Open Access. Powered by Scholars. Published by Universities.®

Law Commons

Open Access. Powered by Scholars. Published by Universities.®

Consumer Protection Law

2011

Journal

Institution
Keyword
Publication

Articles 1 - 30 of 51

Full-Text Articles in Law

Are You Ready For Some Football?: How Antitrust Laws Can Be Used To Break Up Directv's Exclusive Right To Telecast Nfl's Sunday Ticket Package, Ariel Y. Bublick Dec 2011

Are You Ready For Some Football?: How Antitrust Laws Can Be Used To Break Up Directv's Exclusive Right To Telecast Nfl's Sunday Ticket Package, Ariel Y. Bublick

Federal Communications Law Journal

There is almost no question that football has become modem America's pastime. Football has never been more popular, and every Sunday people are clamoring to watch as many games as possible. The Sunday Ticket package allows viewers to watch any National Football League ("NFL") game being played at any given time. However, the NFL has only granted DirecTV the right to air the Sunday Ticket package, denying this excellent service to a majority of television viewers. By limiting the reach of the Sunday Ticket package, the NFL may be in violation of antitrust laws. This Note begins by explaining antitrust …


Fair Is Fair—Reshaping Alaska’S Unfair Trade Practices And Consumer Protection Act, Ryan P. O'Quinn, Thomas Watterson Dec 2011

Fair Is Fair—Reshaping Alaska’S Unfair Trade Practices And Consumer Protection Act, Ryan P. O'Quinn, Thomas Watterson

Alaska Law Review

Few fields of law impact as wide a swath of population as consumer protection law. Alaska adopted its consumer protection statute, the Unfair Trade Practices and Consumer Protection Act (UTPCPA), amid a national movement to strengthen consumer protection laws. The UTPCPA uses broad language to encompass a wide range of conduct. However, creative pleading and recent applications of the UTPCPA have expanded the law in ways that threaten Alaska businesses even in the absence of culpable conduct. This Note reviews the history of consumer protection, Alaska’s UTPCPA, and the incentives leading to an expanding application of the UTPCPA. The Note …


Conceptions Of Borrowers And Lenders In The Canadian Payday Loan Regulatory Process: The Evidence From Manitoba And Nova Scotia, Freya Kodar Oct 2011

Conceptions Of Borrowers And Lenders In The Canadian Payday Loan Regulatory Process: The Evidence From Manitoba And Nova Scotia, Freya Kodar

Dalhousie Law Journal

Commentators characterize thinking aboutpaydayloans as falling into two general perspectives. In one theory payday loans respond to market demand and are a sensible choice for a consumer with limited assets, credit, or other support when an unexpected financial need arises. The opposing theory holds that the loans are usurious and exploit vulnerable low-income borrowers. In 2007, amendments were passed exempting payday loans from the application of the criminal interest rate provisions of the Criminal Code if they were made by companies licensed by a province with a regulatory scheme. The author examines how federal and provincial lawmakers and administrative decision-makers …


Consumer Protection In The Americas: A Second Wave Of American Revolutions?, Antonio F. Perez Sep 2011

Consumer Protection In The Americas: A Second Wave Of American Revolutions?, Antonio F. Perez

University of St. Thomas Law Journal

No abstract provided.


The Trouble With Investment Banking: Cluelessness, Not Greed, Will Bunting Aug 2011

The Trouble With Investment Banking: Cluelessness, Not Greed, Will Bunting

San Diego Law Review

We assume that the set of marketable financial instruments can be divided into two distinct categories: (1) easy to price and (2) difficult to price, and then isolate two behavioral effects as most important with respect to securities trading in difficult-to-price securities; specifically, the "house money effect" and the "earned money effect." It is shown that these behavioral effects discourage profitable investment in research effort.

We then argue that the Private Securities Litigation Reform Act (PSLRA) safe harbor should not apply to investment banks that issue/underwrite difficult-to-price securities. We also advocate for the return of the private investment banking partnership …


Judicial Review Of Public Utility Commissions, Jonathan Armiger Jul 2011

Judicial Review Of Public Utility Commissions, Jonathan Armiger

Indiana Law Journal

No abstract provided.


