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Full-Text Articles in Business

Pengaruh Tingkat Literasi Keuangan Pemilik Usahaterhadap Pengelolaan Keuangan. Studi Kasus: Umkm Depok, Birawani Dwi Anggraeni Jun 2015

Pengaruh Tingkat Literasi Keuangan Pemilik Usahaterhadap Pengelolaan Keuangan. Studi Kasus: Umkm Depok, Birawani Dwi Anggraeni

Jurnal Vokasi Indonesia

Financial literacy affects a person's way of thinking on the financial condition and influence strategic decisions in terms of finances and better management for business owners. This study uses secondary data as study materials which will be given to the micro level that businesses with a turnover of up to 300M per year in which the segment in general do not have good financial records to then be used as financial statements. In a study using 12 samples of SMEs in the area of Depok randomly selected. This study uses processed using descriptive statistics as well as the weighting at …


How Financial Literacy Affects Budgeting Behaviors, Haowen Yuan Apr 2015

How Financial Literacy Affects Budgeting Behaviors, Haowen Yuan

Student Scholarship - College of Business

A survey was administered at a private, liberal arts university in the Pacific Northwest to discover how financial literacy can have an impact on students budgeting behaviors. Respondents were asked different kinds of financial literacy questions to assess how much they knew about financial knowledge, and respondents were asked financial behaviors questions to analyze the relationship between financial literacy and financial behaviors. Other questions included demographics, math ability, education, and personal discernment. I find that the only factor that affects students budgeting behaviors is their year in college. When students stay at the school for a long period of time, …


The Impact Of Financial Knowledge On Student Retention From The Second To The Third Year At A Public Research University, Eric N. Monday Jan 2015

The Impact Of Financial Knowledge On Student Retention From The Second To The Third Year At A Public Research University, Eric N. Monday

LSU Doctoral Dissertations

The primary purpose of this study was to determine the influence of financial knowledge and selected demographic characteristics on student retention from the second to the third year at a public research university in the southern region of the United States. The accessible population was defined as students in the Fall 2013 entering freshman cohort who were enrolled in the Spring 2015 semester. Measurements including the independent variable represented by the financial knowledge score and 17 other independent variables were collected using a survey instrument and downloaded data from the university’s electronic student information system. A total of 695 students …


The “Other” Side Of Wall Street: Banking, Policies, And Adaptive Methods Of U.S. Migrant Workers, Cassandra Rae Decker Jan 2015

The “Other” Side Of Wall Street: Banking, Policies, And Adaptive Methods Of U.S. Migrant Workers, Cassandra Rae Decker

USF Tampa Graduate Theses and Dissertations

Migrant farmworkers' social and economic mobility is frequently constrained through the denial of basic resources, such as access to the formal financial sector. This thesis ethnographically examines banking policies as they apply to low-income, mobile, populations that temporarily reside in Florida. It utilizes participant observation, interviews, and participatory mapping with migrant farmworkers. It also considers how policymakers and service providers in the formal and informal financial sectors rationalize control of resources and the effects on mobile populations. Particular attention is paid to adaptive practices in the alternative financial sector – cash checking services, carrying cash, and remittances. By utilizing the …