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Full-Text Articles in Law
Public Collaboration In Maine: When And Why It Works, Diane Kenty, Ann R. Gosline, Jonathan W. Reitman
Public Collaboration In Maine: When And Why It Works, Diane Kenty, Ann R. Gosline, Jonathan W. Reitman
Maine Policy Review
Government by itself cannot address all complex public policy issues. The authors write that “public collaboration” can alter the discourse on divisive local, regional, and state issues. Public collaboration is a process in which people from multiple sectors (government, business, nonprofit, civic, and tribal) work together to find solutions to problems that no single sector is able to resolve on its own. The authors describe the common features of effective public collaboration and provide detailed case studies and analysis of five recent examples of public collaboration in Maine.
Putting Equity Back In Reverse Mortgages: Helping Seniors Retire With Dignity, Andrew C. Helman
Putting Equity Back In Reverse Mortgages: Helping Seniors Retire With Dignity, Andrew C. Helman
Maine Policy Review
Policymakers can help some seniors age in place through policies to strengthen private-sector reverse mortgages. In reverse mortgages, individuals who may be “house rich but cash poor” can use their home’s equity to receive regular income or get money through a credit line. Andrew Helman argues that state legislatures can help seniors avoid the “tricks and traps” of reverse mortgages by establishing programs in which lenders who agree to play by rules that ensure the safety and security of such mortgages are placed on a “preferred” list for seniors seeking a loan. He observes that laying the groundwork now can …