Whistle While You Work: The Fairytale-Like Whistleblower Provisions Of The Dodd-Frank Act And The Emergence Of "Greedy," The Eighth Dwarf, Lucienne M. Hartmann Jul 2011

Whistle While You Work: The Fairytale-Like Whistleblower Provisions Of The Dodd-Frank Act And The Emergence Of "Greedy," The Eighth Dwarf, Lucienne M. Hartmann

Mercer Law Review

The Dodd-Frank Wall Street Reform and Consumer Protection Act (the Act) is arguably the most sweeping and significant expansion of financial regulatory reform since the Great Depression. The Act, stimulated by Congress's perceived failures of government banking regulations, is intended to promote financial stability in the United States. Amidst the Act's thousands of pages are a handful of sections that significantly enhance the awards and protections available to whistleblowers. Among other things, the Dodd-Frank Act's whistle-blower bounty provisions and protections gives a hefty award to whistleblowers, strengthens and expands the whistleblower protections of the Sarbanes-Oxley Act of 2002 (Sarbanes-Oxley), creates …


Attention All Internet Users: How Proposed Amendments To The Communications Decency Act Could Save Your Reputation, Niki Blumentritt Jun 2011

Attention All Internet Users: How Proposed Amendments To The Communications Decency Act Could Save Your Reputation, Niki Blumentritt

Legislation and Policy Brief

Imagine a beautiful fall day on a Southern college campus. The leaves are changing, and the sound of the band practicing for this weekend’s big game echoes throughout campus. Jane, a college freshman, is walking through campus on the way back to her dorm from her Biology 101 class. Usually, Jane’s walk is uneventful, aside from the occasional run-in with a friend or sorority sister; however, today is much different. Jane notices that many people are staring, pointing, and snickering at her. Is there something on her face? She quickly pulls out her compact and realizes that all makeup is …


How Elevation Of Corporate Free Speech Rights Affects Legality Of Network Neutrality, Barbara A. Cherry May 2011

How Elevation Of Corporate Free Speech Rights Affects Legality Of Network Neutrality, Barbara A. Cherry

Federal Communications Law Journal

In Citizens United v. Federal Election Commission (2010), the U.S. Supreme Court overruled a century of precedent to hold that corporations must be treated identically to natural persons with regard to political speech. This Article describes how the Court's decision is a radical departure from history that mirrors the FCC's flawed analysis in its classification of broadband Internet access services as an information service with no separable telecommunications component subject to common carriage regulation. Overall, the combinatorial effect of Citizens United and the FCC's classification of broadband access service as an information service is to elevate the constitutional free speech …


Why Governance Might Work In Mutual Funds, Michael C. Schouten May 2011

Why Governance Might Work In Mutual Funds, Michael C. Schouten

Michigan Law Review First Impressions

The Supreme Court's recent decision in Jones v. Harris Associates L.P. has highlighted the potential for agency conflicts in mutual funds, whose advisors have the de facto power to award themselves high fees. While the surrounding debate has focused on the extent to which market competition replaces the need for fee litigation, there appears to be a growing consensus that fund governance, through the use of voice, is unlikely to be effective. The use of voice is commonly said to be hampered by collective action problems. More recently, scholars have argued that it is further weakened by the easy availability …


Restraining Amazon.Com's Orwellian Potential: The Computer Fraud And Abuse Act As Consumer Rights Legislation, Alicia C. Sanders Mar 2011

Restraining Amazon.Com's Orwellian Potential: The Computer Fraud And Abuse Act As Consumer Rights Legislation, Alicia C. Sanders

Federal Communications Law Journal

In 2009, Amazon.com decided to correct a potential copyright violation by deleting e-books by George Orwell and Ayn Rand from the Kindles of users who had already purchased the offending texts. Two of those users, Justin Gawronski and Antoine Bruguier, claimed that Amazon.com had violated the Computer Fraud and Abuse Act (CFAA) by accessing their Kindles without authorization. The plaintiffs also relied on other causes of action, including breach of contract and trespass to chattels. Although the dispute quickly settled, the Gawronski lawsuit remains a useful case study that shows why the CFAA is a useful protection for consumers. Recently, …


