Open Access. Powered by Scholars. Published by Universities.®
- Institution
-
- BLR (3)
- Central Bank of Nigeria (3)
- University of Massachusetts Boston (3)
- Al-Muthanna University (2)
- MMU Press (2)
-
- Universitas Indonesia (2)
- Walden University (2)
- Wydział Zarządzania Uniwersytetu Warszawskiego/Faculty of Management University of Warsaw (2)
- Bryant University (1)
- Chulalongkorn University (1)
- City University of New York (CUNY) (1)
- Claremont Colleges (1)
- Eastern Michigan University (1)
- Embry-Riddle Aeronautical University (1)
- Journal of Police and Legal Sciences (1)
- Liberty University (1)
- Lingnan University (1)
- Mississippi State University (1)
- Old Dominion University (1)
- Rollins College (1)
- St. Mary's University (1)
- University of Arkansas, Fayetteville (1)
- University of Denver (1)
- University of Lynchburg (1)
- University of Northern Iowa (1)
- University of Richmond (1)
- University of San Diego (1)
- University of Texas Rio Grande Valley (1)
- University of Texas at Arlington (1)
- Western Kentucky University (1)
- Keyword
-
- Economics (5)
- Law and Economics (4)
- Corporations (3)
- Ethics (3)
- Banking and Finance (2)
-
- Commercial Law (2)
- Corruption (2)
- Financial education (2)
- Financial literacy (2)
- Law and Society (2)
- Legal Profession (2)
- Money Laundering (2)
- Money laundering (2)
- Professional Ethics (2)
- Technology (2)
- (1)
- Abuse (1)
- Accounting (1)
- Accounting Education; Restructuring; Global Financial Crisis (1)
- Adam Smith (1)
- Africa (1)
- Agency theory (1)
- Algorithms (1)
- Anglo-amercian (1)
- Anti-spoofing strategies;Cyber threat detection;Cybersecurity defense;Email spoofing;Machine learning;Spoofing attacks (1)
- Artificial Intelligence (1)
- Artificial intelligence (1)
- Audience response systems (1)
- Audit quality risk assessment (1)
- Bankruptcy Law (1)
- Publication Year
- Publication
-
- ExpressO (3)
- Economic and Financial Review (2)
- International Journal of Management, Finance and Accounting (2)
- Journal of Banking and Financial Economics (2)
- Muthanna Journal of Administrative and Economics Sciences (2)
-
- Walden Dissertations and Doctoral Studies (2)
- Bullion (1)
- Chulalongkorn University Theses and Dissertations (Chula ETD) (1)
- Computer Science Faculty Publications (1)
- Dissertations and Theses (1)
- Doctoral Dissertations and Projects (1)
- Economics Faculty Publication Series (1)
- Electronic Theses and Dissertations (1)
- Faculty Publications (1)
- Graduate Doctoral Dissertations (1)
- Graduate Theses and Dissertations (1)
- Honors Projects in Finance (1)
- Jepson School of Leadership Studies articles, book chapters and other publications (1)
- Journal of Human Sciences and Extension (1)
- Journal of Police and Legal Sciences (1)
- Mahurin Honors College Capstone Experience/Thesis Projects (1)
- Major Themes in Economics (1)
- Master's Theses and Doctoral Dissertations (1)
- Masyarakat: Jurnal Sosiologi (1)
- New England Journal of Public Policy (1)
- PSEI/CERP Working Paper Series (1)
- Posters - 2026 (1)
- Publications (1)
- School of Economics and Finance Faculty Publications (1)
- Scripps Senior Theses (1)
- Publication Type
Articles 1 - 30 of 41
Full-Text Articles in Entire DC Network
The Role Of Risk-Based Audit Quality In Enhancing Financial Control Efficiency And Mitigating Financial Corruption In Iraqi Banks In Light Of The Ippf 2024 Framework, Nadia Talib Salman
The Role Of Risk-Based Audit Quality In Enhancing Financial Control Efficiency And Mitigating Financial Corruption In Iraqi Banks In Light Of The Ippf 2024 Framework, Nadia Talib Salman
