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Articles 1 - 30 of 125
Full-Text Articles in Business
Preliminary Assessment Of Client Interest In And Needs Of The New England Environmental Finance Center, New England Environmental Finance Center, University Of Southern Maine
Preliminary Assessment Of Client Interest In And Needs Of The New England Environmental Finance Center, New England Environmental Finance Center, University Of Southern Maine
Planning
The New England Environmental Finance Center (NE/EFC) has been conceived as a knowledge-based clearinghouse, training, and change-agent program aimed at helping EPA's constituencies find financially successful approaches to environmental improvements. The NE/EFC will develop approaches to needs of particular priority in New England and potentially useful throughout the nation; share such approaches through the EFC national network; and help make tools from that network accessible throughout New England. In 1999 we began exploring with potential users how this ninth of the nation's EFCs might best address the region's needs. The assessment continued through the Muskie School's EFC proposal to EPA …
Hybridization Of Dna By Sequential Immobilization Of Oligonucleotides At The Air-Water Interface, Murali Sastry, Vidya Ramakrishnan, Mrunalini Pattarkine, Anand Gole, K. N. Ganesh
Hybridization Of Dna By Sequential Immobilization Of Oligonucleotides At The Air-Water Interface, Murali Sastry, Vidya Ramakrishnan, Mrunalini Pattarkine, Anand Gole, K. N. Ganesh
Faculty Works
The hybridization of DNA by sequential electrostatic and hydrogen-bonding immobilization of single-stranded complementary oligonucleotides at the air-water interface with cationic Langmuir monolayers is demonstrated. The complexation of the single-stranded DNA molecules with octadecylamine (ODA) Langmuir monolayers was followed in time by monitoring the pressure-area isotherms. A large (and slow) expansion of the ODA monolayer was observed during each stage of complexation in the following sequence: primary single-stranded DNA followed by complementary single-stranded DNA followed by the intercalator, ethidium bromide. Langmuir-Blodgett (LB) films of the ODA-DNA complex were formed on different substrates and characterized using quartz-crystal microgravimetry (QCM), Fourier transform infrared …
Contagion Effects, Macroeconomic Conditions, And The Design Of Regulatory Capital Standards, Kevin T. Jacques, Stephen Hiemstra
Contagion Effects, Macroeconomic Conditions, And The Design Of Regulatory Capital Standards, Kevin T. Jacques, Stephen Hiemstra
Kevin T Jacques
No abstract provided.
St. Cloud Area Quarterly Business Report, Vol. 02, No. 04, Richard A. Macdonald, Mark Partridge
St. Cloud Area Quarterly Business Report, Vol. 02, No. 04, Richard A. Macdonald, Mark Partridge
St. Cloud Area Quarterly Business Report
No abstract provided.
The State Of The Region: Hampton Roads 2000, James V. Koch, Aditi Agarwal, Vinod Agarwal, Rebecca Bowers, Steve Daniel, Michele Darby, John Gawne, Beth Herders, Jeffrey Harlow, Tatiana Isakovski, Sharon Lomax, Helen Madden, Stephen Medvic, Deborah L. Miller, Wayne Talley, Gilbert Yochum
The State Of The Region: Hampton Roads 2000, James V. Koch, Aditi Agarwal, Vinod Agarwal, Rebecca Bowers, Steve Daniel, Michele Darby, John Gawne, Beth Herders, Jeffrey Harlow, Tatiana Isakovski, Sharon Lomax, Helen Madden, Stephen Medvic, Deborah L. Miller, Wayne Talley, Gilbert Yochum
Economics Faculty Books
Those who know and love the region of Hampton Roads wish to make it an even better place to live than it is currently. In order for us to achieve that end, we must know literally "where we are" in critical areas. This first "State of the Region" Report is designed to provide citizens with a detailed, though not burdensome, look at several critical aspects of the lives we live in Hampton Roads. The Report focuses on topics such as the regional economy (including the tourist and military sectors), the workforce, K-12 education, technology, and of course, government and regional …
Nationalism In The People's Republic Of China: A Consequential Chameleon, Ibpp Editor
Nationalism In The People's Republic Of China: A Consequential Chameleon, Ibpp Editor
International Bulletin of Political Psychology
This article describes how nationalism among political leaders in the People's Republic of China (PRC) can be the linchpin of divergent views on the desirability of the PRC's future in a globalized economy.
