Open Access. Powered by Scholars. Published by Universities.®
- Keyword
-
- Climate Change (2)
- Housing (2)
- Urban renewal (2)
- Zoning (2)
- 2008 housing and financial crisis (1)
-
- Adjustable-rate mortgage (1)
- Affordability (1)
- Affordable housing (1)
- COVID-19 (1)
- Climate change (1)
- Communities (1)
- Community (1)
- Discriminatory lending (1)
- Dodd-Frank Act (1)
- Equity (1)
- Fair Housing Act of 1968 (1)
- Fannie Mae (1)
- Federal Housing Administration (1)
- Financial instruments (1)
- Foreclosure (1)
- Freddie Mac (1)
- Government sponsored entities (1)
- Green spaces (1)
- Home ownership (1)
- Housing and Economic Recovery Act of 2008 (1)
- Housing construction (1)
- Housing insecurity (1)
- Interest-only mortgage (1)
- Land Use (1)
- Land use (1)
Articles 1 - 4 of 4
Full-Text Articles in Law
Pandemics And Housing Insecurity: A Blueprint For Land Use Law Reform, John R. Nolon
Pandemics And Housing Insecurity: A Blueprint For Land Use Law Reform, John R. Nolon
Elisabeth Haub School of Law Faculty Publications
COVID-19, racial inequity, housing insecurity, and climate change have come together to create widespread, large-scale crises. This Article introduces these four pandemics and describes in detail what local governments are doing to combat one of them: housing insecurity. It reviews recent progress with traditional inclusionary zoning requirements, discusses the move toward greater density in single-family zoning, lists strategies being used to remediate distressed housing, and notes the importance of affordable housing as a necessary strategy for preventing lower-income household displacement caused by gentrification. The reciprocal impacts of these four pandemics are clear; local land use leaders should examine how mitigating …
Equitable, Affordable And Climate-Cognizant Housing Construction, Shelby D. Green
Equitable, Affordable And Climate-Cognizant Housing Construction, Shelby D. Green
Elisabeth Haub School of Law Faculty Publications
The almost universal sentiment by a growing body of physical and social scientists is that climate change--with its floods, drought, heat, and cold-- portend losses of life, communities, property, and the rhythms of living. Some are more vulnerable to these impacts than others: individuals and the poor, who through official government policy and self-interest in the housing markets, have been relegated to live in poorly-constructed and poorly-placed structures--in the wake of ocean surges; in the path of strong winds; near hazardous and noxious facilities; stranded in urban heat islands. Failing to heed climate change omens will lead to a world …
Non-Debt And Non-Bank Financing For Home Purchase: Promises And Risks, Shelby D. Green
Non-Debt And Non-Bank Financing For Home Purchase: Promises And Risks, Shelby D. Green
Elisabeth Haub School of Law Faculty Publications
This Article explores the phenomenon of the NDNBs in home purchase and finance that has gained a growing presence in the mortgage marketplace since the 2008 crisis. Part II offers a deeper discussion of the risk-prone practices leading to the 2008 housing crisis and the regulatory and industry responses for recovery. Parts III and IV describe the emerging new models of home purchase. Part IV explores some of the apparent and hidden risks in these transactions. Part VI concludes with suggestions for assessing and managing risks and for reforms.
Adaptive Rezoning For Social Equity, Affordability And Resilience, Shelby D. Green
Adaptive Rezoning For Social Equity, Affordability And Resilience, Shelby D. Green
Elisabeth Haub School of Law Faculty Publications
In this Article, I will show how the legacies of the institutional barriers to housing still persist to deprive many of the predicates for economic thriving and personal flourishing and how existing zoning philosophy cannot be justified by the need to protect health and safety. Righting the inequities of the past and of the present will require dismantling some of the institutions, apparently legitimate and well-meaning, but operating devilishly to create and perpetuate hardship and exclusion. This will require laying bare the institutions to reveal their ignoble essence. We need a radical overhaul of the historic zoning regime from one …