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Articles 1 - 30 of 1076

Full-Text Articles in Gerontology

A Checklist For Mortals: Preparing For Death’S Arrival, Becky Daniel Dec 2017

A Checklist For Mortals: Preparing For Death’S Arrival, Becky Daniel

Professional Projects from the College of Journalism and Mass Communications

We learn everything from our parents—how to walk, talk and treat potential life partners. Yet our culture in the United States makes it difficult to talk to our parents about death and those consequences have a real impact. Closing a loved one’s estate can stretch from months to years without proper planning. While death is constant, the death industry is not. It is ever changing. And while all lives have equal value, there are many preparations that one person may need (veteran, parent, lotto winner) while another does not. The best way to prepare for death is to ...


Mini-Mental State Exam Status Of Community-Dwelling Cognitively Intact Centenarians, Philip A. Holtsberg, Leonard W. Poon, Carol A. Noble, Peter Martin Nov 2017

Mini-Mental State Exam Status Of Community-Dwelling Cognitively Intact Centenarians, Philip A. Holtsberg, Leonard W. Poon, Carol A. Noble, Peter Martin

Peter Martin

Mini-Mental State Exam (MMSE) scores for 247 community-dwelling, well-functioning individuals in their 60s (n = 88), in their 80s (n = 92), and 100 or older (n = 67) were compared to examine overall and component MMSE differences. The concomitant influences of visual or literacy deficits, gender, education, race, income, and activities of daily living on MMSE performance were analyzed. Mean MMSE scores of 27.8, 27.1, and 24.8, respectively, for the three cohorts were significantly different, even when all concomitant variables were controlled. After the concomitant variables were controlled, results indicated that there were no age group differences on five ...


Engaged Lifestyle, Personality, And Mental Status Among Centenarians, Peter Martin, Joan Baenziger, Maurice Macdonald, Ilene C. Siegler, Leonard W. Poon Nov 2017

Engaged Lifestyle, Personality, And Mental Status Among Centenarians, Peter Martin, Joan Baenziger, Maurice Macdonald, Ilene C. Siegler, Leonard W. Poon

Peter Martin

This study assessed engaged lifestyle activities (e.g., volunteering, traveling, and public speaking) for centenarians of the Georgia Centenarian Study. A total of 285 centenarians and near-centenarians (i.e., 98 years and older) and their proxy informants participated in this study. The Mini-Mental Status Examination (MMSE) was assessed for all centenarians, and proxy informants reported on lifestyle activities and personality traits of the centenarians. Results suggested that participants who had volunteered, traveled, and those who had given public talks and balanced their checkbooks were more likely to show relatively high mental status scores (i.e., MMSE > 17). Personality traits were ...


Cognitive Performance In Centenarians And The Oldest Old: Norms From The Georgia Centenarian Study, L. Stephen Miller, Megan B. Mitchell, John L. Woodard, Adam Davey, Peter Martin, Leonard W. Poon Nov 2017

Cognitive Performance In Centenarians And The Oldest Old: Norms From The Georgia Centenarian Study, L. Stephen Miller, Megan B. Mitchell, John L. Woodard, Adam Davey, Peter Martin, Leonard W. Poon

Peter Martin

We present normative data from a large population-based sample of centenarians for several brief, global neurocognitive tasks amenable for frail elders. Comparative data from octogenarians are included. A total of 244 centenarians and 80 octogenarians from Phase III of the Georgia Centenarian Study were administered the Mini-Mental Status Examination, Severe Impairment Battery, and Behavioral Dyscontrol Scale. Centenarians (age 98–107) were stratified into three age cohorts (98–99, 100–101, 102–107), octogenarians into two 5- year cohorts (80–84, 85–89). Highly significant differences were observed between groups on all measures, with greater variation and dispersion in performance among ...


Depression Moderates The Frailty–Subjective Health Link Among Chinese Near Centenarians And Centenarians, Bobo Hi-Polau, Joseph Shiu-Kwongkwan, Karen Siu-Lancheung, Peter Martin Nov 2017

Depression Moderates The Frailty–Subjective Health Link Among Chinese Near Centenarians And Centenarians, Bobo Hi-Polau, Joseph Shiu-Kwongkwan, Karen Siu-Lancheung, Peter Martin

Peter Martin

Objective Very old adults may be physically frail, but they do not necessarily experience poor subjective health. The authors hypothesized that the relationship between frailty and subjective health is moderated by depression for very old people. Methods In a cross-sectional study, a survey administered was by a face-to-face interview to 129 community-dwelling older adults aged 95–108. Measurements included the five-item FRAIL scale, the Geriatric Depression Scale Short-Form (GDS), and a subjective health rating. Hierarchical multiple regressions were conducted to test the moderation effects, adjusting for age, gender, living arrangement, perceived socioeconomic status, and cognition. Results The interaction effect between ...