Ua12/2/1 Career Expo, Wku Student Affairs
Ua12/2/1 Career Expo, Wku Student Affairs
WKU Archives Records
Magazine issue of College Heights Herald printed for the Career Exposition.
- Employers Attending WKU Career Expo 2000
- Harrison, Christy. Career Expo 2000 to Give Western Students, Alumni Job, School Opportunities
- Career Services Offerings
- The Job Market for the Class of 2001
Environmental Finance Charette, Hyannis Park On Lewis Bay: A Case Study, New England Environmental Finance Center, Environmental Finance Center Of University Of Maryland
Environmental Finance Charette, Hyannis Park On Lewis Bay: A Case Study, New England Environmental Finance Center, Environmental Finance Center Of University Of Maryland
Water
The town of Yarmouth currently has a $30 million septic sludge treatment plant and transport lines in place. The vast majority of the dwellings and businesses in the Hyannis Park area are on septic systems that are viable and Title 5 compliant, regardless of age. Conventional, "non-failing" septic systems, however, were never intended to remove form their effluent nutrients such as nitrogen. These have become recognized as an environmental threat only as our understanding of the impacts of excess nutrients on ecosystems has increased in recent decades.
A Review Of Markets For Clean Air: The U.S. Acid Rain Program, Peter Cramton
A Review Of Markets For Clean Air: The U.S. Acid Rain Program, Peter Cramton
Peter Cramton
No abstract provided.
Front Matter, Journal Of Microfinance
Front Matter, Journal Of Microfinance
Journal of Microfinance / ESR Review
No abstract provided.
Banking On Customer Loyalty, Craig Churchill
Banking On Customer Loyalty, Craig Churchill
Journal of Microfinance / ESR Review
Enhancing customer loyalty is a microfinance institution's most important business strategy. Every critical element involved in managing microfinance operations--from product pricing to staff incentives, from marketing to eligibility requirements, from client screening to the menu of available services--can (and should) be formulated to promote loyalty. While most MFIs recognize the importance of client retention, few have designed business strategies to maximize customer loyalty. Hopefully that will change. This article details the economic impact that customer loyalty has on a microfinance institution (and the negative effect of desertion).
Replication: Regressive Reproduction Or Progressive Evolution?, Graham Wright
Replication: Regressive Reproduction Or Progressive Evolution?, Graham Wright
Journal of Microfinance / ESR Review
Increasing numbers of organizations are "replicating" the programs of successful microfinance institutions (MFIs). This approach allows rapid start-up using tested models and systems. These strengths are also weaknesses, though, since the models being replicated usually require substantial modifications to make them appropriate for local conditions. Furthermore, close adherence to "blueprints" is likely to substitute for careful research into the needs and opportunities for the provision of financial services to the poor--and thus the design of appropriate systems. Replication also risks the suppression of innovative ways of providing still better financial services--particularly when promoted by powerful apex funding organizations, as is …
Credit Scoring For Microfinance: Can It Work?, Mark Schreiner
Credit Scoring For Microfinance: Can It Work?, Mark Schreiner
Journal of Microfinance / ESR Review
In rich countries, lenders often rely on credit scoring--formulae to predict risk based on the performance of past loans with characteristics similar to current loans--to inform decisions. Can credit scoring do the same for microfinance lenders in poor countries? This paper argues that scoring does have a place in microfinance. Although scoring is less powerful in poor countries than in rich countries, and although scoring will not replace the personal knowledge of character of loan officers or of loan groups, scoring can improve estimates of risk. Thus, scoring complements--but does not replace--current microfinance technologies. Furthermore, the derivation of the scoring …
Microfinance In The United States: The Working Capital Experience— Ten Years Of Lending And Learning, Jeffrey Ashe
Microfinance In The United States: The Working Capital Experience— Ten Years Of Lending And Learning, Jeffrey Ashe
Journal of Microfinance / ESR Review
Working Capital is the United States' largest peer-group lending program. This article reviews what Working Capital has learned about the market, its customers, program impact, and service delivery over its ten year history. It presents a model for understanding how participating in peer lending groups develops “social and economic capital” in poor communities. The article then discusses how participants judge the group model as they identify the characteristics of successful groups and the impact of the group on their businesses, on themselves personally, and on the larger community. The rest of the article discusses how Working Capital evolved from a …
Book Review- Microfinance And Poverty: Questioning The Conventional Wisdom By Hege Gulli, Lisa M. Jones
Book Review- Microfinance And Poverty: Questioning The Conventional Wisdom By Hege Gulli, Lisa M. Jones
Journal of Microfinance / ESR Review
No abstract provided.
