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Contemporary Trends In Banking, Bashkim Nuredini, Muhamet Gërvalla Oct 2018

Contemporary Trends In Banking, Bashkim Nuredini, Muhamet Gërvalla

UBT International Conference

Over the recent decades, serious changes occurred in the economic, technological and social development, having reflected on banking operations. Changes ensuing today in the field of banking are of utmost significance. Banks are becoming multifunctional or in a certain fashion, are becoming genuine department stores of modern age. The globalization of financial and banking flows is realized by conceiving a new banking concept, due to bank adjustment to the new conditions of management. The traditional bank role has been evidently altered, hence banks in present-day conditions, apart from the standard banking operations, conduct a major number of unconventional banking operations, …


An Approach To The Capacity Management Of The Public Health Institutions: University Clinical Centre Of Kosova Case Study, Ylber Limani, Marigona Markaj Oct 2018

An Approach To The Capacity Management Of The Public Health Institutions: University Clinical Centre Of Kosova Case Study, Ylber Limani, Marigona Markaj

UBT International Conference

This research aims the evaluation of the state of capacity management condition in the public and private health enterprises, as well as its impact on the overall performance, on the quality of services provided, and on achieving enterprise strategic objectives. The supposition is that enterprise capacity in health sector face deficiency on strategic planning. The research model includes a combination of qualitative and quantitative methods in order to examine the problem more intensely. The research is conducted by interviewing respondents engaged in health public and private enterprises management. Capacity management has to do capacity design, planning and organizing, as well …


Sale Of Personal Successful In The Context Of Marketing, Hamëz Rama Oct 2018

Sale Of Personal Successful In The Context Of Marketing, Hamëz Rama

UBT International Conference

Huge development of science and technology at the beginning of this century has affected directly in economic development, the appearance of a rich offer on the market the increase in living standards, the contemporary and quality way of life, etc., personal sales gave a new dimension, quality and new content. By leaving behind the way the traditional sales distribution, the new concept of sales, ranging from sales through the slot, mail, shopping centers, internet "e-bay", etc. introduced radical changes to this concept in communication between seller and buyer. These qualitative changes not only in the spatial view, time of the …


Assessment Of Education, Attitudes And Financial Behavior Towards Financial Decision-Making - The Case Of Students With Economic Aid, Perseta Grabova, Meril Canameri, Merlina Guni, Jona Hoxha Oct 2018

Assessment Of Education, Attitudes And Financial Behavior Towards Financial Decision-Making - The Case Of Students With Economic Aid, Perseta Grabova, Meril Canameri, Merlina Guni, Jona Hoxha

UBT International Conference

In today's society, individuals face financial pressures since a very young age. International studies in the field of behavior and financial literacy have shown that individuals who acquire financial knowledge at an early age will be able to manage their money, make the right financial decisions, and con-tribute to the financial stability of their country. Other studies argue that limited financial literacy is an important obstacle for low-income households to require products and financial services as they do not know or are unfamiliar with such products and services and consequently, they cannot obtain them. By analyzing the perception of the …


The Impact Of Entrepreneurship And Strategic Management In Kosovo Sme Sector, Enver Krasniqi, Sehare Maliqi, Dea Krasniqi Oct 2018

The Impact Of Entrepreneurship And Strategic Management In Kosovo Sme Sector, Enver Krasniqi, Sehare Maliqi, Dea Krasniqi

UBT International Conference

This paper examines the impact of Entrepreneurship Activities and Strategic Management in SME sector in Kosovo. The subject was developed based on a broad literature and practices in the SME development sector, and the great importance of strategic activities in regards of firms’ growth.

While preparing the paper, various methods were utilized for researching and studying strategic economic development, with the focal points in SME development. It is well known that the purpose of strategic development for Entrepreneurship is to develop the capacity for local economic development, to strengthen the future of economy and life quality for all citizens. During …


Trends And Challenges Of Export Performance In The Republic Of Macedonia, Nehat Ramadani, Violeta Madzova Oct 2018

Trends And Challenges Of Export Performance In The Republic Of Macedonia, Nehat Ramadani, Violeta Madzova

UBT International Conference

Republic of Macedonia, as a small and open economy, continuously works on improving its export performance, aiming not only to increase the quantity and value of the its total export, but also to improve the export quality, hereby moving the export structure from dominant traditional export products to new capital intensive goods. However, despite successful integration of Macedonian exporters into European supply chains, there is a significant room for improvement in the overall quality of export performance. The paper aims to give empirical evidence of the selected performance indicators of the Macedonian exports over a ten years period. It’s used …