Open Access. Powered by Scholars. Published by Universities.®
- Keyword
-
- Finance (18)
- Money (16)
- Finances (8)
- Credit (7)
- Estate (6)
-
- Estate planning (6)
- Credit card (4)
- Credit report (3)
- Economics (3)
- Insurance (3)
- Financial planning (2)
- Fraud (2)
- Scam (2)
- Will (2)
- 2D:4D (1)
- 4-H (1)
- Advertisers (1)
- Affective Financial Knowledge (1)
- Agricultural producers (1)
- Bankruptcy (1)
- Bitcoin (1)
- Bitcoin Futures (1)
- Bounded (1)
- Care (1)
- Charitable giving (1)
- Charities (1)
- Charity (1)
- Choice (1)
- Cms (1)
- Cognitive Financial Knowledge (1)
- Publication Year
Articles 1 - 30 of 37
Full-Text Articles in Business
Long-Term Orientation And Tax Avoidance Regulations, Katarzyna Bilicka, Danjue Clancey-Shang, Yaxuan Qi
Long-Term Orientation And Tax Avoidance Regulations, Katarzyna Bilicka, Danjue Clancey-Shang, Yaxuan Qi
Economics and Finance Faculty Publications
In this paper, we explore the relationship between the culture of the country where a multinational corporation (MNC) is headquartered and the MNC's stock market reaction to tax avoidance regulations. Specifically, we examine the different responses of MNCs following the implementation of the 2010 UK reform that restricted profit shifting for a specific group of firms. We find that, in countries with short-term-oriented cultures, MNCs affected by this reform experienced positive stock market responses relative to their unaffected counterparts. This is not found in long-term-oriented cultures. This difference in response can partly be explained by the differing perceptions of the …
Responding To Financial Stress For Agricultural Producers And Couples, Jacob D. Gossner, Elizabeth B. Fauth, Tasha Howard
Responding To Financial Stress For Agricultural Producers And Couples, Jacob D. Gossner, Elizabeth B. Fauth, Tasha Howard
All Current Publications
Finances are a necessary component of running an agricultural production and with an uncertain economy, drought conditions, and rising costs, financial stress is increasingly common. Although financial stress is linked with poor individual and relationship outcomes, research suggests that there are effective ways to manage financial stress so that it does not reduce personal or relationship well-being. We review the body's response to stressors and how to respond rather than react to stress. We present specific strategies couples can use to navigate financial stress together. We include ideas for practical application for individuals seeking to improve the way they manage …
Only 7.8% Of Eligible Vehicles In Utah Enroll In The Utah Road Usage Charge (Ruc) Program, Tyson Bomsta, Joe Davis
Only 7.8% Of Eligible Vehicles In Utah Enroll In The Utah Road Usage Charge (Ruc) Program, Tyson Bomsta, Joe Davis
Research on Capitol Hill
Senior Tyson and sophomore Joe are Center for Growth Opportunity Research Fellows studying economics and finance at USU. The duo focused their research on their native Utah. The increase in fuel-efficient and electric cars has begun to impact Utah’s ability to fund roadwork, and this is likely to become a more serious problem as time goes on. Taxing gas is no longer a viable way to raise the funds necessary, and Joe and Tyson are looking at ways to reform our tax structure to keep Utahns on the road. Both students agree that research is the best way to learn. …
Association Between Financial Education, Affective And Cognitive Financial Knowledge, And Financial Behaviors, Lucy M. Delgadillo, Yoon Lee
Association Between Financial Education, Affective And Cognitive Financial Knowledge, And Financial Behaviors, Lucy M. Delgadillo, Yoon Lee
Applied Sciences, Technology and Education Faculty Publications
Using data from the 2018 National Financial Capability Study, this paper examined the relationship between financial education participation and affective and cognitive financial knowledge. Involvement in financial education yielded statistically significant associations between affective and cognitive domains. The results showed that participation in financial education was associated with both cognitive and affective financial knowledge as well as long-term financial behaviors. The findings supported the case for life-long learning of financial education for young adults, Blacks and Hispanics, and women. One important implication was the need to include both the affective and cognitive domains when teaching or researching financial education.
