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Full-Text Articles in Business
Gender, Social Networks, And Microenterprise: Differences In Network Effects On Business Performance, Seon Mi Kim
Gender, Social Networks, And Microenterprise: Differences In Network Effects On Business Performance, Seon Mi Kim
The Journal of Sociology & Social Welfare
This article aims to find if female micro-entrepreneurs have different social networks that affect their business performance from males. This article uses the longitudinal Panel Study of Entrepreneurial Dynamic (PSED) II data set (2005-2011) in the U.S. The key finding is that even in cases where female micro-entrepreneurs gained the same number of weak ties and resources from their networks as their male counterparts, their weak ties and gained resources did not help them to improve their business performance unlike their male counterparts. Implications for Microenterprise Development Programs and future studies are informed.
Small Business Lending And Social Capital: Are Rural Relationships Different?, Robert Deyoung, Dennis Glennon, Peter J. Nigro, Kenneth Spong
Small Business Lending And Social Capital: Are Rural Relationships Different?, Robert Deyoung, Dennis Glennon, Peter J. Nigro, Kenneth Spong
The Journal of Entrepreneurial Finance
We test whether rural versus urban location, and the amount of social capital present in those locations, influence the performance of Small Business Administration (SBA) 7(a) loans originated between 1984 and 2012. On average, we find that rural loans are about 11% less likely to default than urban loans, and that a standard deviation increase in social capital reduces default by about 5%. Surprisingly, these two effects are largely independent of each other, even though social capital is substantially higher in rural places than in urban places. Our findings advance the small business lending literature and offer insights for a …