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Digital Disruption In The Financial Services Industry: The Emergence Of Fintech, Alex Guenther
Digital Disruption In The Financial Services Industry: The Emergence Of Fintech, Alex Guenther
Honors Program Theses and Projects
Financial services, traditionally consisting of banking, asset management, lending, insurance, and payment systems, are facing a perfect storm brought on by technological innovation and shifting customer expectations. Such changes have exposed a gap in the financial services space between those who have access and those who do not. Traditional financial institutions have been hindered in pursuing strategies of financial inclusion to large underserved and underbanked populations. There is a major opportunity for financial technology companies to alter the competitive dynamics in an industry that has long been dominated by major banks and other large financial institutions. ‘Fintech’, as it is …
A University Student’S Perspective On Financial Literacy, Matthew Braley
A University Student’S Perspective On Financial Literacy, Matthew Braley
Honors Program Theses and Projects
Financial literacy is one of the most important, if not the most important topic students need to prepare them for their future. This should be obvious, yet it still does not have a permanent place in the curriculum. Many financial literacy organizations, such as the Council for Economic Education, National Jump$tart Coalition, and Next Gen Personal Finance, are making great progress to get financial education in schools throughout the United States. However, there are many young adults that have missed the window of opportunity to obtain financial education in school. The beginning of this paper will address the current state …