Icc-Dementia (International Centenarian Consortium - Dementia): An International Consortium To Determine The Prevalence And Incidence Of Dementia In Centenarians Across Diverse Ethnoracial And Sociocultural Groups, Henry Brodaty, Claudia Woolf, Stacy Andersen, Nir Barzilai, Carol Brayne, Karen Siu-Lan Cheung, Maria M. Corrada, John D. Crawford, Catriona Daly, Yasuyuki Gondo, Bo Hagberg, Nobuyoshi Hirose, Henne Holstege, Claudia Kawas, Jeffrey Kaye, Nicole A. Kochan, Bobo Hi-Po Lau, Ugo Lucca, Gabriella Marcon, Peter Martin, Leonard W. Poon, Robyn Richmond, Jean-Marie Robine, Ingmar Skoog, Melissa J. Slavin, Jan Szewieczek, Mauro Tettamanti, José Viña, Thomas Perls, Perminder S. Sachdev Nov 2017

Icc-Dementia (International Centenarian Consortium - Dementia): An International Consortium To Determine The Prevalence And Incidence Of Dementia In Centenarians Across Diverse Ethnoracial And Sociocultural Groups, Henry Brodaty, Claudia Woolf, Stacy Andersen, Nir Barzilai, Carol Brayne, Karen Siu-Lan Cheung, Maria M. Corrada, John D. Crawford, Catriona Daly, Yasuyuki Gondo, Bo Hagberg, Nobuyoshi Hirose, Henne Holstege, Claudia Kawas, Jeffrey Kaye, Nicole A. Kochan, Bobo Hi-Po Lau, Ugo Lucca, Gabriella Marcon, Peter Martin, Leonard W. Poon, Robyn Richmond, Jean-Marie Robine, Ingmar Skoog, Melissa J. Slavin, Jan Szewieczek, Mauro Tettamanti, José Viña, Thomas Perls, Perminder S. Sachdev

Peter Martin

Background Considerable variability exists in international prevalence and incidence estimates of dementia. The accuracy of estimates of dementia in the oldest-old and the controversial question of whether dementia incidence and prevalence decline at very old age will be crucial for better understanding the dynamics between survival to extreme old age and the occurrence and risk for various types of dementia and comorbidities. International Centenarian Consortium – Dementia (ICC-Dementia) seeks to harmonise centenarian and near-centenarian studies internationally to describe the cognitive and functional profiles of exceptionally old individuals, and ascertain the trajectories of decline and thereby the age-standardised prevalence and incidence of ...


Resilience And Longevity: Expert Survivorship Of Centenarians, Peter Martin, Maurice Macdonald, Jennifer A. Margrett, Leonard W. Poon Nov 2017

Resilience And Longevity: Expert Survivorship Of Centenarians, Peter Martin, Maurice Macdonald, Jennifer A. Margrett, Leonard W. Poon

Peter Martin

Centenarians are survivors, and many among them exemplify sustained competence into very old age. This paper highlights three important resilience domains among centenarians: personal resilience (e.g., personality), cognitive resilience (e.g., intellectual functioning), and social and economic resilience (e.g., social support and economic resources).


Personality Structure Among Centenarians: The Georgia Centenarian Study, Adam Davey, Ilene C. Siegler, Peter Martin, Paul T. Costa Jr., Leonard W. Poon Nov 2017

Personality Structure Among Centenarians: The Georgia Centenarian Study, Adam Davey, Ilene C. Siegler, Peter Martin, Paul T. Costa Jr., Leonard W. Poon

Peter Martin

Background/Study Context: We demonstrate that observer-rated factor structure of personality in centenarians is congruent with the normative structure. Prevalence of cognitive impairment, which has previously been linked to changes in personality in younger samples, is high in this age group, requiring observer ratings to obtain valid data in a population-based context. Likewise, the broad range of cognitive functioning necessitates synthesis of results across multiple measures of cognitive performance.

