Digital Commons Network^™

A Systematic Literature Review Of Fraud Research Prevalence, Mohammed Khojah, Nawaf Alzahrani, Saed Eidow, Jawad Alamri, Ibrahim Albassam, Muath Alghamdi, Aseel Atawi, Osama Bayunus, Osama Alhodaly, Osama Rabie

Journal of King Abdulaziz University: Computing and Information Technology Sciences

Background: Fraud is a pervasive worldwide problem that is evolving rapidly along with the technological advances and causing significant financial losses in a variety of industries. Traditional detection techniques often fall short in the face of more complex and digitalized fraud schemes. The pressing need for more intelligent detection systems is what motivated this review, which attempts to systematically assess the body of research on fraud detection and pinpoint dominant fraud sectors, types, and methods. Methods: This study employed a Systematic Literature Review (SLR) approach to comprehensively assess the current landscape of fraud detection research across multiple domains. …

Classification Of Phishing Data Using Hybrid Mi-An Feature Selection Method, Damodar Patel, Amit Kumar Saxena, Wutiphol Sintunavarat, Abhishek Dubey

Baghdad Science Journal

Web phishing attacks have been continually evolving over the past few years, which has led customers to lose their trust in online services and e-commerce. To identify phishing data, a variety of methods and systems based on a blacklist of phishing websites are used. However, the rapid development of technology has given rise to increasingly complex techniques for creating user-attracting websites. Therefore, current blacklist-based techniques are unable to identify the recently launched phishing data, such as zero-day phishing websites. Machine learning techniques have been used in several recent studies to detect phishing data and function as an early warning system …

You Can’T Spell Audit Without Ai: The Current Uses Of Artificial Intelligence In Audit, Jena Perkins

Senior Honors Theses

The accounting profession continuously adapts to the innovations provided by the broader context in which it exists. Artificial intelligence (AI) is a forerunner among tools used to enhance and optimize auditing services within the accounting profession. The realm of AI offers advancements to procedures used within an audit to detect misstatements. Based on the proprietary platforms developed by Big 4 accounting firms, AI is a key component in maintaining an advanced approach towards auditing.

Deep Learning Approaches For Anti-Money Laundering On Mobile Transactions: Review, Framework, And Directions, Jiani Fan, Lwin Khin Shar, Ruichen Zhang, Ziyao Liu, Wenzhuo Yang, Dusit Niyato, Kwok-Yan Lam

Research Collection School Of Computing and Information Systems

Money laundering is a financial crime that obscures the origin of illicit funds, necessitating the development and enforcement of anti-money laundering (AML) policies by governments and organizations. The proliferation of mobile payment platforms and smart IoT devices has significantly complicated AML investigations. As payment networks become more interconnected, there is an increasing need for efficient real-time detection to process large volumes of transaction data on heterogeneous payment systems by different operators such as digital currencies, cryptocurrencies, and account-based payments. Most of these mobile payment networks are supported by connected devices, many of which are considered loT devices in the FinTech …

Application Paths Of Semantic Modeling In Financial Fraud Detection And Risk Identification, Victor P. Gauthier, Daniel S. Wu

Computer Science Faculty Publications

Financial fraud and risk pose significant threats to economic stability and individual well-being. Traditional detection methods often struggle to keep pace with increasingly sophisticated fraudulent schemes. Semantic modeling, which focuses on understanding the meaning and relationships within data, offers a promising avenue for enhancing fraud detection and risk identification. This review paper explores the application paths of semantic modeling in this domain. We begin with a historical overview of fraud detection techniques, highlighting the limitations of traditional approaches. Subsequently, we delve into core themes, including knowledge graph-based fraud detection and semantic rule-based inference for risk assessment. We then compare and …

The Impact Of The 2008 Financial Crisis On Crime And Cybercrime In The United States, Rashed Adel Alsuwaidi

Theses

This thesis will examine how the traditional crime and cy- were affected by the 2008 financial crisis. United States are also experiencing a rise in crime between 2005 and 2012. Based on the FBI data at the national level. The Internet Crime Complaint Center (IC3), Uniform Crime Reports and important economic indicators. The study, which involves tors, including unemployment, GDP, rates of foreclosures, and mortgage rates, is a combination. correlationbased interpretation supported by exploratory descriptive trend analysis. model-fit checks. The results indicate that contrary to the conventional expectations, violent and property crime also maintained their long-term reduction during the period …