Muthanna Journal of Administrative and Economics Sciences
The study investigates the relationship between risk-based audit quality, financial oversight efficiency and financial corruption reduction in banks listed on the Iraq Stock Exchange in the years 2008–2025 by applying International Professional Practices Framework (IPPF) 2024. A composite risk-based audit quality index was created which included auditor independence, auditor professional qualification, frequency of audit committee meetings, and auditor presence of a formal risk committee. Thirty three hundred annual reports were processed using AI-supported structured extraction with the Gemini API, resulting in an unbalanced final panel of 303 bank-year observations from 20 banks. Random Effects and some robustness and diagnostic tests …
Assessing The Financial Impact Of Spoofing Attacks In Michigan’S Finance Industry, Shatarsha Smith
Assessing The Financial Impact Of Spoofing Attacks In Michigan’S Finance Industry, Shatarsha Smith
Walden Dissertations and Doctoral Studies
Spoofing attacks have become an increasingly significant cybersecurity threat, exposing organizations and customers to financial losses by impersonating trusted identities in digital environments. Cybersecurity leaders need a better understanding of how information security maturity and the selection of cybersecurity strategy relate to spoofing loss outcomes. Grounded in game theory, the purpose of this quantitative cross-sectional correlational study was to examine the relationships among information security maturity, cybersecurity strategy selection, and spoofing loss outcomes in the financial industry. Data were collected from approximately 90 IT professionals employed in a Michigan-based government office in the public finance sector with at least 5 …
Usability Of Bitcoin As Currency In Türkiye: Fourier Shin Approach, İsmail Cem Özkurt, Deniz Özyakışır, Yunus Kutval
Usability Of Bitcoin As Currency In Türkiye: Fourier Shin Approach, İsmail Cem Özkurt, Deniz Özyakışır, Yunus Kutval
The Indonesian Capital Market Review
This paper seeks to assess the feasibility of utilizing Bitcoin as a currency within Türkiye. To achieve this, the research analyzes long-term cointegration relationships between Bitcoin and both the US Dollar and Euro, employing monthly data from November 2017 to February 2025 and utilizing the Fourier Shin cointegration test. The results of the cointegration tests, bolstered by Fourier series analysis, reveal significant long-term cointegration relationships between Bitcoin and both the USD and Euro. The DOLS analysis indicates that a 1% rise in Bitcoin leads to a 14% decrease in the USD price and a 17% increase in the Euro. These …
Financial Literacy And Fraud Vulnerability In Digital Finance: Evidence From The 2024 Nfcs, Mercedes Palacios Diaz
Financial Literacy And Fraud Vulnerability In Digital Finance: Evidence From The 2024 Nfcs, Mercedes Palacios Diaz
Posters - 2026
Digital finance has expanded rapidly through fintech platforms and cryptocurrency markets, increasing access to financial services while also exposing individuals to higher levels of financial fraud. Most research treats fraud vulnerability as a single outcome, without distinguishing between financial loss and the ability to recognize scams. This study examines how financial literacy shapes fraud vulnerability through its effects on fraud victimization and scam awareness, highlighting its dual role in reducing financial losses and improving scam recognition. Fraud vulnerability is therefore analyzed across two distinct dimensions: realized financial loss and scam awareness.