Methods and Results: Data from 161 participants in the Georgia Centenarian Study (GCS; MAge = 100.3 years, 84% women, 20% African American, 40% community-dwelling, 30% low cognitive functioning) support strong ...


The Social, Economic, And Public Health Consequences Of Global Population Aging: Implications For Social Work Practice And Public Policy, Mitchell A. Kaplan, Marian M. Inguanzo Oct 2017

The Social, Economic, And Public Health Consequences Of Global Population Aging: Implications For Social Work Practice And Public Policy, Mitchell A. Kaplan, Marian M. Inguanzo

Journal of Social Work in the Global Community

Human populations around the world are growing older at the most astounding rate in the history of humanity. Advances in technology are enabling health care providers to deliver the latest innovations in treatment and prevention services to a broader spectrum of adult populations across the lifespan making longevity increasingly more commonplace rather than the exception to the rule in most of the industrialized world. This article provides an overview of the key social, economic, and public health costs and consequences that aging populations will exact upon international communities in the years ahead. It also examines the most significant social challenges ...


“I Feel Like I’M Drawing Strength From It”: Lived Experiences Of Filipino Elderly Participating In Craft-Making, Sharon B. Cajayon, Romeo Luis A. Macabasag, Norilyn Limchanco, Vanessa O. Umali, Ellayza N. Blas, Michelle S. Angulo, Cristine Joy A. Breguera, Nikka Angela A. De Guzman, Sheila N. Malapi, Emmalyn E. Quibote Oct 2017

“I Feel Like I’M Drawing Strength From It”: Lived Experiences Of Filipino Elderly Participating In Craft-Making, Sharon B. Cajayon, Romeo Luis A. Macabasag, Norilyn Limchanco, Vanessa O. Umali, Ellayza N. Blas, Michelle S. Angulo, Cristine Joy A. Breguera, Nikka Angela A. De Guzman, Sheila N. Malapi, Emmalyn E. Quibote

The Qualitative Report

In this phenomenological study, we offer an insightful understanding of the lived experiences of seven (7) Filipino elderly participating in craft-making. We purposively selected the key informants from a municipality in the province of Bulacan, Philippines. The transcribed data gathered through a semi-structured in-depth interview was analyzed using Colaizzi’s approach. Six themes describing the lived experiences emerged: “Fostering friendship,” “Flourishing health,” “Furthering service,” “Facing aging with acceptance,” “Finding felicity and self-fulfillment,” “Feelings of belongingness and security.” Just like the sun, the elderly’s participation in craft-making serves as a nourishment for them. This exploration speaks to understanding the potential ...


Supporting People As They Age In Community: Housing, Rachel Filinson, Maureen Maigret Sep 2017

Supporting People As They Age In Community: Housing, Rachel Filinson, Maureen Maigret

Faculty Publications

Aging in community can be a healthier, happier option for many seniors, but only if they have the right resources and support, starting with suitable housing. Homes must be affordable for retirees on fixed incomes and adapted for those with physical limitations. Older people living on their own need access to community services to keep them healthy and connected. Without affordable, age-friendly housing and access to services, aging in community can be stressful, isolating, and limiting, rather than empowering.


Annual Report 2017: Innovating Across Health, Hospitality, And Design, Cornell Institute For Healthy Futures Aug 2017

Annual Report 2017: Innovating Across Health, Hospitality, And Design, Cornell Institute For Healthy Futures

CIHF Collection

We are pleased to present the Cornell Institute for Healthy Futures’ second Annual Report. The 2016-17 academic year was an exciting and busy one as we hosted the first Cornell Hospitality, Health and Design Symposium—In Search of a Healthy Future, our second Roundtable—Innovating Across Senior Living and Care and numerous panels, seminars, and workshops. We saw our network of collaborators grow to 50 Faculty Fellows, 11 Industry Scholars, 33 Academic Scholars, and two Visiting Scholars. We now have 30 videos accessible through our website. We are pleased to have seen the number of our member organizations grow to ...


An Investigation Of The Most Influential Factors Predicting Nursing Students’ Knowledge And Attitude Toward Older Persons, Elaine B. Little Aug 2017

An Investigation Of The Most Influential Factors Predicting Nursing Students’ Knowledge And Attitude Toward Older Persons, Elaine B. Little

Theses and Dissertations (All)

The aging population with complex health needs is growing. Nursing programs are challenged to educate student nurses competent and willing to meet this specific population’s needs. Research on ageism supports the presence of aging bias. Possible negative attitudes towards older persons by nursing students is a concern for nurse educators.

