The Distributional Effects Of Recent Changes To Maine’S Tax System, Joel Johnson

Maine Policy Review

Both classical economic theory and recent empirical research support the notion that taxes should be progressive: that the wealthiest citizens should pay a larger share of their income in taxes than the middle class, and the middle class should pay a larger share of their income in taxes than the poor. Like every other state in the U.S., Maine’s state and local tax system is not progressive, or even proportional with respect to income, but regressive. This article summarizes recent changes to income, sales, and property taxes that have made Maine’s state and local tax system more regressive.

Putting Equity Back In Reverse Mortgages: Helping Seniors Retire With Dignity, Andrew C. Helman

Maine Policy Review

Policymakers can help some seniors age in place through policies to strengthen private-sector reverse mortgages. In reverse mortgages, individuals who may be “house rich but cash poor” can use their home’s equity to receive regular income or get money through a credit line. Andrew Helman argues that state legislatures can help seniors avoid the “tricks and traps” of reverse mortgages by estab­lishing programs in which lenders who agree to play by rules that ensure the safety and security of such mortgages are placed on a “preferred” list for seniors seeking a loan. He observes that laying the groundwork now can …

Lurc’S Challenge: Managing Growth In Maine’S Unorganized Territories, Jerry Bley

Maine Policy Review

Maine’s Land Use Regulation commission (LURC) oversees an area covering roughly half the state. Plum Creek’s Moosehead Lake Concept Plan has brought LURC into the spotlight. Jerry Bley presents the history of this unique agency, the lands under its jurisdiction, how it has managed development, and what may lie ahead. In developing its Comprehensive Land Use Plan update, LURC needs to seek common ground for solutions that preserve the unique qualities of the area in its jurisdiction, while providing landowners opportunities to realize the financial values of their lands.

Tax Policy And The Principles Underlying A “Good Tax”, Kenneth L. Nichols

Maine Policy Review

A “good tax”—can there be such a thing? Kenneth Nichols explores the principles for evaluating the strengths and weaknesses of taxes on income, consumption, and wealth. Contrary to common argument, Nichols points out, there is no “best” tax, but there are five interrelated criteria for evaluating taxes that, collectively, may be used to assess whether tax reform efforts are moving us closer to or further away from a better overall tax system for Maine.

Government-Assisted Rental Accommodations: Should They Accommodate Homeowners With Unmet Needs?, Stephen M. Golant

Maine Policy Review

Stephen Golant, a national expert on elderly housing concerns, describes the types and seriousness of housing problems facing elders nationally and in Maine. Although older adults are predominantly homeowners, national policymakers often downplay the needs of this group and hand over responsibility to state and local governments. The author reviews arguments that cynics have offered for deemphasizing older homeowners’ needs, and discusses various solutions to meet those needs. He poses the question: Do we unrealistically romanticize aging in place? As the title of the article suggests, Golant proposes that a good solution to the needs of older homeowners is to …

Dirigo Health, Sharon Anglin Treat, Michael Brennan, Ann Woloson

Maine Policy Review

Maine’s pioneering Dirigo Health program aims at reducing health care costs, improving quality, and increasing access by providing health insurance coverage to all of Maine’s currently uninsured population. State senators Sharon Treat and Michael Brennan and co-author Ann Woloson provide an overview of the components, structure and financing of the program. They discuss some of the challenges and opportunities posed in Dirigo Health’s implementation, and give an insider’s perspective on the process by which the program was enacted.

Housing Policies In Maine: A Historical Overview, Frank O’Hara

Maine Policy Review

Frank O’Hara traces the evolution of Maine’s housing policies from Maine’s settlement after the Revolutionary War to the current era, where concerns about sprawl and the preservation of communities have come to the fore. In doing so, O’Hara points out that the approach to housing has always reflected more than a desire to ensure every person has adequate shelter. Rather, it reflects core values and beliefs about society, our sense of beauty, and our relationship to the environment and one another. O’Hara urges policymakers to keep these broader constructs in mind when addressing Maine’s future housing needs. As history shows, …

Maine’S Future Housing Needs: An Mpr Interview With David Lakari, David Lakari

Maine Policy Review

Since 1994, David Lakari has been director and chair of the Maine State Housing Authority. The Maine State Housing Authority is an independent state agency and a $1.5 billion financial institution. Its mission is to help Maine’s low- and moderate-income citizens obtain and maintain decent, safe, and affordable housing and services suitable to their needs. In this interview, Lakari focuses on his concerns for the future, in particular, the need to find suitable housing options for one of Maine’s fastest-growing demographic groups—the middle-income elderly. While Maine has been doing a good job of building the capacity to house its wealthy …

Ten Years Of Affordable Housing Policy: Is Maine Making Progress-- A Symposium, Elizabeth H. Mitchell, Dennis P. King, James B. Hatch, Jay Hardy

Maine Policy Review

In December 1987 Governor McKernan appointed a 30-member, statewide task force to address the issue of affordable housing in Maine. The task force was charged with investigating the quality and cost of affordable housing for lower- and middle-income families, and recommending a set of actions to improve the quality of existing housing as well as to increase the supply of housing. In September 1998 the Task Force issued a report that prescribed a number of local and regional—as well as private and public—solutions to the problem of affordable housing. More than ten years later Maine housing advocates note that the …

A Challenge For The Next Decade: Preserving Affordable Rental Housing, Laura Burns

Maine Policy Review

Many of Maine’s low-income families and elderly residents have been able to secure affordable housing with help from a Section 8 certificate, which allows residents to pay no more than 30 percent of their income toward rent and ensures the federal government will make up the difference. Over the years, much of the development of Section 8 housing projects has been assisted by financial incentives and agreements between private and non-profit owners and the federal government. Yet recent changes in federal legislation remove many of these incentives and the agreements that go with them. As a result, some of Maine’s …

Health Care Reform In Maine: Continuing The Dialogue, Robert Keller, Neil Rolde, Peter Hayes

Maine Policy Review

No abstract provided.

Technology Policy: A Fixture On The National Agenda, Robert W. Rycroft, Don E. Kash, Richard Adams

Maine Policy Review

Federal government research and development priorities have shifted in recent years away from areas of national security and agency missions, and toward the enhancement of industrial competitiveness in the global economy. This shift has stirred ideological controversy over whether the federal government should be in the business of picking "winners" and "losers," even prompting some to label this practice “corporate welfare.” Rycroft, Kash, and Adams suggest that the central issues at stake have little to do with ideological differences and a great deal to do with whether the U.S.will continue to lead the world in technological innovation. They describe a …

Public Policy, Private Profits, Ralph Townsend

Maine Policy Review

No abstract provided.