Application Paths Of Semantic Modeling In Financial Fraud Detection And Risk Identification, Victor P. Gauthier, Daniel S. Wu
Application Paths Of Semantic Modeling In Financial Fraud Detection And Risk Identification, Victor P. Gauthier, Daniel S. Wu
Computer Science Faculty Publications
Financial fraud and risk pose significant threats to economic stability and individual well-being. Traditional detection methods often struggle to keep pace with increasingly sophisticated fraudulent schemes. Semantic modeling, which focuses on understanding the meaning and relationships within data, offers a promising avenue for enhancing fraud detection and risk identification. This review paper explores the application paths of semantic modeling in this domain. We begin with a historical overview of fraud detection techniques, highlighting the limitations of traditional approaches. Subsequently, we delve into core themes, including knowledge graph-based fraud detection and semantic rule-based inference for risk assessment. We then compare and …
Identifying Potentially Illicit Money Laundering And Terrorism Financing Transactions Through Machine Learning Techniques, Shiuh Tong Lim, Rou Qing Khoo, Khai Wah Khaw, Xinying Chew
Identifying Potentially Illicit Money Laundering And Terrorism Financing Transactions Through Machine Learning Techniques, Shiuh Tong Lim, Rou Qing Khoo, Khai Wah Khaw, Xinying Chew
International Journal of Management, Finance and Accounting
Financial institutions worldwide face significant challenges in detecting and preventing illicit financial activities, such as money laundering and terrorism financing. Traditional rule-based methods often generate high false positive rates, increasing manual verification efforts and higher operational costs. This research explores machine learning techniques to enhance the detection of suspicious transactions. Several algorithms, including K-Nearest Neighbors, Decision Tree, Random Forest, Logistic Regression, Support Vector Machine, and Naïve Bayes, are applied and evaluated using a dataset from a financial institution. After a comprehensive performance assessment, the Random Forest model is the most effective, exhibiting the highest accuracy of 0.9333 in identifying suspicious …
Effective Strategies For Deterring Unethical Behavior In U.S. Financial Institutions, Samuel Akinlade Sanni
Effective Strategies For Deterring Unethical Behavior In U.S. Financial Institutions, Samuel Akinlade Sanni
Walden Dissertations and Doctoral Studies
Unethical employee behavior in U.S. financial institutions continues to erode organizational trust and firms’ brand reputation. Leaders of financial institutions are concerned that unethical employee behavior can negatively impact firms’ profitability, competitiveness, and sustainability. Grounded in Kaptein’s corporate ethics virtue (CEV) model, the purpose of this qualitative pragmatic inquiry study was to explore how organizational ethical cultures influence employees’ behaviors. Data were collected through semistructured interviews with a sample of eight leaders in New York financial institutions, with a minimum of 5 years of successful experience in building a positive ethical environment, and by analyzing publicly available documents to support …
The Proactive Approach Of Artificial Intelligence In Monitoring And Analyzing Illegal Money Laundering Operations In The Virtual World, Ammar Yasser El-Bably
The Proactive Approach Of Artificial Intelligence In Monitoring And Analyzing Illegal Money Laundering Operations In The Virtual World, Ammar Yasser El-Bably
Journal of Police and Legal Sciences
The research dealt with the proactive method of artificial intelligence in monitoring and analyzing non-suspicious operations of money laundering in the virtual world, especially the Internet and dark web, where it dealt with the risks created for those networks and their exploitation for the benefit of terrorist and criminal organizations, money laundering, the purchase of weapons and drugs, human trafficking and financial fraud, where Internet users around the world reached 5 billion users, and the volume of money laundering crimes became 2.8 Trillion dollars, according to United Nations and International Monetary Fund statistics 2023 AI applications where algorithms, machine learning, …
South Carolina And The Blue Ridge Rail Road, 1852 To 1873: Dreams Of Linking The South And West, Steve E. Gibson
South Carolina And The Blue Ridge Rail Road, 1852 To 1873: Dreams Of Linking The South And West, Steve E. Gibson
Doctoral Dissertations and Projects