The Introduction Of Bitcoin Futures: An Examination Of Volatility And Potential Spillover Effects, Benjamin M. Blau, Ryan J. Whitby
The Introduction Of Bitcoin Futures: An Examination Of Volatility And Potential Spillover Effects, Benjamin M. Blau, Ryan J. Whitby
Economics and Finance Faculty Publications
Theory in Stein (1987) suggests that introducing derivative contracts, such as futures, can destabilize underlying asset prices if the contracts attract enough speculative traders. This paper examines how the introduction of Bitcoin futures influences the underlying Bitcoin market. Consistent with Stein (1987), we find that that Bitcoin's volatility increases significantly during the post-introduction period. Perhaps more importantly, however, we observe significant spillover effects into related markets. For instance, in other cryptocurrencies, the increase in volatility in these markets is greater than the post-introduction increase in Bitcoin.
The Effect Of Dental Therapists On Access To Dental Care, Jacob Caldwell
The Effect Of Dental Therapists On Access To Dental Care, Jacob Caldwell
Research on Capitol Hill
Oral health is an important indicator of overall individual health and general well-being. Unfortunately, there is a lack of dental care availability and access in many parts of the United States. According to the Health Resources and Services Administration, as of December 31, 2018 there were nearly 6,000 Dental Health Professional Shortage Areas (HPSAs) in the US. Around 58 million people live in these shortage areas and it is estimated that over 10,000 practitioners are necessary to meet the needs of these populations.
Bounded Rationality And The Choice Of Jury Selection Procedures, Martin Van Der Linden
Bounded Rationality And The Choice Of Jury Selection Procedures, Martin Van Der Linden
Economics and Finance Faculty Publications
A peremptory-challenge procedure allows the parties to a jury trial to dismiss some prospective jurors without justification. Complex challenge procedures offer an unfair advantage to parties who are better able to strategize. I introduce a new measure of strategic complexity based on level-k thinking and use this measure to compare challenge procedures often used in practice. In applying this measure, I overturn some commonly held beliefs about which jury selection procedures are strategically simple.
Export Competitiveness Of Central And Eastern Europe Since The Enlargement Of The Eu, John Gilbert, Eva Muchová
Export Competitiveness Of Central And Eastern Europe Since The Enlargement Of The Eu, John Gilbert, Eva Muchová
Economics and Finance Faculty Publications
We use constant market share (CMS) analysis to decompose changes in the export shares of the Central and Eastern European (CEE) economies in the period since the 5th enlargement of the European Union (EU) and measure changes in export competitiveness. We find that the CEE transition economies have generally increased their world export competitiveness, but gains in market share have been tempered by a poor match between both the commodity and regional export profiles of most of the CEE economies and the changes in the world import profile, and by generally slow adaptation of the region to changes in the …
Discounting And Digit Ratio: Low 2d:4d Predicts Patience For A Sample Of Females, Diego Aycinena, Lucas Rentschler
Discounting And Digit Ratio: Low 2d:4d Predicts Patience For A Sample Of Females, Diego Aycinena, Lucas Rentschler
Economics and Finance Faculty Publications
Inter-temporal trade-offs are ubiquitous in human decision making. We study the relationship between preferences over such trade-offs and the ratio of the second digit to that of the forth (2D:4D), a marker for pre-natal exposure to sex hormones. Specifically, we study whether 2D:4D affects discounting. Our sample consists of 419 female participants of a Guatemalan conditional cash transfer program who take part in an experiment. Their choices in the convex time budget (CTB) experimental task allow us to make inferences regarding their patience (discounting), while controlling for present-biasedness and preference for smoothing consumption (utility curvature). We find that women with …
The Money Mentors Program: Increasing Financial Literacy In Utah Youths, Zurishaddai A. Garcia, Dave Francis, Amanda Christensen, Stacey S. Macarthur, Margie Memmott, Paul A. Hill
The Money Mentors Program: Increasing Financial Literacy In Utah Youths, Zurishaddai A. Garcia, Dave Francis, Amanda Christensen, Stacey S. Macarthur, Margie Memmott, Paul A. Hill
All Current Publications
Utah 4-H and Fidelity Investments collaborated on a program for increasing the financial literacy of teens and children. The collaboration resulted in positive impacts for both Extension and Utah youths. Extension benefited through partnership with a corporation that provided content expertise, volunteers, and funding for a financial literacy program. Youths benefited from improved financial literacy. A Teens Reaching Youth (TRY) team approach was used for the training of 81 teens, who then taught 530 youths statewide. The curriculum addressed research-based financial concepts through activities and technologies that were interactive, appealing, and engaging. The program development and implementation processes may serve …
Refund Anticipation Loan, Ann House
Refund Anticipation Loan, Ann House
All Current Publications
This fact sheet defines a refund anticipation loan and gives the benefits to considering other options.
