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Full-Text Articles in Law
Shelter Poverty: The Chronic Crisis Of Housing Affordability, Michael E. Stone
Shelter Poverty: The Chronic Crisis Of Housing Affordability, Michael E. Stone
New England Journal of Public Policy
This paper examines housing affordability in the United States over the past three decades using the author’s concept of “shelter poverty.” The major findings are as follows: The number of shelter-poor households has been over 30 million since the early 1990s, an increase of more than 70 percent since 1970. Among families with children, rates of shelter poverty are much higher, and over the past several decades have risen faster, than among households with just one or two persons. Nearly half of all renter households are shelter-poor, victims of low incomes and rising rents; most low-income renters are headed by …
The Cost Of Home Ownership In Vermont, 1975-1990, Arthur G. Woolf
The Cost Of Home Ownership In Vermont, 1975-1990, Arthur G. Woolf
New England Journal of Public Policy
Housing prices in Vermont, like those in the other New England states, shot up dramatically during the economic boom of the 1980s. This article investigates the causes of that price increase and focuses on the cost of home ownership in Vermont in the years 1975 to 1990. Cost of home ownership is defined as the percentage of family income needed to finance an average-price home. Although prices skyrocketed during the 1980s, the actual cost of home ownership as a percentage of income was about 15 percent greater in 1990 than it was during the mid-1970s. Housing price increases are expected …
The Housing Crisis Enters The 1990s, Peter Dreier, Richard Appelbaum
The Housing Crisis Enters The 1990s, Peter Dreier, Richard Appelbaum
New England Journal of Public Policy
Homelessness in the United States is a symptom of a much deeper economic and housing crisis — a widening gap between incomes and housing prices. With the end of the Cold War, the nation has the resources to solve these problems, but to do so it must mobilize the political will. This article examines the roots of crisis, the public policies and market forces that created it, and policy recommendations to solve the problem. Key to forging a solution is building the political coalition needed to create a broad public consensus.