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- Keyword
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- 1992). (1)
- 1999). • Hispanic Serving Institution: The Higher Education Act (1)
- 20 USCA Section 1101a defines a Hispanic-serving institution as an institution of higher education that (a) is an eligible institution; (b) at the time of application (1)
- 2017). • Threshold of Debt: Represents the increasing amount of cumulative loan amounts which are categorized into three levels of debt: low debt (1)
- ADA (1)
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- Budget reconciliation (1)
- Congress (1)
- Degree completion (1)
- Difference-in-differences (1)
- Education tax credits (1)
- Financial aid (1)
- Has an enrollment of undergraduate full-time equivalent students that is at least 25 percent Hispanic students; and (c) provides assurances that not less than 50 percent of the institution's Hispanic students are low-income individuals. Note: low income is defined as 150% of the poverty level as determined by the Bureau of the Census at: http://www.census.gov/hhes/poverty/povdef.html (NCES (1)
- High debt (Somers (1)
- Income-Driven Repayment (1)
- Internet (1)
- Key Terms: • Debtload: amount of debt accumulated by students (Cofer & Somers (1)
- Low-income students (1)
- Medium debt (1)
- Need-based grant aid (1)
- Parental financial support; Expectations; Willingness to pay for college; Co-residency (1)
- Pell grants. federal financial aid (1)
- Postsecondary enrollment (1)
- Promise programs (1)
- Rational Choice (1)
- Remediation (1)
- Savings and Retirement (1)
- Scholarship aid (1)
- Section 508 (1)
- Student Loan Debt (1)
- Students with disabilities (1)
Articles 1 - 8 of 8
Full-Text Articles in Education
The Influence Of Stafford Load Debtload On Persistence Among Historically Underserved Populations At A Hispanic Serving Institution, Mari Ysela Noopila, Henrietta Williams Pichon
The Influence Of Stafford Load Debtload On Persistence Among Historically Underserved Populations At A Hispanic Serving Institution, Mari Ysela Noopila, Henrietta Williams Pichon
Journal of Student Financial Aid
This study presents a mixed methods explanatory analysis of the influence of Stafford loan debtload on persistence among underserved populations attending a Hispanic Serving Institution in the Southwest of the United States. Using data from cohort 2010, fall to fall persistence was examined to assess if debtload was related to persistence for all full-time, first-time undergraduate students based on demographic characteristics. Additionally, in-depth interviews were conducted on undergraduate students during fall 2017 to gain a better understanding of their experiences with debtload and if it played into their persistence decisions. Results of the study revealed statistically significant relationships between debtload …
A Primer On Higher Education, Student Aid, And The Federal Budget Process, Jenna Sablan, Robyn Hiestand
A Primer On Higher Education, Student Aid, And The Federal Budget Process, Jenna Sablan, Robyn Hiestand
Journal of Student Financial Aid
While higher education scholars and financial aid practitioners are understandably concerned with the role of policy and finance, the relationship between student aid policy and the federal budget process deserves some attention and synthesis. In this article, we present an outline of the federal budget process and the ways in which it has been a vehicle for major student financial aid policy changes. We specifically describe the federal funding structure of Pell Grants and student loans and describe how the Congressional budget reconciliation process has resulted in recent policy changes in these programs.
