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Corporate Social Responsibility In Canadian Banking A Case Study On The Equator Principles, Ian Osellame Aug 2013

Corporate Social Responsibility In Canadian Banking A Case Study On The Equator Principles, Ian Osellame

Electronic Thesis and Dissertation Repository

This thesis considers the role of Corporate Social Responsibility (CSR) in the Canadian banking sector. Although the relevance of CSR continues to be debated, this analysis starts from the position that CSR is now a fact of life for modern banks and tests whether Canadian banks are demonstrating CSR behavior through their adoption of the Equator Principles: a series of guidelines on the management of social and environmental issues that banks voluntarily commit to follow in their project financing activities. This thesis concludes that examples of CSR behavior can be observed as Canadian banks continue to define the scope of …


Government Policy And Moral Hazard In The 2007-2009 Financial Crisis, Ariana Abrams Jun 2013

Government Policy And Moral Hazard In The 2007-2009 Financial Crisis, Ariana Abrams

Honors Theses

The US government has invested over $3 trillion in financial assistance programs and bailouts for ailing companies affected by the 2007-2009 financial crisis. This paper analyzes the different government policy efforts in response to the collapse of the U.S. financial sector and whether these efforts increased the risk of moral hazard for small, medium, and large banks. Moral hazard occurs when a company has an incentive to take greater risks than it otherwise would, because the company gains all the benefits from excessive risk-taking, but does not bear all of the losses. I measure moral hazard through the debt-to-equity ratio, …