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The Use Of Fintech In Microfinance: The Fight Against Poverty Globally And In Egypt, Hala Elhadidi Aug 2022

The Use Of Fintech In Microfinance: The Fight Against Poverty Globally And In Egypt, Hala Elhadidi

Business Administration

Microfinance has long been seen as a remedy for global poverty, although it has had mixed success, as the literature demonstrates. While poverty remains, with the introduction of digital technology and the relaxation, in many areas, of the regulations controlling banking following the financial crisis of 2008, innovations in the financial services sector, known as fintech, could have a significant impact. This article examines the research literature on the topic and provides a case study from Egypt before making recommendations on policy change, and how fintech and microfi- nance might develop if they are to have an impact on poverty …


University Technology Transfer Efficiency In A Factor Driven Economy: The Need For A Coherent Policy In Egypt, Hala Elhadidi, David A. Kirby May 2019

University Technology Transfer Efficiency In A Factor Driven Economy: The Need For A Coherent Policy In Egypt, Hala Elhadidi, David A. Kirby

Business Administration

The article examines the effectiveness of instruments to promote technology transfer and foster entrepreneurial innovation in Egypt where there are individual measures but no com- prehensive, unified policy or strategy to promote the transfer and commercialisation of the intellectual property stemming from university research. The study examines the extent of technology transfer in the country and the effectiveness of the various existing measures through a four-phase investigation involving in-depth interviews with experts, a question- naire survey of 400 Egyptian Science, Engineering and Technology academics, three case studies of Technology Transfer Offices and a 237 respondent industry survey. The results indicate …


The Impact Of Microfinance On Poverty Reduction In Egypt: An Empirical Study, Hala Elhadidi Jun 2018

The Impact Of Microfinance On Poverty Reduction In Egypt: An Empirical Study, Hala Elhadidi

Business Administration

Microfinance has become a critical tool in credit markets for poverty reduction and socioeconomic development. Yet its impact is still questioned and varies from one country to another and from urban to rural areas. This article examines the role of Egyptian microfinance on household income. A cross-sectional survey interviewed 780 established and new clients in Greater Cairo and rural areas in Egypt. The stratified random method was used to collect the data from urban and rural districts. The findings, using multinomial logistics, reveal that microfinance had a positive impact on the household income of women borrowers who spent three years …


The Impact Of Microfinance On Poverty Reduction In Egypt: An Empirical Study, Hala Elhadidi Jan 2018

The Impact Of Microfinance On Poverty Reduction In Egypt: An Empirical Study, Hala Elhadidi

Business Administration

Microfnance has become a critical tool in credit markets for poverty reduction and socioeconomic development. Yet its impact is still questioned and varies from one country to another and from urban to rural areas. This article examines the role of Egyptian micro nance on household income. A cross-sectional survey interviewed 780 established and new clients in Greater Cairo and rural areas in Egypt. The strati ed random method was used to collect the data from urban and rural districts. The ndings, using multinomial logistics, reveal that micro nance had a positive impact on the household income of women borrowers who …


The Mediating Role Of Work Values In The Relationship Between Islamic Religiosity And Job Performance: Empirical Evidence From Egyptian Public Health Sector, Dr. Maha Ahmed Zaki Dajani, Dr. Mohamed Saad Mohamed Sep 2017

The Mediating Role Of Work Values In The Relationship Between Islamic Religiosity And Job Performance: Empirical Evidence From Egyptian Public Health Sector, Dr. Maha Ahmed Zaki Dajani, Dr. Mohamed Saad Mohamed

Business Administration

This study attempts to empirically examine the job performance of Egyptian employees working in public health sector from the perspective of Islamic religiosity, when work values play a mediating role; based on cognitive dissonance theory. These relationships were tested within a sample of (400) participants working in ten public hospitals located inside greater Cairo area, only (335) responded, with a response rate of 83.75%. Results revealed that there is a significant positive relationship between Islamic religiosity and the four dimensions of work values (instrumental, cognitive, social/altruistic, and prestige), and there is partial mediation between work values and job performance (task …


University–Industry Collaboration In A Factor-Driven Economy: The Perspective Of Egyptian Industry, Hala Elhadidi, David A. Kirby Jan 2017

University–Industry Collaboration In A Factor-Driven Economy: The Perspective Of Egyptian Industry, Hala Elhadidi, David A. Kirby

Business Administration

This is the fourth article in a series dealing with the role of universities in the innovation process in Egypt. The first three examined the topic from the perspective of academia. They revealed that there was relatively little university–industry collaboration. Hence, this article focuses on university–industry collaboration from the perspective of industry. It is based on a questionnaire survey of 237 firms located in different industrial zones in Cairo. The findings confirm the low level of university–industry collaboration, with no more than 6% of the sample claiming to have links with academia. The lack of collaboration is found to stem …


Universities And Innovation In A Factor-Driven Economy: The Performance Of Universities In Egypt., Hala Elhadidi, David A. Kirby Jan 2016

Universities And Innovation In A Factor-Driven Economy: The Performance Of Universities In Egypt., Hala Elhadidi, David A. Kirby

Business Administration

In the modern knowledge-based global economy, universities are being required to operate more entrepreneurially, commercialising the results of their research and spinning out new knowledge-based enterprises. In this article, the third in the series (El Hadidi and Kirby, 2015a and b), case studies are presented of activities in 3 Egyptian universities in order to demonstrate what is being done and the challenges Egyptian universities are facing when attempting to collaborate with industry and contribute to the innovation process. The results reveal that the initiatives are often the result of external influences and are not embedded within the core strategic planning …


The Attitude Of Egyptian Set Academics Towards Innovation: Universities And Innovation In A Factor-Driven Economy, Hala Elhadidi, David A. Kirby Aug 2015

The Attitude Of Egyptian Set Academics Towards Innovation: Universities And Innovation In A Factor-Driven Economy, Hala Elhadidi, David A. Kirby

Business Administration

In the modern knowledge economy universities are being required to operate more entrepreneurially, commercializing the results of their research and spinning out new ventures. The literature on the Triple Helix model (of academic–industry–government relations) is outlined, emphasizing – as does the model – the enhanced role that the modern entrepreneurial university plays in technological innovation. The study then examines the situation in Egypt where, as an earlier study demonstrated, innovation and the role of higher education in the innovation process are only weakly developed. Four hundred science, engineering and technology academics from eight of Egypt’s private and public universities were …


Universities And Innovation In A Factor-Driven Economy: The Egyptian Case, Hala Elhadidi, David A. Kirby Apr 2015

Universities And Innovation In A Factor-Driven Economy: The Egyptian Case, Hala Elhadidi, David A. Kirby

Business Administration

The paper explores the role of universities in innovation in the modern knowledge economy, discusses the Triple Helix model and the entrepreneurial university, and then examines the application of these concepts in Egypt. The study, which specifically addresses the roles of universities in the innovation process in Egypt, is based on a series of in-depth interviews with eighteen Egyptian experts drawn from government, non-governmental organizations (NGOs) and academia. The paper shows that universities do play a role in the innovation process in Egypt, but that more needs to be done. It points to the challenges the universities encounter and calls …