While the 1850s were productive and railroading did innovate with the initial adoption of steel, the embrace of the telegraph, the use of coal as a fuel, and the opening of generally long railroads, particularly in South Carolina, the railroads themselves generally remained conservative (almost timid) in their business models and strategic thinking. This was especially true in the South. Northern railroads recognized the need to connect major cities, connect seaports with crop productive hinterlands, and generally understood that railroad mobility, mixed economic development, and prosperity were intertwined and mutually reinforcing with the prosperity of both the railroad and the …
Fair Play Or Financial Power? Examining The Competitive Impact Of Foreign Investment In European Football, Emma M. Fogg
Fair Play Or Financial Power? Examining The Competitive Impact Of Foreign Investment In European Football, Emma M. Fogg
Scripps Senior Theses
Football is not only the most popular sport in Europe but also fundamental to driving local and international economies due to the heavy influence fans have on driving ticket sales, team merchandise purchases and media rights. In the last twenty years, it has become increasingly popular for wealthy capital groups or businessmen from outside Europe to buy clubs and give teams a large influx of capital. Fans and players alike have grown worried that this type of new ownership will change the football world for the worse because teams with foreign investment can outspend their opponents for the best players. …
The Swiping Desire: Intimacy, Libidinal Capitalism, And The Digital Subject In The Tinder Swindler, Chanif Ainun Naim
The Swiping Desire: Intimacy, Libidinal Capitalism, And The Digital Subject In The Tinder Swindler, Chanif Ainun Naim
Masyarakat: Jurnal Sosiologi
This article examines how dating applications operate as libidinal infrastructures that restructure and commodify intimacy within platform capitalism, using The Tinder Swindler as a cultural case study. Employing a visual-narrative approach within the framework of Critical Discourse Analysis, the film is analyzed to reveal the structural exploitation of user affect and desire. Grounded in Lacanian psychoanalysis and Baudrillard’s simulation theory, the study argues that these platforms capitalize on the subject’s ontological lack (manque) which fuels desire as the desire for the Other’s desire. This psychic lack sustains a perpetual pursuit of recognition that can never be fulfilled. The swindler’s hyper-curated …
تفعيل تطبيق تقنيات المحاسبة القضائية للتخلص من ممارسات الاحتيال المحاسبي في الدوائر الحكومية, ميثم نعمة عبيد
تفعيل تطبيق تقنيات المحاسبة القضائية للتخلص من ممارسات الاحتيال المحاسبي في الدوائر الحكومية, ميثم نعمة عبيد
Muthanna Journal of Administrative and Economics Sciences
يسعى البحث الى تحقيق هدفه في تسليط الضوء على تقنيات المحاسبة القضائية للحد من ممارسات الاحتيال المحاسبي الحاصلة في الوحدات الحكومية العراقية، اذ تتمثل مشكلة البحث في ضعف نظام الرقابة المطبق في تلك الوحدات وعدم قدرته في الكشف عن حالات التلاعب والاحتيال سواء في الجانب المالي او الإداري واستند البحث على فرضيتين رئيسيتين لقياس علاقة الارتباط والتأثير بين تطبيق تقنيات المحاسبة القضائية الحد من عمليات الاحتيال المحاسبي. وتم اثبات صحة الفرضيات عن طريق نتائج التحليلات الإحصائية لإجابات عينة البحث بالاعتماد على استمارة الاستبيان التي خصصت لهذا الغرض اذ تم جمع وتحليل بيانات الاستقصاء لآراء عينة من الموظفين والأكاديميين ذوي الاختصاص …
Using Mentimeter In Online Book Clubs To Engage And Educate Extension Audiences, Nichole Huff, Miranda Bejda, Emily Dewitt, Heather Norman-Burgdolf, Melinda Mcculley
Using Mentimeter In Online Book Clubs To Engage And Educate Extension Audiences, Nichole Huff, Miranda Bejda, Emily Dewitt, Heather Norman-Burgdolf, Melinda Mcculley
Journal of Human Sciences and Extension
During the COVID-19 pandemic, Cooperative Extension professionals, like many others, were tasked with quickly adapting to accommodate limited face-to-face interactions. The pandemic necessitated that Extension educators leverage online resources to deliver tailored programming in informative and innovative ways while providing engaging, hands-on learning experiences. This article highlights two studies using Mentimeter as a tool to educate and engage Extension audiences through subsequent installments of an online book club. The presented case studies examine the processes and outcomes of a unique educational approach to Family and Consumer Sciences (FCS) in a non-traditional setting. The studies represent two distinct FCS disciplines: Family …
The Impact Of Social Media Advertising On Online Shopping Preferences In Nilai City, Malaysia, Fatimah Az Zahra Binti Zulkifli, Shahrina Ismail, Sharifah Fairuz Syed Mohamad
The Impact Of Social Media Advertising On Online Shopping Preferences In Nilai City, Malaysia, Fatimah Az Zahra Binti Zulkifli, Shahrina Ismail, Sharifah Fairuz Syed Mohamad
International Journal of Management, Finance and Accounting
