy. To achieve that and according to the rules in Indonesia, Banks have 2 (two) primary function which is to collect fund from the citizen and to distribute fund to the citizen. this kind of function is known as intermediary function of Bank. One of the product of Bank regarding the distribution fund to ctizen manifest in Bank Guarantee. Bank Guarantee is a product of Bank which has the purpose to give guarantee to the benifciary that the principal who request Bank Guarantee to the …
Rekonstruksi Undang-Undang Perbankan Untuk Mewujudkan Perlindungan Nasabah Penyimpan Yang Integratif Dan Berkepastian Hukum, Danu Febrianto, Joni Emirzon, Febrian Febrian
Rekonstruksi Undang-Undang Perbankan Untuk Mewujudkan Perlindungan Nasabah Penyimpan Yang Integratif Dan Berkepastian Hukum, Danu Febrianto, Joni Emirzon, Febrian Febrian
Jurnal Hukum & Pembangunan
Banks have an important role in economic development through their function by collecting funds from the public in the form of deposits and channeling them to the public in the form of credit in order to improve the standard of living of the people at large. Currently the banking business is regulated in Act Number 7 of 1992 concerning Banking as amended by Act Number 10 of 1998 (abbreviated as "Banking Act”). In a period of 20 years from 1998 to 2018, there have been developments in regulations relating to the depositors protection which are scattered in various laws and …
Implementasi Hak Cipta Sebagai Jaminan Pemberian Kredit Bank Dikaitkan Dengan Prinsip 5c (Character, Capacity, Capital, Collateral, Condition Of Economy), Tantowi Akbar
"Dharmasisya” Jurnal Program Magister Hukum FHUI
Banking institutions in Indonesia have the main function as collector and distributor of public funds as outlined in Article 3 of Banking Law Number 10 of 1998. In loans provided, banks are required to use the precautionary principle, known as the 5C Principle (Character, Capacity, Capital, Guarantee, and Condition of Economy). One form of collateral known in Indonesia is fiduciary collateral that can be encumbered for both movable and immovable objects either tangible or intangible that can not be encumbered for a Mortgage according to Article 1 number 2 of Fiduciary Guarantees Law Number 42 of 1999. Copyright is one …
Akibat Hukum Jual Beli Tanah Dibawah Tangan Dan Dijual Kembali Secara Pura-Pura Oleh Penjual Serta Diagunkan Kepada Bank Oleh Pihak Ketiga, Zikra Fitrianti
Akibat Hukum Jual Beli Tanah Dibawah Tangan Dan Dijual Kembali Secara Pura-Pura Oleh Penjual Serta Diagunkan Kepada Bank Oleh Pihak Ketiga, Zikra Fitrianti
Indonesian Notary
Berdasarkan kasus dalam Putusan Mahkamah Agung Nomor 164/K/Pdt/2018 Juncto Putusan Pengadilan Tinggi Medan Nomor 36/Pdt/2017/PT.MDN Juncto Putusan Pengadilan Negri Tebing Tinggi Nomor 34/ Pdt. G/2015/PT.MDN dimana jual beli tanah telah dilakukan dengan dibawah tangan dan atas tanah tersebut dijual kembali oleh penjual secara pura-pura kepada pihak ketiga dan selanjutnya oleh pihak ketiga, tanah tersebut dijadikan agunan dengan Hak Tanggungan kepada Bank. Yang menjadi pokok permasalahan adalah, Bagaimanakah akibat hukum terhadap jual beli tanah dibawah tangan dan dijual kembali serta dijadikan agunan kepada Bank dalam putusan ini berdasarkan ketentuan yang berlaku dan Bagaimanakah Pertimbangan Hakim pada Putusan Pengadilan tersebut dikaitkan dengan …
Penerapan Prinsip Cross Default Dan Cross Collateral Pada Perjanjian Kredit Dengan Agunan Hak Atas Tanah (Studi Pt. Bank Negara Indonesia (Persero) Tbk.), Muhammad Irfan Hielmy
Penerapan Prinsip Cross Default Dan Cross Collateral Pada Perjanjian Kredit Dengan Agunan Hak Atas Tanah (Studi Pt. Bank Negara Indonesia (Persero) Tbk.), Muhammad Irfan Hielmy
Indonesian Notary
Pemberian kredit yang melibatkan lebih dari satu kreditur maupun debitur menjadi hal yang sering dijumpai mengingat kemampuan kreditur dan debitur yang terbatas, hal ini mengakibatkan terdapat lebih dari satu hubungan hukum, untuk menjamin terlunasinya utang debitur, hak atas tanah seringkali dijadikan sebagai agunan bersama terhadap beberapa perjanjian kredit tersebut. Dalam kondisi demikian, Bank atau Notaris mencantumkan klausul cross default dan cross collateral, guna menjamin kepentingan bank dalam rangka eksekusi agunan bilamana terjadi wanprestasi, dengan adanya klausula cross default maka bilamana debitur wanprestasi terhadap satu perjanjian kredit, maka perjanjian kredit yang memiliki klausula cross default dengan perjanjian kredit tersebut akan berada …
Perlindungan Nasabah Terkait Praktik Pembukaan Rahasia Bank Oleh Pegawai Bank Dalam Proses Penegakan Hukum Tindak Pidana Pencucian Uang Dihubungkan Dengan Asas Kepastian Hukum, Hendrik Agus Sutiawan, Etty Mulyati, Ijud Tajudin
Perlindungan Nasabah Terkait Praktik Pembukaan Rahasia Bank Oleh Pegawai Bank Dalam Proses Penegakan Hukum Tindak Pidana Pencucian Uang Dihubungkan Dengan Asas Kepastian Hukum, Hendrik Agus Sutiawan, Etty Mulyati, Ijud Tajudin
Jurnal Hukum & Pembangunan
Bank secrets are essential elements and logical consequences of the bank's business character as a trust institution. Bank secrecy is a form of legal protection for depositors. The purpose of this study is to know how the protection of customers and how law enforcement against the opening of bank secrets by Bank Employee in the process of investigating money laundering crime connected with the principle of legal certainty. This research method using normative juridical approach method, that is an approach used to know that a law in accordance with applicable provisions. The research specification is analytical descriptive, using qualitative juridical …