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Assessment Practices And Experiences Of Sex Trafficking In Caseloads Of Service Providers Working With High Risk Youth In Indiana, Lisa S. Elwood, Samantha Goodin, Christine Naydenov, Nicole Baldonado, Tamara Weaver, Abigail Kuzma
Assessment Practices And Experiences Of Sex Trafficking In Caseloads Of Service Providers Working With High Risk Youth In Indiana, Lisa S. Elwood, Samantha Goodin, Christine Naydenov, Nicole Baldonado, Tamara Weaver, Abigail Kuzma
Midwest Social Sciences Journal
With increased recognition of sex trafficking, calls have been made for greater identification and screening. Lack of awareness and assessment likely contribute to low identification of sex trafficking victims. The present study examined assessment practices, confidence in detecting trafficking, and experiences with DMST survivors in the caseloads of service providers in the past year. Employees at high-risk settings were recruited, resulting in a sample of 76 providers representing 21 agencies. Data revealed that while general risk factors were typically assessed, sex trafficking-specific risk factors and experiences were assessed less often. Approximately 30% of participants indicated they worked with at least …
Third Party Moral Hazard And The Problem Of Insurance Externalities, Gideon Parchomovsky, Peter Siegelman
Third Party Moral Hazard And The Problem Of Insurance Externalities, Gideon Parchomovsky, Peter Siegelman
All Faculty Scholarship
Insurance can lead to loss or claim-creation not just by insureds themselves, but also by uninsured third parties. These externalities—which we term “third party moral hazard”—arise because insurance creates opportunities both to extract rents and to recover for otherwise unrecoverable losses. Using examples from health, automobile, kidnap, and liability insurance, we demonstrate that the phenomenon is widespread and important, and that the downsides of insurance are greater than previously believed. We explain the economic, social and psychological reasons for this phenomenon, and propose policy responses. Contract-based methods that are traditionally used to control first-party moral hazard can be welfare-reducing in …