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Banking and Finance Law

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2002

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Full-Text Articles in Law

Fourt (Or Five) Easy Lessons From Enron, Douglas G. Baird, Robert K. Rasmussen Nov 2002

Fourt (Or Five) Easy Lessons From Enron, Douglas G. Baird, Robert K. Rasmussen

Vanderbilt Law Review

Temptation. It lies at the heart of financial swindles. The promise of 50% returns in three months can lure thousands of investors-so too can a stock that soars 500% in three years. But those who are tempted are often skeptical. Before they invest, they want to know how one can enjoy such supracompetitive returns. The answer usually is a facially plausible story, though with a bit of mystery attached. The mystery is often touted as the reason that the investment opportunity is exclusive to the entrepreneur who discovered it. It is what ensures that the gains are not competed away. …


Race, Class, And Suburbia: The Modern Black Suburb As A 'Race-Making Situation', Mary Jo Wiggins Jun 2002

Race, Class, And Suburbia: The Modern Black Suburb As A 'Race-Making Situation', Mary Jo Wiggins

University of Michigan Journal of Law Reform

In her Article, Professor Wiggins discusses the complex social phenomenon of "Black suburbanization, " focusing on the commercial "disinvestment" in and around predominately Black suburbs. She traces the historical relationship between Black Americans and the suburbs, and describes in detail the commercial disinvestment in two contemporary Black suburbs, Prince George's County, Maryland, and south DeKalb, Georgia. In her Article, she offers possible explanations for disinvestment, including the application of protective zoning; inefficient zoning laws and practices; prior investment decisions; demographic explanations; and independent effects .of race. Wiggins analyzes some of the resulting negative social and economic consequences, including a sense …


Shame On You: Campaign Finance Reform Through Social Norms, Todd R. Overman May 2002

Shame On You: Campaign Finance Reform Through Social Norms, Todd R. Overman

Vanderbilt Law Review

In 1998, Senator Russell Feingold squared off against Representative Mark Neumann in a heated contest for a Wisconsin Senate seat. During the campaign, Representative Neumann and Senator Feingold voluntarily entered into a number of campaign finance restrictions.' Representative Neumann, despite losing the race to Senator Feingold, asserted that those restrictions "showed that campaign finance reform didn't require changes in law and was best handled on a voluntary basis.' In the 2000 New York Senate race, Representative Rick Lazio echoed Representative Neumann's sentiment and declared that it was he and "Mrs. Clinton's opportunity, to make a statement about our commitment to …


State V. National Banks: The Battle Over Examination Fees, Connie Edwards Josey Apr 2002

State V. National Banks: The Battle Over Examination Fees, Connie Edwards Josey

North Carolina Banking Institute

No abstract provided.


Online Transactions: Squaring The Gramm-Leach-Bliley Act Privacy Provisions With The Ftc Fair Information Practice Principles, David Annecharico Apr 2002

Online Transactions: Squaring The Gramm-Leach-Bliley Act Privacy Provisions With The Ftc Fair Information Practice Principles, David Annecharico

North Carolina Banking Institute

No abstract provided.


Spinning In A Hot Ipo - Breach Of Fiduciary Duty Or Business As Usual?, Therese H. Maynard Apr 2002

Spinning In A Hot Ipo - Breach Of Fiduciary Duty Or Business As Usual?, Therese H. Maynard

William & Mary Law Review

No abstract provided.


Harmonization Of Disclosure Standards For Cross-Border Share Offerings: Approaching An "International Passport" To Capital Markets? (The Earl A. Snyder Lecture In International Law), J. William Hicks Apr 2002

Harmonization Of Disclosure Standards For Cross-Border Share Offerings: Approaching An "International Passport" To Capital Markets? (The Earl A. Snyder Lecture In International Law), J. William Hicks

Indiana Journal of Global Legal Studies

On March 1, 2001, Professor Hicks delivered the fifth annual Snyder Lecture at the University of Cambridge in the Lauterpacht Center for International Research.


Foreword, North Carolina Banking Institute Apr 2002

Foreword, North Carolina Banking Institute

North Carolina Banking Institute

No abstract provided.


Deposit Accounts Under The New World Order, Ingrid Michelsen Hillinger, David Line Batty, Richard K. Brown Apr 2002

Deposit Accounts Under The New World Order, Ingrid Michelsen Hillinger, David Line Batty, Richard K. Brown

North Carolina Banking Institute

No abstract provided.


Federal Banking Agencies' Guidance On Subprime Lending: Regulation With A Divided Mind, Joseph A. Smith Jr. Apr 2002

Federal Banking Agencies' Guidance On Subprime Lending: Regulation With A Divided Mind, Joseph A. Smith Jr.

North Carolina Banking Institute

No abstract provided.


The Increase In Predatory Lending And Appropriate Remedial Actions, Margot Saunders Apr 2002

The Increase In Predatory Lending And Appropriate Remedial Actions, Margot Saunders

North Carolina Banking Institute

No abstract provided.


Does The Term Bank Broker-Dealer Still Have Meaning, Alan E. Sorcher, Satish M. Kini Apr 2002

Does The Term Bank Broker-Dealer Still Have Meaning, Alan E. Sorcher, Satish M. Kini

North Carolina Banking Institute

No abstract provided.


Privacy Rights V. Anti-Money Laundering Enforcement, Robert S. Pasley Apr 2002

Privacy Rights V. Anti-Money Laundering Enforcement, Robert S. Pasley

North Carolina Banking Institute

No abstract provided.


