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An Economic Analysis Of Student Loan Default, Arianna Castonguay
An Economic Analysis Of Student Loan Default, Arianna Castonguay
Electronic Theses and Dissertations
Cumulative student loan debt in the United States has now surpassed $1.5 trillion. Moreover, since the turn of the century, cohort default rates of these loans have steadily risen across all types of institutions. The latest data from the U.S. Department of Education shows 10.8 percent of borrowers who entered repayment in fiscal year 2015 have defaulted within three years. In turn, the first chapter of this paper summarizes student loan policies as well as trends in debt and default. Furthermore, it highlights the consequences of high student debt and default for individual borrowers and the economy. Results show evidence …
Higher Education Student Debt & Tuition Costs, K. Harrison Maloy Jr
Higher Education Student Debt & Tuition Costs, K. Harrison Maloy Jr
Electronic Theses and Dissertations
U.S. higher education tuition costs have risen at nearly double the rate of inflation over the past forty years. In 2012, student loan delinquency rose to 12% and surpassed credit card delinquency rates as the top category of consumer debt delinquency. Meanwhile, recently enacted federal policies advocate for increased higher education accessibility, affordability and attainability, but simultaneously promote educational institutions to increase spending with funds fueled by student debt. The growth of $136.8 billion in student loan delinquency has triggered decreasing participation in non-student debt markets by people with student loan debt. Fortunately, Americans continue to enroll in colleges at …
The Relationship Of Presidential Leadership Style And The Financial Health Of Private, Nonproprietary Institutions Of Higher Learning, Sandra E. Seay
The Relationship Of Presidential Leadership Style And The Financial Health Of Private, Nonproprietary Institutions Of Higher Learning, Sandra E. Seay
Electronic Theses and Dissertations
The primary purpose of this study was to determine if a relationship existed between the financial health of academic institutions and the leadership style of college and university presidents. Financial health was defined as the ability of an institution to pay its current debts. Secondly, the study tested a number of hypotheses derived from the contingency model of leadership effectiveness. Lastly, the study attempted to determine if there was an association between two lists of institutions considered to be led by effective presidents. The study involved a stratified random sample of 263 private institutions accredited by the Southern Association of …