Reforming Regulation In The Markets For Home Loans, Susan Block-Lieb, Edward J. Janger Jan 2011

Reforming Regulation In The Markets For Home Loans, Susan Block-Lieb, Edward J. Janger

Fordham Urban Law Journal

This article explores the content and institutional context for recently revised regulation of the markets for residential mortgages. The authors compare and contrast the House and Senate bills relating to the market for home loans proposed and/or passed in the wake of the 2008 financial crisis and examines how the Dodd-Frank Act reconciled the various proposals. The article also focuses on the creation and role of the Bureau of Consumer Financial Protection. Lastly, this article examines the portion of the Dodd-Frank Act intended to regulate predatory mortgages.


A Simple Approach To Preventing The Next Housing Crisis-Why We Need One, What One Would Look Like, And Why Dodd-Frank Isn't It, David A. Dana Jan 2011

A Simple Approach To Preventing The Next Housing Crisis-Why We Need One, What One Would Look Like, And Why Dodd-Frank Isn't It, David A. Dana

Fordham Urban Law Journal

This article considers the adequacy of The Dodd-Frank Act in terms of its potential ability to prevent another crisis in the housing market. The author argues that Dodd-Frank, even if implemented broadly, will not address the key problem of excess complexity in the housing and financial markets. The author then suggests additional reform focusing on simplicity, exemplified by the existing regulatory framework in Denmark. Lastly, the author addresses the current political economy, which is blamed for making the passage of effective regulation too difficult.


Warning, This Decision Will Increase The Cost Of Prescription Drugs: How The Supreme Court’S Misapplication Of Preemption Doctrine In Wyeth V. Levine Portends Devastating Consequences For Oklahoma, Tyler R. Barrett Jan 2011

Warning, This Decision Will Increase The Cost Of Prescription Drugs: How The Supreme Court’S Misapplication Of Preemption Doctrine In Wyeth V. Levine Portends Devastating Consequences For Oklahoma, Tyler R. Barrett

Oklahoma Law Review

No abstract provided.


The Consumer Financial Protection Bureau's Appointment With Trouble, Kent Barnett Jan 2011

The Consumer Financial Protection Bureau's Appointment With Trouble, Kent Barnett

American University Law Review

No abstract provided.


The Dodd-Frank Wall Street Reform And Consumer Protection Act: A Failed Vision For Increasing Consumer Protection And Heightening Corporate Responsibility In International Financial Transactions, Eric C. Chaffee Jan 2011

The Dodd-Frank Wall Street Reform And Consumer Protection Act: A Failed Vision For Increasing Consumer Protection And Heightening Corporate Responsibility In International Financial Transactions, Eric C. Chaffee

American University Law Review

No abstract provided.


Toward Legitimacy Through Collaborative Governance: An Analysis Of The Effect Of South Carolina's Office Of Regulatory Staff On Public Utility Regulation, William H. Ellerbe Jan 2011

Toward Legitimacy Through Collaborative Governance: An Analysis Of The Effect Of South Carolina's Office Of Regulatory Staff On Public Utility Regulation, William H. Ellerbe

Michigan Telecommunications & Technology Law Review

In 2004 the South Carolina General Assembly instituted a major reform to its system of public utility regulation. Previously, the Public Service Commission, the administrative agency in charge of regulating public utilities, both adjudicated utility proceedings and, through its staff,a advocated for the public interest. A scandal concerning revelations of extensive ex parte communications between regulated utilities and members of the Public Service Commission led to the 2004 reform, which created the Office of Regulatory Staff (ORS) as a separate agency to perform the Commission's advocative functions. In my research, I use data on fuel factor proceedings before and after …


The One Hundred Billion Dollar Problem In Small Claims Court: Robo-Signing And Lack Of Proof In Debt Buyer Cases, Peter A. Holland Jan 2011

The One Hundred Billion Dollar Problem In Small Claims Court: Robo-Signing And Lack Of Proof In Debt Buyer Cases, Peter A. Holland

Journal of Business & Technology Law

No abstract provided.


