Business Commons^™

December 2002, Inland Empire Business Journal

Inland Empire Business Journal

JPA Progress Report

In Some Way, A Farmer Has Touched Your Life

Germany – California’s European Hub

Letter to the Editor

Rancho Cucamonga’s Silver Anniversary

Law

Managing

Opinion/Commentary

Close-Up

Computer/Software

Corporate Profile

Corner on the Market

Getting Organized

Safety Engineers Crisis Response Checklist

Kosmont Forms Retail Group

Health Care Supplement

Executive Time Out

Premier Service Bank Receives Approval

How to utilize SBLCs in Internat’1 Sales

VIB Corporate Profits Rise 67 Percent

CRAFund Advisors Celebrate 3^rd Anniversary

Financial Institutions Supplement

Ingram Micro Opens Distribution Center

Second Page 1

Corporate Giving – Beyond Borders

Faces in Business

Desert Business Journal

California …

November 2002, Inland Empire Business Journal

Inland Empire Business Journal

Small Businesses Commercial Space

Bakersfield Business Conference

San Manuel Water Wins Best of Show

2002 L.A County Fair Comes to Close

Do You Work for Anxious Organization?

Law

Managing

Opinion/Commentary

Close-Up

Computers/Software

Corporate Profile

Corner on the Market

Getting Organized

Ethics

Industrial/Commercial Real Estate

Executive Gifts

Desert Business Journal

Walter’s Children Charity Classic

Educational Services

Second Page 1

Annual Wildlife Art Festival

Human Resources Supplement

Faces In Business

Centennial First Financial Services

Walter Desalination Pipeline

Views on Market Conditions

Mission Inn Wins Industry Awards

Restaurant Review

Earl’s Best Bets

Wine Review

Manager’s Bookshelf

Executive Time Out

October 2002, Inland Empire Business Journal

Inland Empire Business Journal

Specialty Food Market Opens in San Bernardino

Palm Springs Aerial Tramway Adventure

PVHMC RNs Form Union

Corporate Fraud and Abuse Symptoms

Law

Managing

Opinion/Commentary

Close-Up

Computers/Software

Corporate Profile

Corner on the Market

In the Interest of Woman

Employers

Telecommunications/Technology

Marketing the Future Law Office

Careful Hiring Is Essential

Recent California Legislation Affects Litigation

Desert Business Journal

HMO/PPO Enrollment Guide

Second Page 1

Community Concert Associations

Economic Development

OEEPF Receives $30,000 Grant

Inland Realtor Lois Lauer Establishes Scholarship

Restaurant Review

Earl’s Best Bets

Company Marketing on a Shoestring

Wine Review

Manager’s Book-shelf

Executive Time Out

Members In Government, November 2002, American Institute Of Certified Public Accountants (Aicpa)

Newsletters

No abstract provided.

Survival Analysis Of Internet Companies: An Application Of The Hazard Model, Khaled Elkhal

Doctoral Dissertations

The purpose of this study is to develop a model that predicts failure and estimates the time of survival of dotcoms using a number of financial and non-financial factors. This model can be used as a warning tool for stockholders, creditors, and consumers to protect themselves from such failures.

I employ the Cox (1972) Proportional Hazards Model in a cross-sectional and time-varying context using financial data over the 1998–2001 period. Results from a cross-sectional analysis reveal that the coefficient estimates for variables CFTL and NSTA are consistently negative and highly significant. This suggests that higher sales and cash flows lower …

September 2002, Inland Empire Business Journal

Inland Empire Business Journal

LAW…………………………….4

Getting Organized………………..5

Opinion/Commentary…………….6

Close-up…………………………..7

Computers/Software………………8

Corporate Profile………………….9

Corner on the Market……………..10

Accounting………………………..11

Managing…………………………12

Second Page 1…………………….22

Desert Journal…………………….23

Real Estate………………………...25

Executive Time Out……………….30

Restaurant Review…………………41

Entertainment………………………44

Managers Bookshelf……………45

Members In Government, September 2002, American Institute Of Certified Public Accountants (Aicpa)

Newsletters

No abstract provided.

