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Full-Text Articles in Business

Financial Literacy: The Basics To Learn In High School, Christopher J. Wisely May 2023

Financial Literacy: The Basics To Learn In High School, Christopher J. Wisely

Honors Projects

Humans are capable of not only understanding but operating with certain levels of autonomy to prepare for future circumstances, a fact pivotal to many problems facing society in today’s world. Among these problems is the issue of both poverty and financial instability, consequences in part due to a lack of understanding of personal finances in many adults. A partial solution being presented to this issue is the integration and teaching of eight significant finance related concepts to promote healthier financial decision-making, improve autonomy, and increase long-term happiness in individuals. Rather than covering specific teaching methods, the intent is to demonstrate …


Ethics And Nil, Jackson Krause Apr 2023

Ethics And Nil, Jackson Krause

Honors Projects

Research diving into the ethics surrounds NIL, and how it is affecting the current collegiate athletic atmosphere.


Staying One Step Ahead Of The Growing Electric Vehicle Market, Russell Molter Dec 2021

Staying One Step Ahead Of The Growing Electric Vehicle Market, Russell Molter

Honors Projects

Electric vehicles are becoming more popular among drivers as they become more affordable and as people become more aware of the benefits of electric vehicles. Because of this, the demand for electric car chargers is quickly increasing across the country. This includes BGSU’s campus. Right now, there are seven chargers available on campus, but with the trends in how the electric vehicle market is growing, BGSU should create a plan to install many more chargers to meet the increasing demand for charging stations. This strategy will allow BGSU to keep up with the growing electric vehicle market, which will additionally …


Mathematical Modeling In Finance, Owen Sweeney Apr 2021

Mathematical Modeling In Finance, Owen Sweeney

Honors Projects

Financial tools play an integral role in the day-to-day lives of individuals and businesses. Many of these tools use predefined formulas to calculate items such as loan payments, interest and capital structure components. These tools do not usually provide the flexibility needed when new parameters are introduced. By utilizing mathematical modeling, these standard formulas can be derived and even improved to provide the needed flexibility.


Investor Behavior In The Midst Of A Global Pandemic, Abigail N. Bates Nov 2020

Investor Behavior In The Midst Of A Global Pandemic, Abigail N. Bates

Honors Projects

Investors partaking in portfolio and asset management through the stock market and other avenues do so with certain reasoning and methods in hand. Each investor may have different interests and risk tolerances that guide their choices for investment. Behavioral finance allows for an in-depth look at an investor’s actions and the influencing psychology behind it. Before this approach was popularized, early studies of finance assumed that investors were always rational in their decision making and put resources only into opportunities that would increase their utility or happiness. The behavioral finance approach takes a more comprehensive look at these behaviors and …


Education Shapes The Mind, Bu What Shapes Education? A Comparative Study Of First-Generation Vs Non-First-Generation Students, Brianna Lukowicz Jan 2019

Education Shapes The Mind, Bu What Shapes Education? A Comparative Study Of First-Generation Vs Non-First-Generation Students, Brianna Lukowicz

Honors Projects

This research paper examines in depth the relationship between educational attainment in first-generation college students vs. non-first-generation college students. It analyzes how one’s educational attainment level is affected by changes in selected demographic and socioeconomic factors in the United States. This study further analyzes if differences in earnings among the two groups post collegiate education persist. Using the 2015 and 2017 data obtained from the Panel Study of Income Dynamics, the proposed hypotheses are tested with the Linear Probability model and the Binomial Logit model to answer which demographic factors impact educational attainment of each group of students, as well …


Eqm Investment Research Report, Kaitlyn Berg Aug 2018

Eqm Investment Research Report, Kaitlyn Berg

Honors Projects

The piece includes both an investment research and industry analysis report on EQM, a midstream oil company. Based on the industry environment, valuation metrics, and financial statement analysis, EQM holds a buy recommendation and demonstrates a large potential for growth and strong cash flow returns. The following analysis provides evidence to support this recommendation.