Social media advertisements can influence consumers' purchasing preferences by impacting their awareness, attitude, trust, and intention towards the advertised products, services, or brands. This study aims to achieve two objectives: firstly, to determine the correlation between independent variables (security, privacy, product features, social influence, and promotion) and secondly, to examine the relationship between independent variables and dependent variables (online shopping purchasing preference among shoppers in Nilai). Convenience sampling was used to collect survey data, with questionnaires distributed through various online platforms to respondents residing in Nilai. A total of 272 responses were collected. The study utilized a Pearson correlation model …
Breaking Barriers: Exploring The Intersectionality Of Minority Status, Migration Fear, And Diversity, Alptug Yunus Yorulmaz
Breaking Barriers: Exploring The Intersectionality Of Minority Status, Migration Fear, And Diversity, Alptug Yunus Yorulmaz
Graduate Doctoral Dissertations
This dissertation consists of three essays that examine the intersectionality of minority status, migration fear, and racial diversity: 1) The first essay discusses the importance of ethnic diversity in financial advisory firms. Studies illustrate examples of taste-based discrimination and the challenges faced by minorities in accessing capital. Furthermore, studies conclude a lack of trust in financial advisors, despite their significant role in the financial industry. This essay examines how racial diversity in advisory firms can foster representation and guidance for both minority and non-minority clients. 2) The second essay examines the association between minority entrepreneurial success and migration fear. Studies …
U.S. Online Romance Scams: A Mixed Methods Analysis Of Factors Associated With Victimization And Exploration Of Lived Experiences Of Victimization, Rebecca A. Cole
U.S. Online Romance Scams: A Mixed Methods Analysis Of Factors Associated With Victimization And Exploration Of Lived Experiences Of Victimization, Rebecca A. Cole
Social Work Dissertations - Archive
The objective of this dissertation is to understand develop an understanding of experiences of online romance scam1(ORS) victimization and to examine factors associated with ORS victimization. The dissertation samples ORS victims and uses purposive sampling strategies to recruit participants. The research used a mixed methods explanatory design approach. Inclusion criteria included ORS victims 18 and older who lived in the U.S., lost any amount of money in ORS scam, and met the scammer on any Internet platform. Three research manuscripts complete this dissertation. The first manuscript is a scoping review to understand the mental and physical health outcomes …
Financial Literacy In The Era Of Artificial Intelligence. Towards Financial Inclusion. Opening Remarks, Łukasz Kurowski, Anna Szelągowska
Financial Literacy In The Era Of Artificial Intelligence. Towards Financial Inclusion. Opening Remarks, Łukasz Kurowski, Anna Szelągowska
Journal of Banking and Financial Economics
Financial Literacy in the Era of Artificial Intelligence. Towards Financial Inclusion. Opening Remarks
Entire Volume Journal Of Banking And Financial Economics 2024, 1(21)
Entire Volume Journal Of Banking And Financial Economics 2024, 1(21)
Journal of Banking and Financial Economics
Entire Volume Journal of Banking and Financial Economics 2024, 1(21)
The Impact Of Financial Literacy On Financial Capability: Evidence Based On The National Financial Capability Study, Ramon Müller
The Impact Of Financial Literacy On Financial Capability: Evidence Based On The National Financial Capability Study, Ramon Müller
Master's Theses and Doctoral Dissertations
This research examines the relationship between financial literacy and financial capability using cross-sectional data of the United States population from five different triennial surveys. Financial literacy is measured in terms of financial education attendance, and financial capability is measured in terms of how well people make ends meet in a typical month. Regression analysis was performed using probit models to determine the likelihood of financial difficulty in relation to financial education and other demographic characteristics. Results confirmed that individuals who had financial education were 5% less likely to suffer financially The results also demonstrated that when financial practices commonly taught …
Impact Of Technology On Financial Services, Usoro Usoro
Impact Of Technology On Financial Services, Usoro Usoro
Economic and Financial Review
This paper reviews seven emerging technologies that are shaping the future of financial services across the globe, their impact on financial services, and the implication for regulation. The seven technologies are: Mobile Connectivity; Artificial Intelligence; Decentralised Ledger; Open Source; Hyper Automation; Cloud Computing; and No Code Development Platforms.