Detecting Fraud In Police Reports Using Machine Learning And Natural Language Processing, Maryam Almarar

Theses

The paper explores how statistical analysis and machine learning can be used to identify the fraud patterns in the police reports. The study aims at establishing the most important predictive factors and indicators distinguishing fraudulent and valid cases with the use of structured data of police databases. The work was done in the background of the increase in financial fraud instances and the rising necessity of the introduction of automated detection systems in police departments. Police reports of the pastwere mined down to data and analyzed on SPSS 1, to carry out statistical operations. The sample was structured data which …

Deepfake Audio Detection, Rashed Alfalasi

Theses

The rise of deepfake audio technology has introduced a serious threat to information credibility, personal security, and media integrity. This thesis investigates the application of machine learning techniques for detecting synthetic audio through the analysis of acoustic features, including Mel-Frequency Cepstral Coefficients (MFCCs), spectral centroid, chroma_stft, and zero-crossing rate. The dataset used in this study was sourced from Kaggle and contains labeled samples of real and fake audio clips. The research aimed to train and evaluate multiple machine learning models—Support Vector Machines (SVM), Random Forest, XGBoost, Logistic Regression, and Neural Networks—to determine the most effective approach for deepfake audio classification. …

Detecting Android Malware Based On Static Analysis Using Classification And Modified Clustering Techniques, Abdullah Allawi Al-Sraratee, Ahmed Habeeb Al-Azawei

Journal of Intelligent Informatics, Networking, and Cybersecurity

Because Android malware harms internet security, prior research proposes several different approaches to detect it accurately. However, such proposed models depend on numerous number of features to attain high accuracy. This could lead to high computation cost and potential overfitting. Furthermore, manual data labeling is labor-intensive, requiring significant human effort and skills. This research aims to: 1) extend previous literature on Android malware detection, 2) improve the accuracy of Android malware detection based on a low number of features, and 3) modify a clustering technique to group data into two different clusters to address the issue of unlabeled data. To …

Real-Time Fraud Detection Using Big Data, Abdulla Matar Alketbi

Theses

In today’s digital world, fraud detection has become an important part of financial security. This study explores and compares the performance of different machine learning models in identifying fraudulent transactions using the IEEE-CIS Fraud Detection dataset. Techniques such as Random Forest, Gradient Boosting, Deep Neural Networks, and Logistic Regression were evaluated. The dataset was pre-processed using SMOTE to balance the classes and improve model sensitivity to fraud cases. Each performance of the model was assessed using accuracy, precision, recall, and F1-score. The Random Forest model achieved the highest overall performance with an F1-score of 99.23

Criminal Activity Monitoring System: Targeting Africans And East Asian Communities In Dubai, Hamdan Kalantar

Theses

This dissertation investigates crime patterns among African and East Asian communities in Dubai, focusing on geographic hotspots, temporal trends, victim demographics, and the use of machine learning for predictive crime modeling. The research addresses the challenges faced by these communities, including labor exploitation, financial fraud, and human trafficking, within the socio-economic context of a rapidly growing urban city. Building on existing studies of urban crime, this research aimed to explore the spatial, temporal, and demographic dynamics of crimes and assess the potential of predictive models to assist law enforcement in crime prevention and resource allocation. A mixed-methods approach was employed, …

Credit Card Fraud Detection., Sonia Ndonga

ICT

This capstone project applies machine learning to detect credit card fraud, addressing a critical financial threat to banks and payment providers. Using an anonymised dataset of 284,807 transactions, which is highly imbalanced with only 0.172% fraudulent cases, three models—Logistic Regression, Random Forest, and Gradient Boosting—were developed and evaluated. The pipeline incorporates data preprocessing, feature engineering, hyperparameter tuning, cross-validation, and interpretability analysis using SHAP values, SHAPASH, and permutation importance. Random Forest achieved the highest performance with an ROC AUC of 0.97 and Average Precision of 0.66. The study also considers fairness, threshold optimisation, and practical deployment strategies, providing a robust automated …

