Law Commons^™

Drawers:. Check For Missing Endorsements On Joint Payee Checks, Suzanne Loyd Cassidy

Mercer Law Review

In Trust Company Bank v. Atlanta IBM Employees Federal Credit Union, the Georgia Supreme Court held that a missing endorsement is equivalent to an unauthorized endorsement for purposes of Georgia Code Ann. section 109A-4-406(4)." This section limits a bank customer to a one year period in which to discover and report unauthorized endorsements on checks.