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Full-Text Articles in Business
Attitudes Toward Immediate Annuities, Devon K. Robb
Attitudes Toward Immediate Annuities, Devon K. Robb
All Graduate Theses and Dissertations, Spring 1920 to Summer 2023
Retirement security for Americans is one of the most critical public policy and personal financial issues and will be for decades in the future. Individuals that retire today can live an additional 30 or even 40 years with less secure income as corporations shift to defined contribution plans to fund retirement. Based on the life cycle savings hypothesis, immediate annuities should be appealing to retirees because they insure against the risks of outliving retirement assets by converting funds into a lifelong stream of income. However, research has found that retirees are reluctant to annuitize their wealth. This study examined the …
An Analysis Of Reverse Mortgage Clients At The Utah State University Family Life Center Housing And Financial Counseling Services, Cindy R. Stokes
An Analysis Of Reverse Mortgage Clients At The Utah State University Family Life Center Housing And Financial Counseling Services, Cindy R. Stokes
All Graduate Theses and Dissertations, Spring 1920 to Summer 2023
The purposes of this study were to describe and categorize the types of clients seeking reverse mortgage counseling, and to document the growth in demand for reverse mortgage counseling from one counseling center: The USU Family Life Center - Housing and Financial Counseling Services (FLC HFC). A second purpose was to gain a better understanding of the reasons why more senior Americans are seeking reverse mortgages. A third purpose was to gain a better understanding of the retirement preparedness of current seniors seeking reverse mortgages, which could lead to improved counseling services, early retirement intervention awareness, and encourage increased pre-retirement …
How Advertisers Mess With Our Minds And Wallets, Ann House
How Advertisers Mess With Our Minds And Wallets, Ann House
All Current Publications
This publication provides insight on how marketers gain consumers' interest and trust and what rights consumers are entitled to.
The Temple Recommend: A Solution To The Free-Rider Problem, Austin Bowles
The Temple Recommend: A Solution To The Free-Rider Problem, Austin Bowles
Undergraduate Honors Capstone Projects
Temple worship and geographical boundaries are unique features of the Church of Jesus Christ of Latter-day Saints (LDS Church). Our research uses economic theory to understand how the organizational benefits of the temple recommend system and the geographical ward boundaries may solve the market failures associated with religious organizations. These features of the LDS Church will be used to create a framework for understanding how the church limits free-riding and sub-optimal participation, which would result in increased efficiency and production of large religious benefits. Because the market failures faced by the church are the same as those faced by other …
Financial Management Practices And Conflict Management Styles Of Couples In Great Marriages, Amanda Marie Horrocks
Financial Management Practices And Conflict Management Styles Of Couples In Great Marriages, Amanda Marie Horrocks
All Graduate Theses and Dissertations, Spring 1920 to Summer 2023
This study presents findings on the financial management practices and degrees of conflict of couples in great marriages. Qualitative data from a national sample of couples in great marriages were collected using a 31-page questionnaire. Of the 81 couples who responded, 40 fit the criteria for this study in that they discussed their level of agreement about financial issues in marriage. Their responses were coded to discover which financial topics are pervasive and whether or not couples agreed over these topics. Responses about conflict were also analyzed to determine the degree of agreement between spouses in different categories. Findings from …