Smart Credit Card Fraud Detection Using Machine Learning, Aisha Bin Sulaiman, Rowdha Masood Falaknaz

Theses

This thesis addresses the increasing issue of fraud resulting from technological advancements affecting both customers and fraudsters, while law enforcement agencies face challenges of inadequate case prioritization; data overload and slow investigative analysis. The central objective of this thesis revolves around strategies to counter these challenges, emphasizing the urgency of rapid response to major alert cases that can lead to widespread impacts. The authors' experience in financial fraud detection and credit card crime investigation within the police department has inspired this research, guiding the approach toward practical solutions for everyday operational challenges. The significance of this thesis lies in its …

Leveraging Machine Learning To Analyze Semantic User Interactions In Visual Analytics, Dong Hyun Jeong, Bong Keun Jeong, Soo Yeon Ji

Management and Decision Sciences

In the field of visualization, understanding users’ analytical reasoning is important for evaluating the effectiveness of visualization applications. Several studies have been conducted to capture and analyze user interactions to comprehend this reasoning process. However, few have successfully linked these interactions to users’ reasoning processes. This paper introduces an approach that addresses the limitation by correlating semantic user interactions with analysis decisions using an interactive wire transaction analysis system and a visual state transition matrix, both designed as visual analytics applications. The system enables interactive analysis for evaluating financial fraud in wire transactions. It also allows mapping captured user interactions …

Detecting Anomalies In Time Series Using Kernel Density Approaches, Robin Frehner, Kesheng Wu, Alexander Sim, Jinoh Kim

Faculty Publications

This paper introduces a novel anomaly detection approach tailored for time series data with exclusive reliance on normal events during training. Our key innovation lies in the application of kernel-density estimation (KDE) to scrutinize reconstruction errors, providing an empirically derived probability distribution for normal events post-reconstruction. This non-parametric density estimation technique offers a nuanced understanding of anomaly detection, differentiating it from prevalent threshold-based mechanisms in existing methodologies. In post-training, events are encoded, decoded, and evaluated against the estimated density, providing a comprehensive notion of normality. In addition, we propose a data augmentation strategy involving variational autoencoder-generated events and a smoothing …

An Integrated Framework For Video-Based Deepfake Forensic Analysis, Bashaer Mohamed Alsalami

Theses

Deepfakes are AI-generated synthetic media that use AI algorithms to mimic human faces, voices, and actions with high levels of realism. They utilize advanced machine learning and deep learning techniques to generate realistic synthetic media, making the distinction between real and fake content increasingly difficult. Deepfakes were initially developed for entertainment and creative applications. However, they are currently being misused in various domains, posing significant security and ethical challenges. These risks necessitate effective deepfake detection systems to mitigate potential harm and preserve the integrity of digital communication. Nonetheless, the existing detection methods are inadequate and lack a holistic detection mechanism, …

Increasing The Efficiency And Accuracy Of Collective Intelligence Methods For Image Classification, Md Mahmudulla Hassan

Open Access Theses & Dissertations

Collective intelligence has emerged as a powerful methodology for annotating and classifying challenging data that pose difficulties for automated classifiers. It works by leveraging the concept of "wisdom of the crowds" which approximates a ground truth after aggregating experts' feedback and filtering out noise. However, challenges arise when certain applications, such as medical image classification, security threat detection, and financial fraud detection, demand accurate and reliable data annotation. The unreliability of experts due to inconsistent expertise and competencies, coupled with the associated cost and time-consuming judgment extraction, presents additional challenges.

Input aggregation is the process of consolidating and combining multiple …

A Machine Learning Approach To Deepfake Detection, Delaney Conrad

All Undergraduate Theses and Capstone Projects

The ability to manipulate videos has been around for decades but a process that once would take time, money, and professionals, can now be created by anyone due to the rapid advancement of deepfake technology. Deepfakes use deep learning artificial intelligence to make fake digital content, typically in the form of swapping a person’s face in a video or image. This technology could easily threaten and manipulate individuals, corporations, and political organizations, so it is essential to find methods for detecting deepfakes. As the technology for creating deepfakes continues to improve, these manipulated videos are becoming increasingly undetectable. It is …