Nursing education literature describes how nursing students’ attitudes on aging may affect career choices and the quality of health care provided to older adults. The older adult population requires specialized nursing knowledge, skills, and attitudes to achieve positive outcomes and prevent serious geriatric syndromes. Further research in the area ...


Supporting People As They Age In Community: Information And Service Access, Rachel Filinson, Maureen Maigret Jul 2017

Supporting People As They Age In Community: Information And Service Access, Rachel Filinson, Maureen Maigret

Faculty Publications

As people age, they often rely on the support of public and private programs to help them live healthy, independent lives. What if older people and their caregivers had access to a single website, phone number, or office that could connect them with all the support and resources they need, from applying for Medicare benefits and finding long-term care facilities to accessing transportation and meal delivery services?


Innovating Across Senior Living And Care: Insights From 2017 Cihf Senior Living Roundtable, Sherrie Negrea Jul 2017

Innovating Across Senior Living And Care: Insights From 2017 Cihf Senior Living Roundtable, Sherrie Negrea

CIHF Collection

The second Cornell Institute for Healthy Futures (CIHF) roundtable, held in March 2017, brought together senior-level executives, educators, and leaders in senior housing and care to share experiences and exchange ideas. CIHF roundtables are purposely limited to approximately 25 to 30 participants “at the table” to foster discussion on a more intimate basis than traditional conferences. In addition to the formal participants, students, faculty, and guests observed and interacted during the event and attended a separate panel discussion and reception the evening before. Students, faculty, and industry leaders also met together at a working luncheon session to brainstorm ideas for ...


Unmet Needs And Service Utilization By Informal Caregivers, Ryan Marie Diduk-Smith Jul 2017

Unmet Needs And Service Utilization By Informal Caregivers, Ryan Marie Diduk-Smith

Health Services Research Dissertations

The number of Americans expected to live into their 80’s and 90’s is growing at an increased rate in the United States, and the numbers of those aging adults with multiple chronic conditions also continues to grow. It is estimated that by 2050, there will be 89 million adults over the age of 65 years living in the United States. For a variety of reasons, including policy, personal, and financial reasons, many aging adults are choosing to “age in place” or to remain in the community. With the increase in the numbers of aging adults in the community ...


Silverwire, Lenard W. Kaye Jul 2017

Silverwire, Lenard W. Kaye

Maine Center on Aging Education and Training

The Silverwire Newsletter is a quarterly publication that highlights the work of the UMaine Center on Aging. The topics covered in this edition of the Silverwire Newsletter include Dr. Len Kaye's congressional testimony on the subject of social isolation, the Age Friendly Bangor final report, and recent projects undertaken by the Retired Senior Volunteer Corps.


Intergenerational Living Between College Students And Senior Housing Residents: A Framework, Laura Allen Jun 2017

Intergenerational Living Between College Students And Senior Housing Residents: A Framework, Laura Allen

Honors College Capstone Experience/Thesis Projects

Ageism, the discrimination against persons of a certain age group, is one of the most important civil rights issues of the 21st century (Palmore, 2015). There are community-wide and personal strategies to combatting ageism. Homesharing and cohousing each offer concepts that can be utilized in intergenerational living because of their housing infrastructure. The relationship between college students and senior housing residents is unique because both groups are experiencing a season of life with common characteristics. This project aims to understand the relationship and tensions between stakeholders of existing intergenerational living programs to develop an implementation plan for a program at ...


The Potential Of Three Computer-Based Communication Activities For Supporting Older Adult Independent Living, Melinda Heinz, Jinmyoung Cho, Norene Kelly, Peter Martin, Johnny Wong, Warren Franke, Wen-Hua Hsieh, Joan Blaser Jun 2017

The Potential Of Three Computer-Based Communication Activities For Supporting Older Adult Independent Living, Melinda Heinz, Jinmyoung Cho, Norene Kelly, Peter Martin, Johnny Wong, Warren Franke, Wen-Hua Hsieh, Joan Blaser

Johnny Wong

Technology has become an increasingly integral part of life. For example, technology allows individuals to stay in touch with loved ones, obtain medical services through telehealthcare, and enjoy an overall higher quality of life. Particularly for older adults, using technology increases the likelihood that they will maintain their independence and autonomy. Long-distance caregiving has recently become a feasible option where caregivers for older adults can access reports and information about their loved one’s patterns that day (e.g., food and medication intake). Technology may be able to offset age-related challenges (e.g., caregiving, accessing healthcare, decreased social networks) by ...


