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Exploring Barriers To Inclusion Of Widowed And Abandoned Women Through Microcredit Self-Help Groups: The Case Of Rural South India, Margaret Lombe, Chrisann Newransky, Karen Kayser, Paul Mike Raj
Exploring Barriers To Inclusion Of Widowed And Abandoned Women Through Microcredit Self-Help Groups: The Case Of Rural South India, Margaret Lombe, Chrisann Newransky, Karen Kayser, Paul Mike Raj
The Journal of Sociology & Social Welfare
Microcredit programs have been applauded as the magic bullet for the poor, especially women with limited financial resources. Building on previous research, this study examines effects of a microcredit self-help group (SHG) program on perceptions of social exclusion among widowed and abandoned women who participated in groups established after the 2004 Indian Ocean Tsunami in Tamil Nadu, India (N=109). Data were collected on key aspects of the program such as loan amount and investment patterns, group experience, demographics, and perceived barriers to inclusion. Results indicate that investment patterns and group experience impacted the women's perception of barriers to social inclusion. …