Does The Financial Experience Of Sec Regional Directors Impact Sec Investigations Into Reporting Entities?, James Justin Blann
Does The Financial Experience Of Sec Regional Directors Impact Sec Investigations Into Reporting Entities?, James Justin Blann
Graduate Theses and Dissertations
The SEC’s Division of Enforcement is frequently criticized for its lack of oversight effectiveness, and certain vocal critics attribute this to a lack of financial experience within the SEC. Using hand-collected data on SEC regional directors, I find that the majority of these SEC officials lack financial experience. I then examine whether the financial experience of SEC regional directors impacts SEC investigations into reporting entities. Consistent with financial experience equipping directors to better process complex financial transactions and reports, I find that directors with financial experience open public company investigations 29 percent more often and conduct these investigations 34 percent …
Analysis Of The Influence Of Cryptocurrency Regulation On Levels Of Financial Literacy, Kieran C. Yuen
Analysis Of The Influence Of Cryptocurrency Regulation On Levels Of Financial Literacy, Kieran C. Yuen
Dissertations and Theses
Using data collected by the National Financial Capability Study (NFCS), a survey by the Financial Industry Regulatory Authority (FINRA), this paper investigates the influence of passage of cryptocurrency regulation in U.S. states on levels of financial literacy. Results indicate that living in a state where cryptocurrency regulation was signed into law, a decrease was observed in the level of financial literacy. This finding supports the growing literature on factors that affect levels of financial literacy using a novel exogenous variable, cryptocurrency regulation.
Mixed-Signal Stock Splits, Ahmed M. Elnahas, Pankaj K. Jain, Thomas H. Mcinish
Mixed-Signal Stock Splits, Ahmed M. Elnahas, Pankaj K. Jain, Thomas H. Mcinish
School of Economics and Finance Faculty Publications
We investigate CEOs who combine insider selling with stock splits, which is suspicious, because dumping stocks is inconsistent with the positive stock-split signal. Our empirical results indicate that, compared with other splits, these mixed-signal splits perform poorly and are followed by much lower buy-and-hold abnormal returns and much higher likelihoods of announcing an earnings restatement and CEO turnover in the post-split period. Our results are robust to entropy balancing and controlling for CEO characteristics, incentives, and corporate governance and highlight previously ignored agency issues around stock splits. Attention to insider trades is essential to properly interpret a stock-split signal.