Aging In Reading, Massachusetts: A Community Needs Assessment, Caitlin Coyle, Jan Mutchler Jun 2017

Aging In Reading, Massachusetts: A Community Needs Assessment, Caitlin Coyle, Jan Mutchler

Center for Social and Demographic Research on Aging Publications

This report describes collaborative efforts undertaken by the Town of Reading’s Elder and Human Services Division and the Center for Social and Demographic Research on Aging, within the Gerontology Institute at the McCormack Graduate School, University of Massachusetts Boston. During Spring 2017, these organizations partnered to conduct a study to investigate the needs, interests, preferences, and opinions of the Town’s older resident population, with respect to living and aging in Reading.


A Descriptive Study Of The Elderly In California Substance Abuse Treatment Programs, David Berenschot Jun 2017

A Descriptive Study Of The Elderly In California Substance Abuse Treatment Programs, David Berenschot

Electronic Theses, Projects, and Dissertations

As gerontologists may know, there are a great deal of studies and a variety of academic literature on the misuse of alcohol and prescription medication amongst the elderly population. While there is a plethora of information on alcohol and prescription misuse, there is little reported data about the prevalence of other substance misuse experienced by this population. This study aims to help to fill that gap in the data by using quantitative methods to describe the scope of substance abuse of individuals 55-years or older. This study utilizes data from the Treatment Data Set Admission (TEDS-A). The TEDS-A is a ...


Strategies And Substance Treatment: Perceptions Of Older Adults 60 And Over, Kim Malveo Jones Jun 2017

Strategies And Substance Treatment: Perceptions Of Older Adults 60 And Over, Kim Malveo Jones

Electronic Theses, Projects, and Dissertations

The purpose of this study was to gather the perceive strategies and substance treatment needs of adults 60 and over. To examine what recovery treatment models and strategies could be most effective for the age-related complex needs of the 60 and over population who are at risk for substance misuse, use or abuse. In the coming years, there will be a substantial increase in the numbers of older adults with substance misuse and abuse problems. Even though one in five individuals who experience substance abuse are older adults many clinicians remain ill equipped to serve older clientele, and particularly those ...


Social Isolation And Loneliness In Older People: A Closer Look At Definitions, Mary Lou Ciolfi, Frances Jimenez Jun 2017

Social Isolation And Loneliness In Older People: A Closer Look At Definitions, Mary Lou Ciolfi, Frances Jimenez

Disability & Aging

Social isolation and loneliness are related and the terms are often used interchangeably, but they are distinct concepts with different definitions, health impacts, and interventions. Our population is aging and older people are at increased risk for both social isolation and loneliness and the associated negative health consequences. Understanding the important differences between social isolation and loneliness will help us recognize them earlier in vulnerable populations, engage in more meaningful conversations with older adults about their own risks, and will inform the development and delivery of more individualized, meaningful, and cost-effective interventions.


Understanding The Role Of Driver, Vehicle, Environment, And Policy Factors In Crash Injury Severity Among Older Adults In The United States, Chae Man Lee May 2017

Understanding The Role Of Driver, Vehicle, Environment, And Policy Factors In Crash Injury Severity Among Older Adults In The United States, Chae Man Lee

Graduate Doctoral Dissertations

Driving is related to quality of life and health outcomes. Older drivers involved in car crashes have a higher risk of experiencing a severe injury or fatality. Understanding factors related to injury severity may identify points of intervention to promote road safety. The purpose of this study is to investigate how individual characteristics, vehicle elements, environmental elements, and driving licensing policy are associated with level of injury severity from no injury to fatal injury resulting from car crashes. Furthermore, this dissertation research utilizes the Geographic Information System (GIS) process to visualize the location of crashes and to identify the hot ...


