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Characterization Of Early And Late Adopters Of Atm Card In Indian Banking Industry, Kamalpreet Kaur
Characterization Of Early And Late Adopters Of Atm Card In Indian Banking Industry, Kamalpreet Kaur
The South East Asian Journal of Management
The present study deals with affect of adoption pattern of the ATMs by banks on its characteristics. With the exploration of various characteristics of the banks like Size, Profi tability, Efficiency, Cost of Operations, Asset quality and Credit risk, Financing Pattern, Diversifi cation and Age etc.; the study has tried to differentiate between the early and late adopter category of the banks regarding ATM cards. The banks have been categorized into early and late adopters on the basis of their adoption period. For this purpose, 50 scheduled commercial banks consisting of 27 Public Sector Banks and 23 Private Sector Banks …