Open Access. Powered by Scholars. Published by Universities.®
- Keyword
-
- Finance (2)
- 401(k) (1)
- 403(b) (1)
- Accounting standard (1)
- Acquisition (1)
-
- After-school programming (1)
- Amazon (1)
- American Savings Promotion Act (1)
- Arkansas (1)
- Banks (1)
- Behavioral Bias (1)
- Bitcoin (1)
- Blockchain (1)
- Buy-And-Hold (1)
- College (1)
- Corporate Finance (1)
- Corporation (1)
- Cryptocurrencies (1)
- Cryptocurrency (1)
- Education (1)
- Emotion (1)
- Fiancial Crisis (1)
- Financial (1)
- Financial Crises (1)
- Financial Institutions (1)
- Financial Vulnerability (1)
- Financial reporting (1)
- Funding (1)
- High Yield Bonds (1)
- ICO (1)
Articles 1 - 14 of 14
Full-Text Articles in Business
Potential Consequences Of U.S. Securities And Exchange Commission’S Replacement Of The Quarterly Reporting Requirement For Semi-Annual Reporting, Mengchen Zhou
Accounting Undergraduate Honors Theses
This study extends the discussion of potential consequences of U.S. Securities and Exchange Commission’s replacement of the quarterly reporting requirement for semi-annual reporting. This research summarizes the perspectives about quarterly and semi-annual reporting from reporters, critics, business executives and academic researchers, analyzes the influential parties from changing reporting regulation, and provides detailed explanation about potential impacts. Five parties are related to the replacement of the quarterly reporting requirement, including corporations, investors, analysts, auditors and Trump Administration. This research concludes that the auditor will be the least influential party and corporations will be the most impacted party.
Discussion Of The Potential Of Blockchain In Finance, Andrew Kincaid
Discussion Of The Potential Of Blockchain In Finance, Andrew Kincaid
Finance Undergraduate Honors Theses
This paper analyzes the current application of blockchain technology to demonstrate its disruptive potential has across different financial industries. This paper analyzes the potential difficulties that blockchain technology must face and overcome to realize this potential. Blockchain is currently in a stage in its development where there has not been enough research done to provide empirical answers to its benefits or added costs; however, there have been many early innovations that have helped propel blockchain forward. Blockchain in corporate finance is primarily used in corporate governance where blockchain has the ability to increase transparency and reduce possible corruption. Blockchain has …
Essays In Leveraged Capital Markets, Kenneth D. Ford
Essays In Leveraged Capital Markets, Kenneth D. Ford
Graduate Theses and Dissertations
The debt capital markets for leveraged borrowers are ripe with information asymmetry, lender specialization, and borrower segmentation. In this dissertation, I explore how these factors manifest themselves and the economic consequences thereof. Essay 1 shows that adverse selection and moral hazard concerns are inherent in underwriting syndicates that differ in size and number of lead underwriters. Using a nested double selection probit model of syndicate choice, I examine the matching of issuers and underwriters and find that matches of issuer quality and underwriter reputation are positive assortative. Further, switching regressions show that yield spreads reflect uncertainty about the intrinsic values …
Buy-And-Hold Versus Momentum Investment Strategies During Financial Crises, Howard Ly
Buy-And-Hold Versus Momentum Investment Strategies During Financial Crises, Howard Ly
Finance Undergraduate Honors Theses
In his article, “Where the Black Swans Hide & The 10 Best Days Myth,” Mebane Faber found that most of the best and worst trading days occur when the market is already declining. This phenomenon is due to increased volatility during bear markets, a result of investors’ emotions. Emotions, particularly fear and greed, lead to irrational trading behavior, resulting in rampant speculation or panic selling. Ideally, an investor would be in the market for the above-mentioned best days and be out of the market during the worst days. However, the difficulty in predicting these important dates have led some investors …
A Comparative Analysis Of Personal Financial Literacy, Connor Davey
A Comparative Analysis Of Personal Financial Literacy, Connor Davey
Finance Undergraduate Honors Theses
The purpose of this thesis is to provide a comparative analysis of the financial state of modern American college graduates to similar groups of graduates. From this comparative analysis, we can see which aspects of Personal Financial Literacy need to be emphasized to achieve success as a new college graduate. First, a comparison was made between modern American graduates and American graduates from Generation X. It was found that modern graduates have just slightly more student loan debt than Gen X graduates, despite having significantly higher tuition rates. This debt amount, over time, would not be a huge concern for …
Quantifying The Return On Investment Of After School Programming, Ayesha Patel
Quantifying The Return On Investment Of After School Programming, Ayesha Patel
Finance Undergraduate Honors Theses
Each fiscal year, there is a battle on Capitol Hill as lawmakers wrestle with reconciling political promises to financial reality. This process is completed with the goal of efficiently allocating scarce resources, in this case tax dollars and other government revenue, across the needs of the over 325 million diverse residents of the United States. Some budget items garner almost universal support, such as defense funding, infrastructure and education. While individuals may differ on how much funding each of these causes should receive, almost all agree that they should be funded by the federal government. Other budget items, such as …
Effective Resource Utilization In Arkansas Public Schools, Ryan Sanders
Effective Resource Utilization In Arkansas Public Schools, Ryan Sanders
Industrial Engineering Undergraduate Honors Theses
Teacher pay in Arkansas public schools varies widely from district to district across the state. This pay discrepancy is driven by both the funds available to a district and by how these funds are allocated. There is a standard per student budget given to districts across the state, but this budget can be supplemented by additional property taxes collected on property within a district. This leaves districts with more highly valued property at an advantage. Districts are free to allocate their budget for teacher pay as they see fit, with constraints on number of students per teacher and minimum teacher …
Cost-Benefit Analysis Of Retirement Plans, Hunter Rhea
Cost-Benefit Analysis Of Retirement Plans, Hunter Rhea
Finance Undergraduate Honors Theses
In my research, I’ve compared the cost and benefits of defined benefit and defined contribution plans consisting of 401(k)s, IRAs, 403(b)s, and S&P 500 ETFs. A model was used to forecast future value of plans at retirement based on years till maturity, contribution amounts, and plan type. Based on the results, it’s beneficial for an individual to invest in a diversified mix of retirement plans to reduce the risk associated with one plan. The future value of each plan witnessed a direct increase in value for an increase in contribution amount and years till plan maturity.
