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Full-Text Articles in Law
An Individual Approach To Suburban Racial Discrimination, Paul Boudreaux
An Individual Approach To Suburban Racial Discrimination, Paul Boudreaux
Fordham Urban Law Journal
The traditional model explaining racial discrimination has blamed discrimination by institutional actors in the housing industry and government. The author argues that this model ignores the individual preference factors that contribute to segregation. The replication of segregation in expanding suburban jurisdictions of metropolitan areas and the traditional legal responses are examined, as well as the implications of African American suburban migration. The author questions the adequacy of the traditional model by looking at the individual preference factors of both whites and African Americans that contribute to the replication of segregation in suburbs. The author notes that there is no method …
Shedding Some Light On Lending: The Effect Of Expanded Disclosure Laws On Home Mortgage Marketing, Lending And Discrimination In The New York Metropolitan Area, Richard D. Marsico
Shedding Some Light On Lending: The Effect Of Expanded Disclosure Laws On Home Mortgage Marketing, Lending And Discrimination In The New York Metropolitan Area, Richard D. Marsico
Fordham Urban Law Journal
The amended Home Mortgage Disclosure Act (HMDA), updated in 1991, required lenders to disclose information regarding the number of applications received, the race and income of applicants, the location of the property for which the loan was sought, and the disposition of each application. This article studies the expanded HMDA's impact on conventional home mortgage lending in the New York City metropolitan area from 1991 until 1998. The author first examines ways to determine whether the disclosure of expanded HDMA data in 1991 influenced private lenders allocation of credit in the New York City metropolitan area. The release of data …
Urban Holism: The Empowerment Zone And Economic Development In Atlanta, Honorable William Campbell
Urban Holism: The Empowerment Zone And Economic Development In Atlanta, Honorable William Campbell
Fordham Urban Law Journal
This Article focuses on the 1990s renaissance in Atlanta, a time where the rate of violent crime was at the lowest it had been in years and the population was growing for the first time in thirty years. It focuses on three specific explanations of the renaissance: the holistic approach to development, the Empowerment Zone, the community policing program, and the reinvention of public housing. The holistic approach involves an interplay of both the public and private sectors of the city, with no singular method used to revitalize the inner city communities. The Empowerment Zone, a plan created by President …