Outsourcing Fraud Detection: The Analyst As Dodd-Frank Whistleblower, Luke Roosevelt Hornblower Jan 2011

Outsourcing Fraud Detection: The Analyst As Dodd-Frank Whistleblower, Luke Roosevelt Hornblower

Journal of Business & Technology Law

No abstract provided.


Product Liability And Internet Prevention: The Cpsc Online Consumer Database, Leslie Cornell Jan 2011

Product Liability And Internet Prevention: The Cpsc Online Consumer Database, Leslie Cornell

Loyola Consumer Law Review

No abstract provided.


Introducing The Low-Profit Limited Liability Company (L3c): The New Kid On The Block, Cody Vitello Jan 2011

Introducing The Low-Profit Limited Liability Company (L3c): The New Kid On The Block, Cody Vitello

Loyola Consumer Law Review

No abstract provided.


Adjudicating Insurance Policy Disputes: A Critique Of Professor Randall's Proposal To Abandon Contract Law, Jared Wilkerson Jan 2011

Adjudicating Insurance Policy Disputes: A Critique Of Professor Randall's Proposal To Abandon Contract Law, Jared Wilkerson

Loyola Consumer Law Review

No abstract provided.


The Future Of Consumer Arbitration In Light Of Stolt-Nielsen, Terry F. Moritz, Brandon J. Fitch Jan 2011

The Future Of Consumer Arbitration In Light Of Stolt-Nielsen, Terry F. Moritz, Brandon J. Fitch

Loyola Consumer Law Review

No abstract provided.


"Pay For Play" Scandal At The Better Business Bureau Leads To Consumer Mistrust Of The Business Rating Organization, Troy Fleming Jan 2011

"Pay For Play" Scandal At The Better Business Bureau Leads To Consumer Mistrust Of The Business Rating Organization, Troy Fleming

Loyola Consumer Law Review

No abstract provided.


Good Health And Low Costs: Why The Ppaca's Preventive Care Provisions May Not Produce Expected Outcomes, Adam Marks Jan 2011

Good Health And Low Costs: Why The Ppaca's Preventive Care Provisions May Not Produce Expected Outcomes, Adam Marks

Loyola Consumer Law Review

No abstract provided.


The Informed Consumer Is A Healthy Consumer? - The American Obesity Epidemic And The Federal Menu Labeling Law, Katherine Wilbur Jan 2011

The Informed Consumer Is A Healthy Consumer? - The American Obesity Epidemic And The Federal Menu Labeling Law, Katherine Wilbur

Loyola Consumer Law Review

No abstract provided.


Category Management: The Antitrust Implications In The United States And Europe, Bradley J. Lorden Jan 2011

Category Management: The Antitrust Implications In The United States And Europe, Bradley J. Lorden

Loyola Consumer Law Review

No abstract provided.


Catching Sight Of Credence Attributes: Compelling Production Method Disclosures On Eggs, Aurora Paulsen Jan 2011

Catching Sight Of Credence Attributes: Compelling Production Method Disclosures On Eggs, Aurora Paulsen

Loyola Consumer Law Review

No abstract provided.


"The Durbin Tax" And How The Banks Tried To Insure Their Bottom Line, Eryk J. Wachnik Jan 2011

"The Durbin Tax" And How The Banks Tried To Insure Their Bottom Line, Eryk J. Wachnik

Loyola Consumer Law Review

No abstract provided.


Twitter's Trademark Problems: Is The Anticybersquatting Consumer Protection Act Outdated?, 10 J. Marshall Rev. Intell. Prop. L. 764 (2011), Cole C. Hardy Jan 2011

Twitter's Trademark Problems: Is The Anticybersquatting Consumer Protection Act Outdated?, 10 J. Marshall Rev. Intell. Prop. L. 764 (2011), Cole C. Hardy

UIC Review of Intellectual Property Law

Under the Lanham Act there is no remedy for individuals when imposters register user names with corresponding post-domain paths containing protected trademarks on social network websites. While Twitter temporarily experimented with its own verification process, it currently does not help users of its site distinguish trademark owners’ pages from the imposters’ pages. Current law discouraging such activity only applies to domain names. This article proposes that with a minor change to the ACPA, the Lanham Act could be updated to help trademark owners protect their rights when infringing activity is experienced with social networking handles and the corresponding post-domain paths.