Moving Microenterprises Beyond A Subsistence Plateau, Beth C. Haynes, Kristie K. Seawright, William C. Giauque
Moving Microenterprises Beyond A Subsistence Plateau, Beth C. Haynes, Kristie K. Seawright, William C. Giauque
Journal of Microfinance / ESR Review
Enthusiasm for microcredit programs has increased during the past decade. The attention these programs have drawn stems philosophically from progress in cultivating self-sufficiency among those in abject poverty, and practically from the viability and high loan repayment rates of many microfinance institutions. The programs assume that lack of capital is the main barrier to the economic progress of the poor. The lack of entrepreneur business management experience and training, however, may create a barrier equally powerful and limit the growth potential of microenterprises. Microcredit programs could foster even greater economic progress by ensuring that clients receive appropriate human capital development. …
Impact Assessment Of Microfinance And Organizational Learning: Who Will Survive?, James G. Copestake
Impact Assessment Of Microfinance And Organizational Learning: Who Will Survive?, James G. Copestake
Journal of Microfinance / ESR Review
To what extent is it possible for organizations to reflect honestly on their own performance, draw appropriate conclusions, and then act on them? For many microfinance organizations this is now a question of survival. This paper argues that formal impact assessment can assist in the transition from donor-controlled replication projects to autonomous and adaptable organizations--but it often fails to do so. Pitfalls include inadequate attention to methodological detail and to the links between impact assessment and wider aspects of organizational change. The paper starts by highlighting the complexity of the overall task to which impact assessment is expected to contribute. …
Vol. 02 No. 2 Journal Of Microfinance, Journal Of Microfinance
Vol. 02 No. 2 Journal Of Microfinance, Journal Of Microfinance
Journal of Microfinance / ESR Review
No abstract provided.
Capital Enhancement Guarantees And Risk Management By Capital-Constrained Lenders, J.D. Von-Pischke
Capital Enhancement Guarantees And Risk Management By Capital-Constrained Lenders, J.D. Von-Pischke
Journal of Microfinance / ESR Review
Commercial lenders require capital to bear risk. The capital enhancement guarantee (CEG) encourages lenders to make loans they would not otherwise make, such as microenterprise loans. The CEG is auctioned and awarded to bidders who promise the greatest amount of new lending for a given increment of permanent capital. Whether the incremental lending causes losses or gains for the lender, the incremental capital is free. The CEG subsidizes innovation in risk management. It places the analytical focus on risk and its cost, supports the key party to the lending decision, promotes skill in managing risk, is transparent, minimizes moral hazard, …
Trends. Licit And Illicit Human Trafficking: The Ultimate Violation Of Human Rights, Ibpp Editor
Trends. Licit And Illicit Human Trafficking: The Ultimate Violation Of Human Rights, Ibpp Editor
International Bulletin of Political Psychology
This article discusses human trafficking for economic reasons and its context.
Excerpt From (Same) Sex Tourism, Jasbir Puar
Excerpt From (Same) Sex Tourism, Jasbir Puar
Center for LGBTQ Studies (CLAGS)
The impetus behind this project stems from an incident in February 1998 when several "gay" cruises originating from Europe and the U.S. were refused docking privileges in various parts of the Caribbean, invoking responses from British Prime Minister Tony Blair and U.S. officials, both insisting on the egregious violation of human rights. The on-going dilemma over the docking of gay cruise ships led me to ask questions about the constructions of community created through and against such encounters and the production of a global gay identity that is contested by postcolonial situations. Ironically, the U.S. and British states advocate protection …
St. Cloud Area Quarterly Business Report, Vol. 02, No. 03, Richard A. Macdonald, Mark Partridge
St. Cloud Area Quarterly Business Report, Vol. 02, No. 03, Richard A. Macdonald, Mark Partridge
St. Cloud Area Quarterly Business Report
No abstract provided.