Confidentiality Of Communications By In-House Counsel For Financial Institutions, Janet J. Higley, Robert C. Jones Jr., Peter C. Buck Apr 2002

Confidentiality Of Communications By In-House Counsel For Financial Institutions, Janet J. Higley, Robert C. Jones Jr., Peter C. Buck

North Carolina Banking Institute

No abstract provided.


Financial And Bank Holding Company Issuance Of Trust Preferred Securities, Todd H. Eveson Apr 2002

Financial And Bank Holding Company Issuance Of Trust Preferred Securities, Todd H. Eveson

North Carolina Banking Institute

No abstract provided.


First Union V. Suntrust Banks: The Fight For Wachovia And Its Impact On North Carolina Corporate Law, Lijun K. Yang Apr 2002

First Union V. Suntrust Banks: The Fight For Wachovia And Its Impact On North Carolina Corporate Law, Lijun K. Yang

North Carolina Banking Institute

No abstract provided.


The Great Turf War Of The New Millennium: Can Banks Engage In Real Estate Brokerage And Management Activities, Harrison K. Bishop Apr 2002

The Great Turf War Of The New Millennium: Can Banks Engage In Real Estate Brokerage And Management Activities, Harrison K. Bishop

North Carolina Banking Institute

No abstract provided.


The North Carolina Business Court: North Carolina's Special Superior Court For Complex Business Cases, Carrie A. O'Brien Apr 2002

The North Carolina Business Court: North Carolina's Special Superior Court For Complex Business Cases, Carrie A. O'Brien

North Carolina Banking Institute

No abstract provided.


State Usury Laws: Are They Effective In A Post-Glba World, Amanda Katherine Hill Sadie Apr 2002

State Usury Laws: Are They Effective In A Post-Glba World, Amanda Katherine Hill Sadie

North Carolina Banking Institute

No abstract provided.


Increased Federal Deposit Insurance Coverage: At What Cost, Nancy J. Coppola Apr 2002

Increased Federal Deposit Insurance Coverage: At What Cost, Nancy J. Coppola

North Carolina Banking Institute

No abstract provided.


Universal Charter Options: Providing A Competitive Advantage For State Financial Institutions, Katherine E. Howell-Best Apr 2002

Universal Charter Options: Providing A Competitive Advantage For State Financial Institutions, Katherine E. Howell-Best

North Carolina Banking Institute

No abstract provided.


Government Sponsored Enterprises: A Discussion Of The Federal Subsidy Of Fannie Mae And Freddie Mac, Bradley K. Krehely Apr 2002

Government Sponsored Enterprises: A Discussion Of The Federal Subsidy Of Fannie Mae And Freddie Mac, Bradley K. Krehely

North Carolina Banking Institute

No abstract provided.


The Post-Green Tree Evidentiary Standard For Invalidating Arbitration Clauses In Consumer Lending Contracts: How Much Justice Can You Afford, Jason Bradley Kay Apr 2002

The Post-Green Tree Evidentiary Standard For Invalidating Arbitration Clauses In Consumer Lending Contracts: How Much Justice Can You Afford, Jason Bradley Kay

North Carolina Banking Institute

No abstract provided.


Yield Spread Premiums For Mortgage Brokers: Culpepper V. Irwin Mortgage Corporation And The 2001 Hud Policy Statement, Lisa Morgan Apr 2002

Yield Spread Premiums For Mortgage Brokers: Culpepper V. Irwin Mortgage Corporation And The 2001 Hud Policy Statement, Lisa Morgan

North Carolina Banking Institute

No abstract provided.


Can't Get Money For Nothing: An Analysis Of Atm Surcharge Ban Demand, Ginger Ann Bagley Apr 2002

Can't Get Money For Nothing: An Analysis Of Atm Surcharge Ban Demand, Ginger Ann Bagley

North Carolina Banking Institute

No abstract provided.


The Consumer Response To Privacy Provisions In Gramm-Leach-Bliley: Much Ado About Nothing, Eric Poggemiller Apr 2002

The Consumer Response To Privacy Provisions In Gramm-Leach-Bliley: Much Ado About Nothing, Eric Poggemiller

North Carolina Banking Institute

No abstract provided.


Internet Gambling And The Banking Industry: An Unsure Bet, Jon Patterson Apr 2002

Internet Gambling And The Banking Industry: An Unsure Bet, Jon Patterson

North Carolina Banking Institute

No abstract provided.


The Ghosts Of Wall Street: A Book Note On The Last Partnerships By Charles Geisst, W. Winborne Boyles Apr 2002

The Ghosts Of Wall Street: A Book Note On The Last Partnerships By Charles Geisst, W. Winborne Boyles

North Carolina Banking Institute

No abstract provided.


Credit Cards And Debit Cards In The United States And Japan, Ronald J. Mann Apr 2002

Credit Cards And Debit Cards In The United States And Japan, Ronald J. Mann

Vanderbilt Law Review

The widespread use of cards is one of the most salient features of consumer retail payment systems in the United States. American consumers use those cards to pay for about one-fourth of their retail purchases each year.' And this is not a static phenomenon; among other things, the use of debit cards, though still relatively small, is rising rapidly. That pattern of use is not, however, typical of other countries. Even in some highly industrialized nations, consumers use cards to pay for purchases much less frequently. Statistics from the Bank for International Settlements, for example, suggest about sixty card-based payment …


Introduction To The Symposium On Religion And Investing, Mark A. Sargent Jan 2002

Introduction To The Symposium On Religion And Investing, Mark A. Sargent

Villanova Journal of Law and Investment Management

No abstract provided.