August 2002, Inland Empire Business Journal

Inland Empire Business Journal

I.E. and Beyond Benefit From Ontario Mills

Homeland Security

Law

Getting Organized

In The Interest Of Woman

Faces in Business

Close-Up

Computers/Software

Managing

Corporate Profile

Employers

Planning Center Presented Award

“I’d Rather Die Than Give a Speech

$100 Billion Teachers Pension Fund Acts Against Corporate Misconduct

Corner on the Market

Leasing, Location and Your New Business

Second Page 1

Devin Holiday Guest at Montclair Chamber Golf Tournament

ARV Assisted Living Honors Vera McConnell

High-Tech Entrepreneurs Get Boost From UCR Connect

Arrowhead Foundation Awards Scholarship

Vegas-Style Casino Sets Opening Date

Distribution

Wine Review

California’s Business Leaders Announce Proposal

Restaurant Review

Inland …

Members In Government, October 2002, American Institute Of Certified Public Accountants (Aicpa)

Newsletters

No abstract provided.

July 2002, Inland Empire Business Journal

Inland Empire Business Journal

Getting Organized

Corner On The Market

In The Interest of Woman

Faces In Business

Close Up

Computer/Software

Law

Managing

Second Page One

Wine Review

Restaurant Review

Executive Time Out

Negotiation Strategies Of The Pros

Eight Simple: Steps To People-Building Philosophies

Location! Location! Location!

Local Celebrities Spotted Throughout Riverside

Desert Orthopedic Center Acupuncturist Diedre Braun M.S., L.Ac. Named to EMC Medical Staff

Care Connexxus Adult Day Services Receives Grant For The Community Foundation

Management Professor Receives Second Fulbright Award

Seven County Regional Occupational Program Students Receives Medals

First Patient To Sue HMO Under 2001 Law Tells Of Being Denied Access To …

Demand Reduction And Inefficiency In Multi-Unit Auctions, Peter Cramton, Lawrence M. Ausubel

Peter Cramton

Auctions typically involve the sale of many related goods. Treasury, spectrum and electricity auctions are examples. In auctions where bidders pay the market-clearing price for items won, large bidders have an incentive to reduce demand in order to pay less for their winnings. This incentive creates an inefficiency in multiple-item auctions. Large bidders reduce demand for additional items and so sometimes lose to smaller bidders with lower values. We demonstrate this inefficiency in an auction model which allows interdependent values. We also establish that the ranking of the uniform-price and pay-as-bid auctions is ambiguous in both revenue and efficiency terms. …