A Market Strategy Analysis Of Luckin Coffee, Yuqing Huang
A Market Strategy Analysis Of Luckin Coffee, Yuqing Huang
Chulalongkorn University Theses and Dissertations (Chula ETD)
This paper takes Luckin Coffee as the research object. The relevant background of China's freshly ground coffee market was introduced, and it was determined that the market still has a huge space for development. Then, collect a lot of official information to summarize Luckin Coffee's marketing strategy. Through relevant analysis, this paper finds that the market environment of Luckin coffee company is relatively healthy, which is more conducive to its development. And because of Luckin's entry into the freshly ground coffee market, the entry barrier has also been raised. However, Luckin Coffee still faces fierce competition in the substitute industry, …
The National Security Argument For Protection Of Domestic Industries, Kwok Hon, Leonard Cheng, Gregory W. Whitten, Jingbo Hua
The National Security Argument For Protection Of Domestic Industries, Kwok Hon, Leonard Cheng, Gregory W. Whitten, Jingbo Hua
PSEI/CERP Working Paper Series
Tracing the origin of the national security argument for protection of domestic industries to Adam Smith, Alexander Hamilton, and Friedrich List, we study its post-GATT applications with reference to Article XXI of the WTO. We compare the use of tariff, production/input subsidy, and government procurement as alternative instruments of protection from the perspective of economic efficiency and study the disapproval of inward FDI to gain insights into the underlying national security concerns. The case studies of a) the US tariffs on aluminum and steel, b) German disapproval of the acquisition of a technology firm Leifeld Metal Spinning by a Chinese …
Accounting Education In Greece During The Gfc (2009-2016), Dimitrios V. Siskos
Accounting Education In Greece During The Gfc (2009-2016), Dimitrios V. Siskos
Publications
The structure of accounting education in Greece, and in the world, is facing nowadays many significant challenges since the global financial crisis has left behind many critical educational burdens. At the same time, there is an increase in accounting omissions and malpractices of ethics both in the public and in the private sector of Greece. These undoubtedly contributed to massive unemployment, high poverty rate, crime and other social ills experienced in the country. This motivated the study on restructuring accounting education by devising a new educational framework that can be applied to Greek universities and colleges with the purpose of …
Money And Morality: Pathways Toward A Civic Stewardship Ethic (2012), Marcy Murninghan
Money And Morality: Pathways Toward A Civic Stewardship Ethic (2012), Marcy Murninghan
New England Journal of Public Policy
Based on a plenary presentation made at the Ninth Harvard University Forum on Islamic Finance, held at Harvard Law School in 2010, less than two years after the 2008 financial crisis, this article argues for the restoration of ethical values and civic commitments in capitalism and economic enterprise, drawing on traditional religious, theological, and philosophical principles regarding the civic moral obligations associated with building and managing wealth. The article is divided into three main parts. It begins with an overview of reform measures emanating from the financial debacle, including the Dodd-Frank Wall Street Reform and Consumer Protection Act, and an …
The Financial Exploitation And Abuse Of The Elderly, Christopher Hodges
The Financial Exploitation And Abuse Of The Elderly, Christopher Hodges
Mahurin Honors College Capstone Experience/Thesis Projects
The criminal industry of elder financial fraud and exploitation (EFFE) is a growing concern among policy makers as well as researchers. This is due to the growing financial impact exploiters are having on their victims. EFFE is defined by the National Center on Elder Abuse as “the illegal or improper use of an elder’s funds, property, or assets (NCEA, 2017).” Following this definition, the quantity of wealth determined to have been lost due to EFFE is staggering. As the tangible capital loss has grown so has the need for more research into this topic. The research in this paper seeks …
The 2008 Financial Recession And Fair Value Accounting, Anthony Hurlburt
The 2008 Financial Recession And Fair Value Accounting, Anthony Hurlburt
Major Themes in Economics
The recent U.S. housing bubble was correlated with lax underwriting standards, flawed housing polices, and Wall Street innovation. At the peak of the housing bubble, the Financial Accounting Standards Board issued standard 157, which provided guidance on fair value accounting. Once the housing market deflated, the standard led many to believe that it was the sole reason asset values collapsed, creating a liquidity crunch and prolonging the financial recession. This paper investigates the causes of the housing bubble and Financial Accounting Standard’s relevance in the aftermath. It finds that fair value accounting simply exposed the poor underwriting standards, bad public …
Financial Literacy And College Students: An Exploration Of College Students’ Attitudes, Behaviors, Influences And Preparedness For Financial Decisions After Graduation, Kerry Quirk
Honors Projects in Finance
Financial literacy is the level of understanding an individual has for different financial topics, including but not limited to, investment vehicles, retirement accounts, saving, budgeting, credit and taxes, and the use of such knowledge to change one’s financial behavior to create a more positive financial position for the future. Past research has shown that college students consistently have low levels of financial literacy. They also lack knowledgeable influences on their financial education. Because many college students will soon enter the workforce after graduation and will be responsible for managing their own salary, retirement accounts and investment options, they can be …