Application Of Big Data Technology, Text Classification, And Azure Machine Learning For Financial Risk Management Using Data Science Methodology, Oluwaseyi A. Ijogun

College of Graduate Studies: Theses & Dissertations

Data science plays a crucial role in enabling organizations to optimize data-driven opportunities within financial risk management. It involves identifying, assessing, and mitigating risks, ultimately safeguarding investments, reducing uncertainty, ensuring regulatory compliance, enhancing decision-making, and fostering long-term sustainability. This thesis explores three facets of Data Science projects: enhancing customer understanding, fraud prevention, and predictive analysis, with the goal of improving existing tools and enabling more informed decision-making. The first project examined leveraged big data technologies, such as Hadoop and Spark, to enhance financial risk management by accurately predicting loan defaulters and their repayment likelihood. In the second project, we investigated …

Graph Neural Networks For Ethereum Fraud Detection, Charity Mwanza

Theses

Detecting fraudulent transactions on the Ethereum network can help cryptocurrency companies that operate on the Ethereum platform protect their users from exposure to fraudsters. The most common fraudulent activities in the cryptocurrency network include phishing and smart Ponzi schemes. Since cryptocurrency technology is still young, most investors lack knowledge of how the smart contacts used in the Ethereum platform operate; hence, they cannot evaluate the risks they are exposed to when carrying out cryptocurrency transactions. The key role that this paper looks at is the application of graph neural networks in the extraction of features of users in the Ethereum …

Cyber Security System Based On Machine Learning Using Logistic Decision Support Vector, Sahaya Sheela M, Hemanand D, Ranadheer Reddy Vallem

Mesopotamian Journal of CyberSecurity

Nowadays, we are moving towards cybersecurity against digital attacks to protect systems, networks, and data in developing areas. A collection of technologies and processes is at the core of cybersecurity. A network security system is a feature of network and computer (host) security. Cybercrime leads to billion-dollar losses. Given these crimes, the security of computer systems has become essential to reduce and avoid the impact of cybercrime. We propose the Logistics Decision Support Vector (LDSV) algorithm dealing with this problem. Initially, we collected the KDD Cup 99 dataset to create a network intrusion detection, such as penetrations or attacks, a …

Creating Data From Unstructured Text With Context Rule Assisted Machine Learning (Craml), Stephen Meisenbacher, Peter Norlander

School of Business: Faculty Publications and Other Works

Popular approaches to building data from unstructured text come with limitations, such as scalability, interpretability, replicability, and real-world applicability. These can be overcome with Context Rule Assisted Machine Learning (CRAML), a method and no-code suite of software tools that builds structured, labeled datasets which are accurate and reproducible. CRAML enables domain experts to access uncommon constructs within a document corpus in a low-resource, transparent, and flexible manner. CRAML produces document-level datasets for quantitative research and makes qualitative classification schemes scalable over large volumes of text. We demonstrate that the method is useful for bibliographic analysis, transparent analysis of proprietary data, …

Fraudulent Insurance Claims Detection Using Machine Learning, Arif Ismail Alrais

Theses

As the different countries around the world evolve into a more economical-based and stimulating their economy is the goal. The main purpose of most of these countries is to fight off money launderers and fraudsters for better economic growth. A popular fraud topic in this regard is insurance fraud since it costs the companies and the public billions. Applying data analysis and machine learning are great ways used to address many problems regarding any automated system. To address this problem, first extensive research should be made to check out what has been applied and what the most promising solution using …

Credit Card Fraud Detection Using Machine Learning Techniques, Nermin Samy Elhusseny, Shimaa Mohamed Ouf, Amira M. Idrees Ami

Future Computing and Informatics Journal

This is a systematic literature review to reflect the previous studies that dealt with credit card fraud detection and highlight the different machine learning techniques to deal with this problem. Credit cards are now widely utilized daily. The globe has just begun to shift toward financial inclusion, with marginalized people being introduced to the financial sector. As a result of the high volume of e-commerce, there has been a significant increase in credit card fraud. One of the most important parts of today's banking sector is fraud detection. Fraud is one of the most serious concerns in terms of monetary …