June 2002, Inland Empire Business Journal

Inland Empire Business Journal

INDEX

AT DEADLINE ... .. ... ... ......... .. ...... .... .............. .............. ....... ..... ... 1

GETTING ORGANIZED ............ .. .. ............. .. ... ......... .... .. .. .. ...... 4

EDUCATION ..... ... ........................ ........................... ................. .. 7

CLOSE-UP ..... ..... ... .................... ......................... ........... ..... ... ..... 9

COMPUTERS/SOFTWARE ..... ................................................ 10

COMMENTARY. ......................... ... .......... ................ .. .............. 10

MANAGING ....... ........ ........................ ... ................ ............. .. .. .. l2

CORPORATE PROFILE ..... .................... .............. .. ......... .. ....... l3

LISTS: HOSPITALS SERVING THE l.E .. ...... ................... l 8/19

CORNER ON THE MARKET ........... .... …

May 2002, Inland Empire Business Journal

Inland Empire Business Journal

AT DEADLINE……………........................................1

COMMENTARY…………………………………......4

EDITORIAL…………………………………………..4

CLOSE-UP……………………………………………9

COMPUTERS/SOFTWARE………………………....10

MANAGING……………………………………........12

CORPRATE PROFILE……………………………....13

GETTING ORGANIZED…………………………….14 CORNER ON THE MARKET…………………….…21

HEALTH CARE…………………………………..….22

INVESTMENT & FINANCE………………………...23

INSURANCE…………………………………………24

STALER’S BEST BETS……………………………...25

LARGEST CREDIT UNIONS LIST…………………26

BANKING…………………………………………….27

DESERT JOURNAL………………………………….31

LAW…………………………………………………..32

LAW FIRMS LIST……………………………………33, 34

SECOND PAGE………………………………………36

WINE REVIEW……………………………………….37

EMPLOYER ISSUES…………………………………38

RESTAURANT REVIEW…………………………….40

EMPLYMENT SERVICES/AGENCIES LIST…….....42-44

MANAGERS BOOKSHELF………………………….45

NEW BUSINESSES…………………………………..49-51

RESORUCE DIRECTIVE……………….....................53, 54

EXECUTIVE TIME OUT……………………………..55

WEATHER INFORMATION………………………………...1

AGUA CALIENTE BAND DONATES MORE THAN $1 MILLION……1

“THE FRANKEN SISTERS”………………………………….1

FORD FOUNDATION GRANT……………………………….4

TOP FIVE WAYS TO OPTIMIZE STAFFING……………….5

LARRY MARINO’S: “MODERN TOWN HALL”……………7

PROPOSED BUDGET CUTS, ARC RIVERSIDE…………….20

LOCAL MARKETING COMPANY EARNS AWARDS……..21

BUSINESS ETIQUETTE FOR THE 2000s!...............................25

M.B.A. …

April 2002, Inland Empire Business Journal

Inland Empire Business Journal

DEPARTMENTS AND COLUM S

AT DEADLINE………………………………………1

COMMENTARY …………………………………......3

EDUCATION………………………………................5

CORNER ON THE MARKET………………………..8

CLOSE-UP……………………………………………..9

COMPUTER SOFTWARE…………………………....10

MANAGING…………………………………………..12

LAW…………………………………………………..13

GETTING ORGANIZED……………………………14

CORPORATE PROFILE…………………………….19

REAL ESTATE……………………………………..20, 21

RESTAURANT REVIEW………………………………32

WINE REVIEW ……………………………………….37

EMPLOYERS GROUP…………………………………38

STATLER'S BEST BETS………………………………39

SECOND PAGE ONE……………………………………40

MANAGER'S BOOKSHELF……………………………49

NEW BUSINESS………………………………………..54, 55

EXECUTIVE TIME OUT…………………………………59

NEWS AND FEATURES

Corporate America's Eastward Push ....................................... 1

Local Government Partnership Provides Vital Emergency Services.....1

Governor Launches I.E. Traffic Congestion Relief.................. 1

Commentary ............................................................................. 3

Faces in Business ..................................................................... 6

RFB & D Learning Through Listening ..................................... 7

Contract for ONT Master Plan ..................................................11

State Delivers $700.000 Loan to Clean Up Brownfields ................... …

Members In Government, May 2002, American Institute Of Certified Public Accountants (Aicpa)

Newsletters

No abstract provided.

Members In Government, April 2002, American Institute Of Certified Public Accountants (Aicpa)

Newsletters

No abstract provided.

Efficiency And Performance Of Real Estate Investment Trusts (Reits): An Empirical Examination, Can Topuz

Doctoral Dissertations

This study has a threefold purpose. Its first objective is to investigate input and output efficiencies in the Real Estate Investment Trust (REIT) industry. Its second objective is to understand the impact of size, property share, loan production, debt ratio, property and geographic diversification, control and governance variables, overall risk, capital risk, growth rate, and management type on a number of efficiency measures, including profit, cost, allocative, technical, pure technical and scale efficiency. The third objective is to assess the impact of structural and regulatory changes in the industry on REITs' productivity, technology, and efficiency changes.

I have estimated the …

March 2002, Inland Empire Business Journal

Inland Empire Business Journal

DEPARTMENTS AND COLUMNS

AT DEADLI E

COMMENTARY

EDUCATION

CORNER ON THE MARKET

CLOSE-UP

COMPUTERS/SOFTWARE

MANAGING

LAW

GETTI G ORGANIZED

EMPLOYERS GROUP

CORPORATE PROFILE

FINA CIAL

SECOND PAGE ONE

WINE REVIEW

EXECUTIVE TIME OUT

STATLER'S BEST BETS

RESTAURANT REVIEW

MANAGER'S BOOKSHELF

NEW BUSINESS

NEWS AND FEATURES

La Quinta "Stakeholders" Break Ground

Consolidating California’s Energy Bureaucracy

Former Capitan John Magness Adapts Pilot's Skill s

First Lady invites CSUSB Professor to White House

CSUSB Professor Edits New Journal

Faces in Business

Celebrating We Tip's 30th Anniversary

Orchard's Market to Open New Location

Rosy Employment Picture for Ontario/Upland

Building a Retirement nest Egg for …

Credit Rationing In The U.S. Mortgage Market: Evidence From Variation In Fha Market Shares, Brent W. Ambrose, Anthony Pennington-Cross, Anthony M. Yezer

Finance Faculty Research and Publications

This paper examines the nature of mortgage credit rationing across geographic markets and time. Particular attention is paid to the response of conventional mortgage supply to higher risk conditions associated with regional recessions. We develop a series of four indirect tests based on the spatial variation of the FHA share of mortgages, both endorsements and applications, as well as FHA and conventional rejection rates. Results of these four tests indicate that conventional mortgage underwriting criteria do not become more flexible and may even become more demanding when local economic conditions deteriorate. This result indicates the use of non-price credit rationing …

Fixing Mistakes In Your Credit Report, Barbara Rowe

All Current Publications

No abstract provided.

