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The Mccarran-Ferguson Act: A Time For Procompetitive Reform, Laurence M. Hamric
The Mccarran-Ferguson Act: A Time For Procompetitive Reform, Laurence M. Hamric
Vanderbilt Law Review
State insurance regulation may be broadly divided into two categories. The first generally encompasses those laws that are directed toward protecting the insurance fund so that a policy holder can be secure in his reliance on his insurer's ability to pay its obligations. An assumption underlying this Note is that such regulation, despite its imperfection and effect on competition, is both socially and economically desirable. Thus the problems with state regulation aimed at ensuring the financial reliability and solvency of insurance companies" will not be considered here. Rather, this section of the Note will outline the second category of state …