Comparative Advantage In Production And Trade In Nigeria., Emmanuel U. Ukeje
Comparative Advantage In Production And Trade In Nigeria., Emmanuel U. Ukeje
Bullion
The Nigerian economy is generally large and very diverse. The country is endowed with a highly productive agricultural base and generally favourable climatic conditions, which provide the potential for intensive production, both for domestic consumption and for exports. This paper reviews the production and trade pattern in Nigeria with a view to identifying major structural changes with regard to the relative comparative advantage enjoyed by the sectors, the other parts of the paper focuses on some theoretical and conceptual issues. The rest of the paper is divided into five sections. Section 2 focuses on some theoretical and conceptual issues. Section …
Interstate Economic Co-Operation: Issues And Options., Sarah O. Alade
Interstate Economic Co-Operation: Issues And Options., Sarah O. Alade
Bullion
The main objective of this paper is to present a brief discussion of issues and policy options involved in interstate economic co-operation in Nigeria, and the rationale for economic co-operation among states as well as issues of economic co-operation.
The Cbn As A Catalyst To National Economic Policy And Development., J. O. Sanusi
The Cbn As A Catalyst To National Economic Policy And Development., J. O. Sanusi
Bullion
The paper examined the activities of the Bank into perspectives, particularly with the often-mis-construed belief the CBN should be held accountable for all the woes of the Nigerian economy. It also reviewed and appraised the performance of the CBN in the effort to meet its statutory mandate and adapt to the circumstances of the new global trend in Central Banking in which the maintenance of price stability supercedes all other objectives of monetary policy. The challenges facing the Bank are enormous, but not insurmountable. Efforts are already being made to confront these challenges. The instrument autonomy recently granted to the …
Commodities Taxes/Levies And Their Effects On Commodity Trade And Movements In Nigeria., Joe Alegieuno, A O. Balogun
Commodities Taxes/Levies And Their Effects On Commodity Trade And Movements In Nigeria., Joe Alegieuno, A O. Balogun
Bullion
The Commodity Boards were noted for paying farmers prices that were lower than the world prices and sometimes even lower than their production costs. This difference represented implicit taxation of farm incomes and served as a dis-incentive to domestic production. This paper examines the administration of commodity taxes/levies and their effect on commodity trading in Nigeria as well as assessing the various systems of commodity marketing in Nigeria. The paper concludes that Commodity trade, in Nigeria began with the British companies exporting raw materials to their industries abroad. His was followed by the Commodity/Marketing Board era and finally trade liberation. …
Employment And Wages: The Travel Industry In Montana, Thale Dillon
Employment And Wages: The Travel Industry In Montana, Thale Dillon
Institute for Tourism and Recreation Research Publications
This reports provides up-to-date information in order to explain some of the concerns regarding issues of employment and wages in Montana's travel industry as well as to serve as an update for ITRR's Research Note 22, Jobs & Wages: The Tourism Industry Dilemma, published in 1995.
Affidavit Of Peter Cramton, Peter Cramton
Affidavit Of Peter Cramton, Peter Cramton
Peter Cramton
Comment on deficiency charge in installed capability market. For ISO New England.
Industrial Resources: Union County, Kentucky Library Research Collections
Industrial Resources: Union County, Kentucky Library Research Collections
Union County
"Resources for Economic Development: Union County, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Union County Economic Development Foundation, Inc., Morganfield, Kentucky, July 2000. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate
Industrial Resources: Ohio County, Kentucky Library Research Collections
Industrial Resources: Ohio County, Kentucky Library Research Collections
Ohio County
"Resources for Economic Development: Ohio County, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development, Division of Research, Frankfort, Kentucky, July 2000. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.