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Articles 1 - 8 of 8
Full-Text Articles in Law
Complex Financial Institutions And Systemic Risk, Manuel A. Utset
Complex Financial Institutions And Systemic Risk, Manuel A. Utset
Scholarly Publications
No abstract provided.
Consumer Financial Protection: It's A Smaller World After All.Pdf, Hilary Allen
Consumer Financial Protection: It's A Smaller World After All.Pdf, Hilary Allen
Articles in Law Reviews & Other Academic Journals
Few of the reforms of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank”) havebeen as controversial as the creation of the Consumer Financial Protection Bureau. On the one hand,proponents envisioned the Bureau as “a single, highly motivated federal regulator, [that would apply] the sameregulation … to all similar products, regardless of the identity of the lender.” On the other hand, critics havecalled the Bureau “fatally flawed” and suggested that it has the potential to “stifle innovation and leave somemarket participants worse off.”
Living Wills And Pre-Commitment, Adam Feibelman
Living Wills And Pre-Commitment, Adam Feibelman
American University Business Law Review
No abstract provided.
Of The Conditional Fee As A Response To Lawyers, Bankers And Loopholes, Claire Hill, Richard Painter
Of The Conditional Fee As A Response To Lawyers, Bankers And Loopholes, Claire Hill, Richard Painter
American University Business Law Review
No abstract provided.
Consumer Casualties, Amy J. Schmitz
Consumer Casualties, Amy J. Schmitz
Faculty Publications
On July 21, President Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank),' which among other things calls for creation of the Consumer Financial Protection Bureau (CFPB) to serve as a centralized agency charged with protecting consumers from lending abuses and improper practices. The question is when and whether this agency will come to fruition-or suffer as a casualty of political warfare.
Overwhelming A Financial Regulatory Black Hole With Legislative Sunlight: Dodd-Frank's Attack On Systemic Economic Destabilization Caused By An Unregulated Multi-Trillion Dollar Derivatives Market, Michael Greenberger
Journal of Business & Technology Law
No abstract provided.
Dodd-Frank For Bankruptcy Lawyers, Douglas G. Baird, Edward R. Morrison
Dodd-Frank For Bankruptcy Lawyers, Douglas G. Baird, Edward R. Morrison
Faculty Scholarship
The Dodd-Frank financial reform legislation creates an “Orderly Liquidation Authority” (OLA) that shares many features in common with the Bankruptcy Code. This is easy to overlook because the legislation uses a language and employs a decision-maker (both borrowed from bank regulation) that will seem foreign to bankruptcy lawyers. Our task in this essay is to identify the core congruities between OLA and the Code. In doing so, we highlight important differences and assess both their constitutionality and policy objectives. We conclude with a few thoughts on the likelihood that OLA will contribute to market stability.
Dodd-Frank, Regulatory Innovation, And The Safety Of Consumer Financial Products, Melissa Jacoby
Dodd-Frank, Regulatory Innovation, And The Safety Of Consumer Financial Products, Melissa Jacoby
Melissa B. Jacoby
Among the many parts of the Dodd-Frank Wall Street Reform and Consumer Protection Act, few have received as much mainstream attention as the creation of the Bureau of Consumer Financial Protection. As is often the case with legislation in recent years, though, some of the most vocalized critiques of the Bureau lack a foundation in Dodd-Frank as enacted or in the Bureau’s start-up efforts. This brief essay explores the nature of the Bureau and its promising possibilities for regulatory innovation that should transcend stale debates about regulatory overreach or command-and-control approaches. This commentary also reviews the unusual dialogue preceding Dodd-Frank …