Spring Clean Your Financial House, Ann House
Spring Clean Your Financial House, Ann House
All Current Publications
This publication suggests 5 simple steps to reviewing and improving your financial status.
How Advertisers Mess With Our Minds And Wallets, Ann House
How Advertisers Mess With Our Minds And Wallets, Ann House
All Current Publications
This publication provides insight on how marketers gain consumers' interest and trust and what rights consumers are entitled to.
Wise Charitable Giving, Ann House, Janet Andersen
Wise Charitable Giving, Ann House, Janet Andersen
All Current Publications
This publication provides ten tips to smart, charitable giving.
Charity Fraud, Ann House
Charity Fraud, Ann House
All Current Publications
This publication provides tips on how to protect yourself from scams and fraud.
Credit Scores - More Important Now Than Ever, M. J. Bouck, Ann House, Al Bingham
Credit Scores - More Important Now Than Ever, M. J. Bouck, Ann House, Al Bingham
All Current Publications
This publication puts an emphasis on the importance of credit scores.
Preventing Identity Theft, Christine Jensen
Preventing Identity Theft, Christine Jensen
All Current Publications
Identity theft is becoming more common and is a very serious crime. Victims of identity theft can spend months or years and a lot of hard earned money cleaning up the mess thieves have made of their good name and credit record.
Are You Drowning In Personal Finance Papers? What To Keep And What To Toss, Barbara Rowe, Heidi Leblanc
Are You Drowning In Personal Finance Papers? What To Keep And What To Toss, Barbara Rowe, Heidi Leblanc
All Current Publications
No abstract provided.
Estate Planning Basics: A Vocabulary, Barbara Rowe, Christine Jensen
Estate Planning Basics: A Vocabulary, Barbara Rowe, Christine Jensen
All Current Publications
No abstract provided.
A Profile Of Consumer Bankruptcy Petitioners, Jean Lown, Barbara Rowe
A Profile Of Consumer Bankruptcy Petitioners, Jean Lown, Barbara Rowe
All Archived Publications
Utah ranks first in the nation in the number of consumer bankruptcies per household. This study describes 2,567 Chapter 7 and Chapter 13 cases filed in the U.S. Bankruptcy Court for Utah in 1997. Median debt level was $31,981 for Chapter 7 and $41,626 for Chapter 13 cases. While Utah boasts a high proportion of Chapter 13 repayment plans, only 10.8% of these cases were successfully completed. Debtors tended to be young, single earners, with short job tenure. Evidence also pointed to Utah’s low per capita income and large families as other contributors to bankruptcy.
Estate Planning Basics: Wills, Barbara Rowe
Estate Planning Basics: Wills, Barbara Rowe
All Current Publications
No abstract provided.
Estate Planning Basics: A Letter Of Last Instructions, Barbara Rowe
Estate Planning Basics: A Letter Of Last Instructions, Barbara Rowe
All Current Publications
No abstract provided.
Estate Planning Basics: Revocable Living Trusts, Barbara Rowe
Estate Planning Basics: Revocable Living Trusts, Barbara Rowe
All Current Publications
No abstract provided.
Estate Planning Basics: Getting Started, Barbara Rowe
Estate Planning Basics: Getting Started, Barbara Rowe
All Current Publications
No abstract provided.
Fixing Mistakes In Your Credit Report, Barbara Rowe
Fixing Mistakes In Your Credit Report, Barbara Rowe
All Current Publications
No abstract provided.
Checking Your Credit Report, Barbara Rowe
Checking Your Credit Report, Barbara Rowe
All Current Publications
No abstract provided.
Reducing Credit Card Debt, Barbara Rowe
Reducing Credit Card Debt, Barbara Rowe
All Current Publications
No abstract provided.
How Many Credit Cards Do You Need?, Barbara Rowe
How Many Credit Cards Do You Need?, Barbara Rowe
All Current Publications
No abstract provided.
Building A New Credit Report, Barbara Rowe
Building A New Credit Report, Barbara Rowe
All Current Publications
No abstract provided.
How Much Credit Is Too Much?, Barbara Rowe
How Much Credit Is Too Much?, Barbara Rowe
All Current Publications
No abstract provided.