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Full-Text Articles in Law
The Federal Reserve As Agent To Another Principal: Monetary Penalties 1997-2022, David Zaring
The Federal Reserve As Agent To Another Principal: Monetary Penalties 1997-2022, David Zaring
Indiana Law Journal
Enforcement is how agencies make policy, but the Federal Reserve Board, perhaps the country’s most important independent agency, and certainly its most important regulator of banks, does most of its enforcement in secret. This secrecy means that it is difficult for outside observers to see what the Fed is prioritizing. One exception to the secret sanction paradigm is the civil monetary penalty: once the Fed decides to fine a bank or a banker, no matter how small the amount, it must publicize the fine and the basis for it. We read twenty-five years’ worth of civil monetary penalty orders to …
Reforming The Regulation Of Community, Tanya D. Marsh
Reforming The Regulation Of Community, Tanya D. Marsh
Indiana Law Journal
The regulatory framework for financial institutions in the United States imposes significant costs on community banks without providing benefits to consumers or the economy that justify those costs. The Dodd-Frank Wall Street Reform and Consumer Protection Act builds on decades of “one-size-fits-all” regulation of financial institutions, an ill-conceived regulatory strategy that puts community banks at a competitive disadvantage as compared with their larger, more complex competitors. The imposition of regulatory burdens on community banks without attendant benefits ultimately harms both consumers and the economy by (1) forcing community banks to consolidate or go out of business, furthering the concentration of …
Banks And Banking-Trusts-Special Deposits
Banks And Banking-Pledging Assets
Banks And Banking-Disposition Of Funds In Hands Of Sub-Agent Collection On Insolvency
Banks And Banking-Disposition Of Funds In Hands Of Sub-Agent Collection On Insolvency
Indiana Law Journal
No abstract provided.
Constitutional Law-Banks And Banking
Banks And Banking Under The Indiana Constitution And Statutes, Charles M. Reed
Banks And Banking Under The Indiana Constitution And Statutes, Charles M. Reed
Indiana Law Journal
No abstract provided.