Multiple Roles In Later Life: Role Enhancement And Conflict And Their Effects On Psychological Well-Being, Emma D. Quach May 2017

Multiple Roles In Later Life: Role Enhancement And Conflict And Their Effects On Psychological Well-Being, Emma D. Quach

Graduate Doctoral Dissertations

Holding both work and family roles can be a central experience for men and women, young or old. Yet, to date, the bulk of knowledge on holding roles in both domains is specific to young adults, a critical gap as conditions warrant longer work life. This inquiry thus focused on older working men and women (over 50 years of age) with at least one family role (spouse, parent of adult children, caregiver to an aging parent, or grandparent). With survey data from the Health and Retirement Study in 2010 and 2012, latent profile analysis, path analyses, and regressions were conducted ...


End Of Life Care For The Incarcerated, Codie Robinson May 2017

End Of Life Care For The Incarcerated, Codie Robinson

Dialogue & Nexus

As the prison population ages, a new need has come to light – caring for those who are in the final stage of life. This paper will examine the current end of life services provided to those in prison throughout the United States. After a general awareness of the system is presented, a more complete discussion of end of life care for prisoners will be considered, in light of ethics, social justice, and the Christian perspective. The two care options presented, hospice care and compassionate release, are observed through these lenses. In order to make a decision on how to care ...


Exercise After Retirement: The Secret To Productive Aging, Taradita Subiantoro, Erin Kaseda, Tyler C. Graff, Kristina Hall, Maren Wright Voss, Jerry Bounsanga, Lori L. Wadsworth, Man Hung, Wendy C. Birmingham Apr 2017

Exercise After Retirement: The Secret To Productive Aging, Taradita Subiantoro, Erin Kaseda, Tyler C. Graff, Kristina Hall, Maren Wright Voss, Jerry Bounsanga, Lori L. Wadsworth, Man Hung, Wendy C. Birmingham

FHSS Mentored Research Conference

In this study, we interviewed and surveyed participants and attendees of the Huntsman Senior World Games in order to determine factors associated with successful aging post retirement on older adults who are highly active compared to average older adults in physical and psychological well-being.


Personal Constructs In Dementia Caregiving: The Family Caregiving Experience Of People Living With Dementia In Saudi Arabia, Eradah O. Hamad Apr 2017

Personal Constructs In Dementia Caregiving: The Family Caregiving Experience Of People Living With Dementia In Saudi Arabia, Eradah O. Hamad

Electronic Thesis and Dissertation Repository

As observed globally, family (informal and in-home) caregiving of older adults with Alzheimer’s disease or other forms of dementia has become a critical issue in the Arab region, including Saudi Arabia. This doctoral research psychometrically and conceptually evaluates an Arabic version of the Montgomery Borgatta Caregiver Burden Scale for use as a measurement tool to assess family caregivers of older adults living at home with dementia in Saudi Arabia. Currently, there is no published literature that addresses family caregiving for individuals with dementia in Saudi Arabia. Through further examination of family caregiving narratives, this research maps the personal and ...


My Company Is Freezing The Pension Plan: What Does This Mean?, Pension Action Center, Gerontology Institute, University Of Massachusetts Boston Apr 2017

My Company Is Freezing The Pension Plan: What Does This Mean?, Pension Action Center, Gerontology Institute, University Of Massachusetts Boston

Pension Action Center Publications

As employers move away from traditional defined benefit pension plans in favor of defined contribution 401(k) plans, the number of frozen pension plans is rapidly increasing. While most companies would like to rid themselves of their pension plan liabilities, more often than not, employers deem it too costly to terminate their existing plans and pay out all accrued benefits to participants and beneficiaries. As a result, instead of terminating their existing pension plans, many employers are electing to “freeze” their plans. Pension plans may be frozen using a “hard freeze” or a “soft freeze”. While both types of plan ...


Lump Sum Vs Annuity Payments: Which Is Right For Me?, Pension Action Center, Gerontology Institute, University Of Massachusetts Boston Apr 2017

Lump Sum Vs Annuity Payments: Which Is Right For Me?, Pension Action Center, Gerontology Institute, University Of Massachusetts Boston

Pension Action Center Publications

As employers are looking to reduce pension plan liabilities, more and more participants are being given the option to receive a one-time lump sum payment from their pension plan in lieu of receiving monthly annuity payments for life. Deciding on which form of pension benefit to take is a very important decision that requires careful consideration. Unfortunately, there is no one-size-fits-all answer. While a lump sum may make sense for one person, it may be a serious mistake for another. And it is a decision that you will have to live with for the rest of your life. Anyone who ...