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Full-Text Articles in Law
Payment Transactions Under The E.U. Second Payment Services Directive – An Outsider’S View, Benjamin Geva
Payment Transactions Under The E.U. Second Payment Services Directive – An Outsider’S View, Benjamin Geva
Articles & Book Chapters
In its proposal for a Directive on payment services in the internal market (hereafter: the Proposal), the Commission of the European Communities (“the Commission”) purported to provide for “a harmonised legal framework” designed to create “a Single Payment Market where improved economies of scale and competition would help to reduce cost of the payment system.” Being “complemented by industry’s initiative for a Single Euro Payment Area (SEPA) aimed at integrating national payment infrastructures and payment products for the euro-zone,” the Proposal was designed to “establish a common framework for the Community payments market creating the conditions for integration and rationalisation …
Cryptocurrencies And The Evolution Of Banking, Money And Payments, Benjamin Geva
Cryptocurrencies And The Evolution Of Banking, Money And Payments, Benjamin Geva
Articles & Book Chapters
This paper explores cryptocurrencies against the backdrop of the history of monetary, banking and payment systems, from a legal perspective. Providing a historical overview beginning in Antiquity, it explores just how today’s cyber revolution compares against some key predicate operations, and situates cryptocurrencies in the context of the long-running evolution of bank payment intermediation and monetary development.
Impacts Of Investment Treaties On Health And Human Rights, Gus Van Harten
Impacts Of Investment Treaties On Health And Human Rights, Gus Van Harten
Articles & Book Chapters
While investment treaties could help protect health and promote human rights, they are rather often used as a means to discourage governments from taking action. The treaties allow foreign investors to initiate investor-state dispute settlement (or ISDS) proceedings against states for their legislative, executive, administrative, and judicial decisions at any level. Thus, they provide a powerful tool for “foreign” investors to frustrate state action in virtually any area, including health and human rights. This article describes how ISDS provisions have impacted health-related decision- making by states and, in so doing, weakened their abilities to fulfill their human rights obligations.
Non-State Community Virtual Currencies, Benjamin Geva, Dorit Geva
Non-State Community Virtual Currencies, Benjamin Geva, Dorit Geva
Articles & Book Chapters
Community currencies are means of payment issued other than by the State, for voluntary use side by side with State-issued (that is, national) currency, either in a particular geographical area or by a group of users. This chapter deals with them as their media have been transforming from paper to digital. Discussing legal aspects of digital community currencies as monetary objects, this chapter combines an analysis general to the law of community currencies, as applied to community currencies regardless of the media in which they are embodied, with an analysis of the general law governing digital currencies as applied to …
Consumer Protection Issues And Non-Banks: A Comparative Analysis, Stephanie Ben-Ishai
Consumer Protection Issues And Non-Banks: A Comparative Analysis, Stephanie Ben-Ishai
Articles & Book Chapters
The same millennials who spend all their money on avocado toast might not be looking to traditional banks to obtain mortgages or invest their limited funds because they don't have the requisite credit scores or resources to save money. This generation has also seen too many movies about Wall Street disasters and may have decided they don't want to give Leonardo DiCaprio money to "buy wolves." They've been working any number of jobs that don't offer pensions or benefits; they often live paycheck to paycheck; and the prospect of borrowing money from or depositing money at a mainstream bank when …