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Full-Text Articles in Business
Corporate Governance Implementation In The Nigerian Banking Industry, David Nkata Bassey
Corporate Governance Implementation In The Nigerian Banking Industry, David Nkata Bassey
Walden Dissertations and Doctoral Studies
The increasing level of fraud, the collapse of banks, and the loss of confidence in the Nigerian banking industry have been attributed to poor corporate governance. The problem of this study was effective implementation of corporate governance in Nigeria where multiple regulations are in place. The purpose of this qualitative single case study was to understand how corporate governance is implemented in the Nigerian banking industry in the face of a multiplicity of regulations. The research question investigated how Nigerian bank managers implement corporate governance regulations in the face of a multiplicity of regulations. The conceptual framework was grounded in …
Mortgage Regulations And Compliance Strategies, Cheryl Travis-Johnson
Mortgage Regulations And Compliance Strategies, Cheryl Travis-Johnson
Walden Dissertations and Doctoral Studies
In 2010, regulators established new rules for single-family mortgage services that tightened the loan amount consumers could qualify for, restricted fees lenders could charge, and placed numerous financial penalties for improper servicing of loans. Regulatory fee restrictions made it difficult for leaders to offset the compliance costs through the price of services provided. Leaders responsible for mortgage regulatory compliance experienced increased operating costs for single-family mortgage services due to the new regulations, and some leaders found it challenging to comply and remain competitive. The purpose of this multiple case study was to explore strategies leaders in the single-family mortgage services …