The Market At Work, Patrick Flynn Dec 2017

The Market At Work, Patrick Flynn

Honors Projects

I believe my project will be the best project for me using both of my majors. It is a great way for me to take some of the knowledge I learned here at BGSU and apply it to a real life scenario I could pursue in future years. Investing at a young age is very important to help raise a lot of money for my retirement, something that I am learning right now in class. People coming out of college usually aren’t very concerned with investing at such a young age. I want to take advantage of this opportunity that …


How Do Bond Specific, Firm Specific And Macroeconomic Factors Influence Corporate Credit Spreads?, Michael Mayberger May 2014

How Do Bond Specific, Firm Specific And Macroeconomic Factors Influence Corporate Credit Spreads?, Michael Mayberger

Honors Projects

The recession of 2008-2009 showcased the critical role that the corporate bond market plays in providing firms with access to capital, a role reflected by a 300% increase in corporate bonds issued from $600 billion issued in 2007 to $1.8 trillion issued in 2012. In this study, I investigate the bond specific, firm specific and macroeconomic factors that explain the change in corporate credit spreads within the Consumer Staples industry between 2005 and 2013. The results show that the firm specific variables, debt and total assets, have the largest impact on the corporate credit spreads. However, there is a weaker …


What Causes Bank Failures During The Recent Economic Recession?, Qingyu Li Apr 2013

What Causes Bank Failures During The Recent Economic Recession?, Qingyu Li

Honors Projects

More than 400 banks failed during the recent financial crisis. Bank failures have a significant impact on the financial system and the economy as a whole. It is important to identify factors that may contribute to bank failures so that banks can take measures to reduce their default risk. This paper examines how bank specific characteristics and economic conditions affect bank failures during the recent financial crisis. We employ the logistic regression model to study this issue using the U. S. commercial bank data over the sample period 2007-2012. We find that the ratio of the loan and leases to …


Determinants Of Dow Jones Returns, Cory Sloan Apr 2012

Determinants Of Dow Jones Returns, Cory Sloan

Honors Projects

As of 2010, there was $14 trillion invested in the New York Stock Exchange (NYSE) and $55 trillion invested in stock markets worldwide. In this study, we use the Arbitrage Pricing Theory (APT) to identify the main determinants of the returns of the stocks that compose the Dow Jones for the period 1990-2011. We test several hypotheses on the relationship between firm specific variables such as Dividend Yield, Earnings Yield, Book-Market ratio, previous returns and the stock returns. We also document the relationship between several macroeconomic factors including T-bill rate, Default Spread, Term Spread, Unemployment, Real GDP and Inflation and …


New Evidence On The Wealth Transfer During The Argentine Crisis, James Lam, Elisabeta Pana, Faculty Advisor Apr 2011

New Evidence On The Wealth Transfer During The Argentine Crisis, James Lam, Elisabeta Pana, Faculty Advisor

Honors Projects

In this study, we investigate the wealth preservation hypothesis and revisit the theory of wealth transfer from Argentina to the United States during the Argentine crisis. We show that the boom experienced by the Argentine stock market is explained by both wealth preservation through top non-ADR stocks and by wealth transfer through ADR stocks. Argentine investors without access to trading abroad preserved wealth by converting their bank deposits into the most liquid ADR and non-ADR stocks. An investment in a portfolio of less liquid ADRs resulted in a wealth loss, unless used as a vehicle to transfer funds abroad.


Accounting For Derivatives, Craig Ward '96 Jan 1996

Accounting For Derivatives, Craig Ward '96

Honors Projects

This paper will address the issue of disclosure concerning the derivative acitivities of publicly traded companies. The paper will begin by explaining the basics of derivatives and proceed to explain the current requirements in place to date. It will also detail the current developments of proposed new regulations for derivative activities. Then, the paper will present the results of how a sample of publicly traded companies currently account for and report their derivative positions in the financial statements. Finally, I will propose new requirements to account for and report derivatives in the financial statements. These requirements will combine ideas already …