Are Prize-Linked Savings Accounts The Solution To Arkansas' Savings Problem?, Mckenzie Wages
Are Prize-Linked Savings Accounts The Solution To Arkansas' Savings Problem?, Mckenzie Wages
Accounting Undergraduate Honors Theses
This research finds that access to prize-linked savings could improve the financial security of Arkansans. Prize-linked savings (PLS) accounts are nontraditional savings products that offer depositors the chance to win cash prizes instead of a typical interest rate return. Given the low median incomes, high liquid asset poverty rates, and high levels of underbanked and undereducated individuals in Arkansas, there is a need for an innovative savings solution like PLS in the state. PLS accounts capitalize on individuals’ propensity for lottery-like risk-taking to inspire the productive behavior of personal saving. A wide range of individuals, especially those who could stand …
Valuing Downstream Oil & Gas Companies: The Case Of Phillips 66, Taylor Robertson
Valuing Downstream Oil & Gas Companies: The Case Of Phillips 66, Taylor Robertson
Finance Undergraduate Honors Theses
While oil and gas prices remain volatile and often uncertain, they can provide key insight to businesses within the industry. In fact, oil and gas companies are considered to be more linked to oil prices than other day to day operations. In this paper, I will illustrate the relationship oil prices and crack spreads have on downstream oil and gas companies, specifically Phillips 66. Additionally, the Capital Asset Pricing Model and Fama & French 3-factor Model are evaluated to determine the best method to value a downstream oil and gas company. To do this, I will regress all factors against …
Acquisitions: Walmart Vs Amazon, Scott Sims
Acquisitions: Walmart Vs Amazon, Scott Sims
Finance Undergraduate Honors Theses
The retail industry is in the process of undergoing major change. Historically big box brick and mortar strategies have dominated, but this is changing in the age of impatience and instant gratification. As consumers want items more conveniently, online retail has taken hold with no semblance of anticipated decline. At the forefront of this transformation are two industry giants: Walmart and Amazon. Walmart finds itself on the side of brick and mortar with 11,718 physical retail locations worldwide. Amazon is dominating the online retail space with control of a staggering 44% of all US e-commerce sales in 2017. These equally …
Cryptocurrency: The Argument For Its Allocation Within The Traditional Investor's Portfolio, Nicholas Costanza
Cryptocurrency: The Argument For Its Allocation Within The Traditional Investor's Portfolio, Nicholas Costanza
Finance Undergraduate Honors Theses
This research explores the significance of cryptocurrencies upon the “traditional” investor’s portfolio, particularly elaborating on the potential returns and advocating for its allocation within any balanced (or diversified) portfolio. Cryptocurrencies are a relatively new asset and are still considered to be extremely risky. They are characterized by ever-fluctuating prices, ongoing government regulation, and overall market skepticism. However, the potential of major cryptocurrencies (Bitcoin, Ripple, Ethereum, and Litecoin) to produce major returns cannot be easily ignored. This paper builds upon the research of those in academia, as well as highly respected investors. The hope is to outline both the pros and …
Illustrating The Contrasts Of Initial Coin Offerings And Initial Public Offerings, Adam Jones
Illustrating The Contrasts Of Initial Coin Offerings And Initial Public Offerings, Adam Jones
Finance Undergraduate Honors Theses
This paper explores the intricacies of an Initial Coin Offering and how it differs from an Initial Public Offering, specifically in terms of its process, regulations, utility, performance, and risks. The paper begins with an introduction to cryptocurrencies that includes the development of Bitcoin to more recent developments, in order to give readers the proper background knowledge to understand Initial Coin Offerings. The paper then describes the differences between a coin and a token. Finally the paper lays out the characteristics of an Initial Coin Offerings and then compares those characteristics with that of an Initial Public Offering.
Financial Institutions And Systemic Risk: The Case Of Bank Of America 2006-2017, Jeffrey Mills
Financial Institutions And Systemic Risk: The Case Of Bank Of America 2006-2017, Jeffrey Mills
Finance Undergraduate Honors Theses
This paper explores systemic risk and financial institutions before, during, and after the financial crisis. It focuses on Bank of America the 2nd largest bank in the United States by assets. The paper includes an introduction to systemic risk and a review of literature on systemic risk. A few traditional measures of systemic risk will be defined, such as nonperforming loans, return on assets, return on equity, earnings per share, net interest margin, and capital adequacy ratio. Finally, the paper will take a look at how these traditional measures specifically relate to Bank of America from 2006 to 2017. …