Members In Government, February/March 2002, American Institute Of Certified Public Accountants (Aicpa)

Newsletters

No abstract provided.

Customer Satisfaction, Quality In Cruise Industry, Mark R. Testa, Kate Sullivan

Hospitality Review

Record numbers of passengers are sailing on board cruise ships, with the industry claiming high levels of customer satisfaction. Conversely, little is known about the specific factors which make up customer satisfaction with the cruise experience. The authors examine customer satisfaction data from nearly 15,000 guests of a large U.S. cruise line to determine which aspects of the cruise experience have the greatest impact on overall satisfaction and perceptions of quality.

January 2002, Inland Empire Business Journal

Inland Empire Business Journal

AT DEADLINE I

COMMENTARY 5

CLOSE UP 29

CORNER ON THE MARKET 9

COMPUTERS/SOFTWARE 10

GETTING ORGANIZED II

MANAGING 20

EMPLOYERS GROUP 14

EARL'S BEST BETS 12

CORPORATE PROFILE 31

LAW 18

DESERT JOURNAL 21

INVESTMENTS & FINANCE 23

LIST: CONTRACTORS HIT LIST 24 & 25

LIST: COMMUNITY COLLEGES IN THE INUND EMPIRE 26

LIST: TOP COLLEGES AND UNIVERSITIES IN THE INLAND EMPIRE 27

LIST: FINANCIAL BROKERAGE FIRMS SERVING THE INLAND EMPIRE 28

WINE REVIEW 47

MANAGER'S BOOKSHELF 49

RESOURCE DIRECTORY 52

CALENDAR 58

Brief 11: Partnering For Accountability: The Role Of The Chief Financial Officer At An Academic Institution, New England Resource Center For Higher Education, University Of Massachusetts Boston

New England Resource Center for Higher Education Publications

There is rarely a perception in colleges and universities that everyone owns the financial plan. Deans, department chairs, and division heads are most concerned with their own budgets, rather than the aggregate. Mythologies about how the academic and financial sides of the house operate create artificial divisions and compromise the development of shared responsibility. Driven by myth, each side tends to view the other as a threat to its values and priorities. These views often stereotype the other in ways that become self-fulfilling prophesies. For example, Chief Financial Officers (CFOs) believe that academics are inefficient and that CFOs, with their …

Corporate Risk Management: Costs And Benefits, Ali M. Fatemi, Carl Luft

Ali M Fatemi

This paper establishes a framework within which the costs and the benefits of corporate risk management decisions can be analyzed. The most important conclusion is that risk management strategies should be pursued to enhance shareholder value. Although systematic hedging of all variation in the net cashflows may be in the best interest of the management, such behavior is inconsistent with maximizing firm and shareholder value. The extant empirical evidence cited is supportive of the notion that the strongest motive for risk management behavior is the avoidance of financial distress. However, there are offsetting costs to consider as well. The existence …

Audits Of State And Local Governments (Gasb 34 Edition) Issued September 1, 2002; Audit And Accounting Guide:, American Institute Of Certified Public Accountants. Government Accounting And Auditing Committee

Industry Guides (AAGs), Risk Alerts, and Checklists

No abstract provided.

Audits Of State And Local Governmental Units (Non-Gasb 34 Edition) With Conforming Changes As Of May 1, 2003; Audit And Accounting Guide:, American Institute Of Certified Public Accountants. Government Accounting And Auditing Committee

Industry Guides (AAGs), Risk Alerts, and Checklists

No abstract provided.

Aicpa Professional Standards: Statement On Responsibilities In Personal Financial Planning Practice As Of June 1, 2002, American Institute Of Certified Public Accountants. Personal Financial Planning Executive Committee

AICPA Professional Standards

No abstract provided.

Members In Government, January 2002, American Institute Of Certified Public Accountants (Aicpa)

Newsletters

No abstract provided.

Single Audits - 2002; Audit Risk Alerts, American Institute Of Certified Public Accountants

Industry Guides (AAGs), Risk Alerts, and Checklists

No abstract provided.