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Bankruptcy Law

Selected Works

Daniel A. Austin

2013

Articles 1 - 3 of 3

Full-Text Articles in Law

Not So Fast, Senator! How To Really Solve The Student-Loan Debt Crisis, Daniel Austin Oct 2013

Not So Fast, Senator! How To Really Solve The Student-Loan Debt Crisis, Daniel Austin

Daniel A. Austin

No abstract provided.


The Indentured Generation: Bankruptcy And Student Loan Debt, Daniel Austin Dec 2012

The Indentured Generation: Bankruptcy And Student Loan Debt, Daniel Austin

Daniel A. Austin

A generation of Americans has borrowed heavily for their education, and hundreds of thousands of them are deeply in debt. Some 37 million Americans owe a total of approximately $1 trillion dollars in student loans. They constitute an Indentured Generation as many of them will be paying student loan debt for much of their lives. Some will eventually pay their loans, others will obtain full or partial loan forgiveness, and many will default or die before completing payments. Members of the Indentured Generation in particularly dire circumstances will look to consumer bankruptcy for relief. But with very few exceptions, student …


Graduating With Debt: Student Loans Under The Bankruptcy Code, Daniel Austin, Susan Hauser Dec 2012

Graduating With Debt: Student Loans Under The Bankruptcy Code, Daniel Austin, Susan Hauser

Daniel A. Austin

Student loan debt in the US exceeds $1.1 trillion — more than any other type of consumer debt except for mortgage loans — while new education lending continues at an explosive pace. In this book, the authors offer expert knowledge to enable bankruptcy and consumer credit professionals to assist clients in dealing with student loan debt. The book introduces readers to the basics of student loan debt, including different types of loans and loan-forgiveness programs, delinquency and default, and administrative and non-judicial remedies for borrowers having trouble repaying their loans.