Expectations And Incentives: Parental Financial Support For College During The Transition To Young Adulthood, Allyson Flaster
Expectations And Incentives: Parental Financial Support For College During The Transition To Young Adulthood, Allyson Flaster
Journal of Student Financial Aid
This study provides new insight into enrollment disparities by examining how the financial support adolescents expect to receive from parents as they transition to young adulthood differs by parent and family characteristics and whether they attend college. I do this by estimating expectations of cash and in-kind co-residency support in the year after high school completion using data from the National Longitudinal Survey of Youth. The results indicate that children whose parents are highly educated, who have high solidarity with their parents, and whose parents hold norms of adolescent financial dependency have particularly large financial incentives to attend college—particularly a …
Study Abroad For Low-Income Students: The Relationship Between Need-Based Grant Aid And Access To Education Abroad, Melissa Whatley, Ashley B. Clayton
Study Abroad For Low-Income Students: The Relationship Between Need-Based Grant Aid And Access To Education Abroad, Melissa Whatley, Ashley B. Clayton
Journal of Student Financial Aid
This study explores factors related to low-income students’ decisions to participate in study abroad while focusing specifically on the role of need-based grant aid in this decision-making process. Estimates account for systematic differences between students receiving and not receiving need-based grant aid using propensity score modeling (PSM) before disaggregating models by need-based grant aid status. Results indicate that need-based grant aid significantly increases a student’s probability of participating in study abroad. Additionally, disaggregated models show that the study abroad decisions of students receiving need-based grant aid differ significantly from those not receiving this aid, particularly when considering other forms of …
Start To Finish: Examining The Impact Of The El Dorado Promise Program On Postsecondary Outcomes, Elise Swanson, Gary Ritter
Start To Finish: Examining The Impact Of The El Dorado Promise Program On Postsecondary Outcomes, Elise Swanson, Gary Ritter
Journal of Student Financial Aid
The El Dorado Promise program is a universal, first dollar Promise program that guarantees a full tuition scholarship to students who attend the El Dorado School District from grades K-12, and a partial scholarship for those enrolled for at least 9th through 12th grade. We use a difference-in-differences framework to examine the impact of the El Dorado Promise program on college enrollment and bachelor’s degree completion. We find that, overall, the Promise was associated with a 14.0 percentage point increase in postsecondary enrollment, no change in associate’s degree completion, and an 8.8 percentage point increase in bachelor’s degree …
Education Tax Credits: A Different Trajectory For Federal Funding Of Higher Education And Remediation For Effectual Policymaking, Anna C. Bartel
Education Tax Credits: A Different Trajectory For Federal Funding Of Higher Education And Remediation For Effectual Policymaking, Anna C. Bartel
Journal of Student Financial Aid
Education tax credits provide federal financial aid to a wide expanse of American taxpayers; however, little research or analysis has been done on these costly programs. There has been little evidence of its link to college enrollment growth. This descriptive paper outlines the establishment of education tax credits, their original intent, and the lack of evidence of effectual federal policy over the past two decades. Thus, the purpose of this article is to assess how the federal government has reached an $18.9 billion annual expenditure for education tax credits with little to show in returns on investment. Further, this paper …
Clicking In The Dark: Are Student Financial Aid Websites Accessible For Students With Disabilities?, Zachary W. Taylor
Clicking In The Dark: Are Student Financial Aid Websites Accessible For Students With Disabilities?, Zachary W. Taylor
Journal of Student Financial Aid
The United States (U.S.) Access Board, a branch of the federal government responsible for advancing the inclusion of people with disabilities into U.S. society, recently amended Section 508 of the Americans with Disabilities Act (ADA). On January 18th, 2018, the final Section 508 amendment required all Title IV institutions of higher education in the United States to conform to Web Content Accessibility Guidelines 2.0 (WCAG) at the Level-A and Level-AA thresholds. As students with disabilities are often minoritized from the U.S. higher education system, this study explored the web accessibility of institutional .edu financial aid websites (n=450) to learn if …
Exploring Idr: A Comparison Of Financial Situations And Behaviors Between Those In Traditional Student Loan Repayment And Those In Income-Driven Repayment, Daniel A. Collier
Exploring Idr: A Comparison Of Financial Situations And Behaviors Between Those In Traditional Student Loan Repayment And Those In Income-Driven Repayment, Daniel A. Collier
Journal of Student Financial Aid
This quantitative, exploratory study (N=266) examines: (1) financial differences between those enrolled in student-loan based Traditional and Income-Driven Repayment (IDR) schemes, (2) factors that link to IDR enrollment, and (3) whether IDR correlates to the likelihood of reporting to save zero dollars in savings and retirement and in being a homeowner. Descriptive tests indicated differences in loan and earnings-related measurements, and other financial differences, favoring those in traditional repayment. Logistic regression reporting Marginal Effects suggested enrollment in IDR correlated with student loan debt starting at $60,000 and upward (ME=0.41-0.59) and income (ME=0.52-0.36) - with lower-middle to middle-income earners being most …