Integrating Machine Learning Algorithms With Quantum Annealing Solvers For Online Fraud Detection, Haibo Wang, Wendy Wang, Yi Liu, Bahram Alidaee

Faculty and Student Publications

Machine learning has been increasingly applied in identification of fraudulent transactions. However, most application systems detect duplicitous activities after they have already occurred, not at or near real time. Since spurious transactions are far fewer than the normal ones, the highly imbalanced data makes fraud detection very challenging and calls for ways to address it beyond the traditional machine learning approach. This study has proposed a detection framework, and implemented it using quantum machine learning (QML) approach by applying Support Vector Machine (SVM) enhanced with quantum annealing solvers. To evaluate its detection performance, we have further implemented twelve machine learning …

Few-Shot Malware Detection Using A Novel Adversarial Reprogramming Model, Ekula Praveen Kumar

Browse all Theses and Dissertations

The increasing sophistication of malware has made detecting and defending against new strains a major challenge for cybersecurity. One promising approach to this problem is using machine learning techniques that extract representative features and train classification models to detect malware in an early stage. However, training such machine learning-based malware detection models represents a significant challenge that requires a large number of high-quality labeled data samples while it is very costly to obtain them in real-world scenarios. In other words, training machine learning models for malware detection requires the capability to learn from only a few labeled examples. To address …

Camouflaged Poisoning Attack On Graph Neural Networks, Chao Jiang, Yi He, Richard Chapman, Hongyi Wu

Computer Science Faculty Publications

Graph neural networks (GNNs) have enabled the automation of many web applications that entail node classification on graphs, such as scam detection in social media and event prediction in service networks. Nevertheless, recent studies revealed that the GNNs are vulnerable to adversarial attacks, where feeding GNNs with poisoned data at training time can lead them to yield catastrophically devastative test accuracy. This finding heats up the frontier of attacks and defenses against GNNs. However, the prior studies mainly posit that the adversaries can enjoy free access to manipulate the original graph, while obtaining such access could be too costly in …

Deep-Learning-Based Multivariate Pattern Analysis (Dmvpa): A Tutorial And A Toolbox, Karl M. Kuntzelman, Jacob M. Williams, Phui Cheng Lim, Ashtok Samal, Prahalada K. Rao, Matthew R. Johnson

Center for Brain, Biology, and Behavior: Faculty Publications

In recent years, multivariate pattern analysis (MVPA) has been hugely beneficial for cognitive neuroscience by making new experiment designs possible and by increasing the inferential power of functional magnetic resonance imaging (fMRI), electroencephalography (EEG), and other neuroimaging methodologies. In a similar time frame, “deep learning” (a term for the use of artificial neural networks with convolutional, recurrent, or similarly sophisticated architectures) has produced a parallel revolution in the field of machine learning and has been employed across a wide variety of applications. Traditional MVPA also uses a form of machine learning, but most commonly with much simpler techniques based on …

Assessing The Prevalence Of Suspicious Activities In Asphalt Pavement Construction Using Algorithmic Logics And Machine Learning, Mostofa Najmus Sakib

Boise State University Theses and Dissertations

Quality Control (QC) and Quality Assurance (QA) is a planned systematic approach to secure the satisfactory performance of Hot mix asphalt (HMA) construction projects. Millions of dollars are invested by government and state highway agencies to construct large-scale HMA construction projects. QC/QA is statistical approach for checking the desired construction properties through independent testing. The practice of QC/QA has been encouraged by the Federal Highway Administration (FHWA) since the mid 60’s. However, the standard QC/QA practice is often criticized on how effective such statistical tests and how representative the reported material tests are. Material testing data alteration in the HMA …

Detecting Credit Card Fraud: An Analysis Of Fraud Detection Techniques, William Lovo

Senior Honors Projects, 2020-current

Advancements in the modern age have brought many conveniences, one of those being credit cards. Providing an individual the ability to hold their entire purchasing power in the form of pocket-sized plastic cards have made credit cards the preferred method to complete financial transactions. However, these systems are not infallible and may provide criminals and other bad actors the opportunity to abuse them. Financial institutions and their customers lose billions of dollars every year to credit card fraud. To combat this issue, fraud detection systems are deployed to discover fraudulent activity after they have occurred. Such systems rely on advanced …